Military Life News

Military Life News, Commissary Rewards and Military Discounts

Cellphone Companies Announce Military Discount Programs

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In this fast-paced world, cellphones have become less of a convenience and more of a necessity, especially in the military community.

With deployments, training exercises and relocations, it is imperative to have the ability to stay connected with spouses, family and friends. It’s imperative and it’s expensive! Cellphone service can cost more than a car payment.

Several cellphone providers have announced discount programs for the military to help elevate the high cost of cellphone service. Check out the discounts the top carriers are offering.

Sprint Unlimited Military Plan

Sprint offers a 50% discount on the basic unlimited plan to military and veterans. The discount applies to additional family lines associated with the primary line. The first line is $60 a month (no discount applied), each additional line receives a 50% discount.

Four lines will cost $100 a month and include unlimited data, talk and text nationwide, Hulu, 500 MB mobile hotspot, DVD-quality streaming, global roaming in more than 185 worldwide locations, unlimited talk and text in Mexico and Canada, and 5GB of 4G LTE data.

One of the biggest concerns with switching service is the coverage. So how does Sprint’s coverage compare? According to an article published in “WhistleOut,” Sprint has the “fourth-best” coverage in the United States. The good news is in the regions Sprint is available the reliability of the service is pretty good.

If you are stationed anywhere from the East Coast to mid-Texas or the West Coast, Sprint offers reliable coverage at a great rate. If you live in the mid or south-west region of the United States, you may want to opt for a different cellphone provider.

Verizon Military Discount Program

Verizon is the Cadillac of cellphone providers when it comes to coverage areas, however, they do not offer quite as deep discounts for military members.

Verizon recently announced a military discount program. With this deal, you could save up to $40 on four lines under any of Verizon’s three “unlimited” plans. The basic unlimited plan or “go Unlimited” starts at $40 a month per line and requires at least four lines be opened to receive this price. The basic plan would cost a family of four $120 a month.

Related: 4 Ways to Save on Your Cell Phone Bill

This plan includes unlimited talk, text and 4G LTE data, DVD quality streaming (480p), unlimited mobile hotspot (600 kbps), Verizon Up Rewards and text and data in Mexico and Canada.

To receive the monthly savings, customers must enroll in Verizon’s AutoPay program and use paperless billing.

T-Mobile One Military

T-Mobile has recently rebranded and is the cellphone provider to watch, in my opinion. They are third in line for coverage which includes most of the United States, except for parts of Nebraska, Iowa, Wyoming and a very small area in southwest Texas near the Mexican border. I have driven through this area several times and there is pretty much no service available with any carrier.

With T-Mobile’s military discount, a family of four would pay $100 a month. These plans include most of the same services as the other carriers with a couple of notable additions. Netflix, texting and data abroad including 210 countries, in-flight texting and one hour of data on flights in the United States and what I think is the best part, all taxes and fees are included in the price, so your $100 cell phone bill is $100.

Another plus, T-Mobile has committed to hiring 10,000 veterans and military spouses and offers career training.

They don’t just have sales jobs. They offer a variety of positions from HR to IT.

AT&T

I intentionally left AT&T for last, because their military discount plan really isn’t worth much of a mention in addition to all the problems AT&T users have recently had (did you experience the major outages in 2017?).

They have a wide coverage area in the United States, coming in at a close second to Verizon. The military discount offered by AT&T is 15% off monthly service charges on qualifying plans. Their unlimited plans start at $70 a month for one line. In my opinion, 15% doesn’t come close to the amazing discounts the other carriers are offering.

These military discounts can really help military families lower their cellphone bills while still staying connected to the ones they love!

Are you looking to change your current cellphone carrier? Would you switch to one that offers a military discount?

You Can Buy Commissary Gift Cards at the NEX

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You can now buy commissary gifts cards at 43 NEX locations.

The Defense Commissary Agency (DeCA) and the Navy Exchange Service Command (NEXCOM) announced this decision saying they “teamed up to make it more convenient for you to share the gift of groceries with the authorized commissary customers in your life!”

“NEXCOM and DeCA teams have provided a win-win for our shared patrons. This coordinated effort seeks to provide our deserving customers additional convenience, and throughout the year our teams will be continuing the collaboration on other joint opportunities and events for our service members and their families,” said Retired Rear Adm. Robert J. Bianchi, NEXCOM CEO and DeCA Interim Director and CEO in a press release.

Until recently, you could only purchase commissary gift cards at the commissary or online from DeCA’s website.

Now the cards are in the NEX, near the front registers. When you purchase one, tell the cashier how much to load onto the gift card. The minimum is $5. The maximum is $300.

These gift cards can only be redeemed by an authorized commissary patron, which means the person receiving the gift card must have commissary privileges. If you’re thinking about giving one as a thank you gift to your child’s caregiver at the on-base Child Development Center, double check that he or she is able to purchase items at the commissary. Government employees do not have commissary privileges unless they are a military spouse or retired service member.

Here are five more things you need to know about commissary gift cards:

Expiration Date. The cards expire five years from the date of purchase.

Gift Card Balance. You can check the balance of your gift card by calling 877-988-4438.

Handling Fee. If you purchase the gift card online, there is a handling fee. There is not a fee is you purchased the gift card at the commissary or NEX.

Overseas Shipping. Gift cards can be mailed to APO, FPO or DPO addresses. This is great when your husband is deployed and you know he needs snacks. You don’t have spend time and money buying the snacks and shipping them in a care package. You can send him a commissary gift card and he can pick out what he wants from the closest commissary.

No Limit. There’s not a limit on how many gift cards you can purchase at once. But if you’re the FRG president and you need 10 gift cards with $100 on each card for your command’s Thanksgiving social, it may make more sense to order the cards online.

This decision by DeCA and NEXCOM to sell gift cards in the NEX is just one in a series of promotions that are linking commissaries and exchanges.

First DeCA allowed patrons to use their Military Star Card at commissaries. Prior to this, patrons could not use their Military Star Card at the commissary. Then DeCA and AAFES did a joint promotion for April’s Month of the Military Child. In May, some commissaries co-hosted a sidewalk sale with their nearby exchanges.

What does these joint promotions and sales between the commissaries and exchanges mean for DeCA’s future?

Honestly, it’s too early to tell, but it looks like the line between DeCA and the exchange is becoming blurred. Will these combined promotions increase sales at commissaries? Maybe.

Become a Facebook fan of MilitaryShoppers for a chance to win $100 every other week.

17 Greenhouses and Garden Centers That Offer Military Discounts

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The first day of spring is March 20, and that means it’s time to get your gardening on!

There is nothing quite like the feel of warm soil on your hands. Add some quality seeds, some sun, a little water, and in just a few short months you have the freshest produce or most beautiful flowers you can imagine. And nothing quite beats the feeling you get when you can go out into your own backyard and fill a vase or basket with something you’ve grown.

Even if you have a small space, as long as you have a sunny spot, you can grow something. You can even grow fruit trees! Last year, we made the big investment and built a large raised bed garden. We planted all kinds of things: tomatoes, peppers, three different types of squash. Then there was eggplant, strawberries, broccoli, Brussel sprouts, cabbage, lettuce, carrots and tomatillos. We had cucumbers for days and we don’t have time for me to list all of the herbs, just know that there were 6 types of basil.

To say that we may have gone overboard in our first year is probably an understatement. But it’s almost time to start planting again, and while we have pared down our harvest list, what hasn’t changed is our love of a good bargain.

Seeds aren’t expensive, per say, but when you add in all of the other things you need like potting soil, plant food, insecticide, watering cans, soaker hoses and plant supports, it can really start to add up. Knowing where you can snag a military discount is a gardener’s secret weapon.

Home Depot & Lowe’s

Both of these home and garden stores offer a 10% discount to all active duty military and veterans. You need to register in order to receive the discount, but it’s easy, and it’s a solid 10% off on everything you buy. And depending on the sale, it is often on top of sale prices.

I love Home Depot and Lowe’s for things like soil (watch for the sales!), seed starters, and materials for building trellises or vining frames. We even bought the cinder blocks we used to build our raised beds there, at a discount of course! They also offer a variety of easy to grow plants already started for you. Their selection of plants is a little limited, but you can start a pretty decent garden from what they have to offer.

Meadow Farms

Do you live in Maryland, Virginia or West Virginia? Meadow Farms has an amazing array of plants, including fruit trees, vegetables and herbs. If you’re not up for sprouting from seed, they are a great place to “stock” your garden and Meadow Farms offers a military discount.

I scoured the net to find other garden centers that offer discounts. Here’s what I found:

Live in New York?

Check out the daily discount offered by Hewitts.

Stationed in Ohio?

Get 10% off every Wednesday at Pettiti.

Snag 10% off waterscape plants and materials from Hoffmans.

Boyerts offers 10% off any one item every Wednesday.

Have PCS orders to southern California?

Get 10% off every Wednesday at Armstrong Garden Centers.

Live in the middle of the United States?

Orshlen offers 5% off every Tuesday.

Stationed in northern Maryland?

Homestead Gardens offers 10% off every Thursday.

Live in Oregon?

Wilco Farm Stores offers 10% off every day.

For military families stationed in Alabama, Mississippi, Georgia, South Carolina and Tennessee:

You can save 10% at Marvin’s every day.

At participating Southern States Cooperative locations, you can get a 10% discount every Tuesday.

Need grow lights?

Want to do a little hydroponic gardening? HTGSupply offers a 10% military discount for veterans. You need to register for a veteran account with HTGSupply to receive the discount.

Live in Arizona?

Summer Winds Nursery offers a 10% discount on any one item every day.

Do you have a large yard?

John Deere offers a military discount for all current and former service members.

Live in Washington?

Jason’s Greenhouse offers a 10% discount.

Logee’s offers a 10% military discount.

Are you thinking about planting a garden this spring? Check out this article, “How to Plant a Victorious Deployment Garden.”

Military Discounts to Use When Visiting State Parks

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When most of us think about the great outdoors, we immediately think of camping, hiking, hunting and maybe even whitewater rafting.

One of the best places to do all of these great outdoorsy things is at national parks, but what if you don’t want to trek all the way to a national park? While places like the Grand Canyon and Yellowstone are worth the hike, chances are you don’t have to take a road trip to explore all of the wonders that mother nature has to offer.

Your next great camping trip might just be up the road at any one of the more than 10,000 state parks.

Every state in the union, from Florida to Alaska and Maine to Hawaii has their fair share of gorgeous state parks. Encompassing more than 18 million acres, state parks have something to offer everyone. Whether you’re a ski fanatic, a hobby fisherman or just want to find a quiet place to commune with nature, chances there’s a state park that offers the perfect day off.

And many state parks offer military and veteran discounts.

Most state parks offer day and annual passes, as well as licenses for fishing, hunting and boating. Some require special passes depending on the activities you plan on engaging in at the park (i.e., primitive camping or RV stays).

And almost every park we researched offered a free annual pass for wounded warrior residents of the state, though the percentage of disability required for the annual pass varied by state.

Military Discounts to Use When Visiting State Parks

Did you know that West Virginia state parks offer a 10% military discount? Plan your next hiking adventure at Blackwater Falls State Park in West Virginia.

For the rest of us, active duty and veterans, the military discounts vary by state and often are offered at each individual park and for limited time periods or only to residents of that state. When in doubt, contact the individual park.

Here are 4 states we found that offer discounts at their state parks:

Georgia State Parks

Georgia offers dozens of state parks, including Fort Yargo, with its 260-acre lake, multiple RV sites and even lakefront yurts for a little weekend glamping. Active duty and retired military — who are Georgia residents — are entitled to a 25% discount on the daily or annual parks pass. A current military or retiree ID must be shown at time of purchase.

Florida State Parks

With over 150 state parks to choose from, if you crave the sun, you’ll find it here. Florida’s state parks include miles of beaches and all kinds of interesting trails including the Tallahassee-St. Marks Historic Railroad trail, with options for hiking, biking and even horseback riding. Active duty military, National Guard and reservists and retirees can received a 25% discount on all Florida state park entrance fees.

However the passes cannot be purchased online.

Maryland State Parks

Maryland culture has long revolved around the water. Dozens of Maryland state parks offer the chance to experience a landscape rich with marine wildlife and ocean views, including Janes Island State Park where visitors can fish and crab to their heart’s content. With a valid military ID all Maryland state park daily fees are waived. Find out more about this park and many others at Maryland.gov.

West Virginia State Parks

With over 50 state parks, West Virginia is a camping and hunting enthusiast paradise. Included in its many offerings is Seneca State Forest, home to rivers, lakes, miles of trails and its famous 65-foot fire tower that offers an incredible bird’s-eye view of the lush forest and woodland.

Best of all, all West Virginia state parks and services offer active duty and veteran personnel a 10% discount.

Looking for another state or a specific state park? Find links to it all by visiting www.stateparks.org.

Have you sign up for Military Shoppers Travel and Rewards community? It’s a free way to save money on your next family vacation.

When the Promotion Doesn’t Come

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There are to-do lists, grocery lists, PCS packing lists, duty station bucket lists and holiday wish lists.

But there is a single list that can turn an ordinary day into a reason to celebrate or a reason to be discouraged — The promotion list.

The hours spent in preparation for a board, the extra PT to improve to max out points, even the completion of college classes, have all been done in an effort to jump up a rung on the military rank ladder.

And when that day comes there are rounds of congratulations, celebratory dinners and toasts to the newly promotable. Social media posts proclaim the good news, but only for those selected.

What about when the promotion doesn’t come?

Dealing with the disappointment isn’t easy. In fact, with so much vested in advancement, not seeing your service member get the promotion you know they deserve can be downright depressing. But like so many other things in life, the right perspective can help take away the sting.

When the Military Promotion Doesn't Come

Enduring these moments of disappointment can strengthen your marriage.

Go Ahead and Vent

Feelings of disappointment, frustration and anger are normal and natural. Promotions are a big deal and feeling like your service member got passed over is never a pleasant feeling.

Sometimes you just need to let it out. Disappointment internalized can become bitterness and resentment, 2 emotions that are contrary to a military team environment.

It’s OK to express those feelings, just be cognizant of where and to whom you share them with. Avoid long rants on social media or outbursts in front of those who were selected.

If you can, find something constructive to do with all that negative energy. Clean your house, go for a run, bake up a storm, do whatever will help to take your mind off things for a while. Give yourself time to process all of those feelings, but then make sure you focus on something else.

Fixating on disappointment isn’t healthy. If you feel like your service member isn’t handling it well or dwells on those negative feelings for too long, make sure you reach out for help. Chaplains are a good place to start, but all military installations have mental health services readily available for service members and their families.

Be a Support System

Enduring these moments of disappointment can strengthen your relationship.

I can’t tell you how many times my spouse or other service members were sure to get a promotion, only to find their names missing from the list. Military services promote for positions they need to fill and sometimes the needs for one MOS or specialty is higher than another.

Promotions can sometimes feel quite arbitrary, and even deserving service members don’t get selected.

A conciliatory night out or a special dinner to show them how much you appreciate them might be in order. Just try to keep it lighthearted and positive. Remind them of all of the great things they have accomplished thus far.

Congratulate Those Who Made the List

Be graceful and congratulate those who did get selected for promotion. Our community is too small to let promotions affect our friendships and relationships. And next time, it might be you receiving the congratulations while someone else is left with the disappointment.

Remember that lack of promotion is not a demotion.

With so much energy focused on getting promoted, sometimes it’s easy to forget that just because you didn’t get promoted doesn’t mean that his or her military career is over. There are still opportunities for training that could see an increase in pay and potentially make selection for promotion the next time a shoo-in.

Start Preparing for Next Time

While there’s not a ton a military spouse can do to help a service member prepare for next time, try to be considerate and encouraging.

Volunteer to help quiz them for the board.

Be understanding when they stay an extra 30 minutes at the gym or sign up for training that looks good on their official record.

And most importantly, encourage them to keep at it.

How have you handled the disappointment when your spouse was not selected for promotion? Tell us about it in the comments section.

Don’t Miss the Spring Case Lot Sale at Your Commissary

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It’s that time of year again when the Defense Commissary Agency’s spring Customer Appreciation Case Lot Sale starts at commissaries stateside.

Have you shopped at a case lot sale? May is a great time to stock up on household items you use often.

You’ll find plenty of great deals at the commissary case lot sale to help you fill up your pantry without emptying your wallet.

Case lot sale dates are different for each commissary so be sure to check with the commissary website to see when your local commissary will be having their case lot sale.

Weather can cause the date to change. Call your commissary to confirm the case lot sale is still on schedule if weather in the area has not been good.

Not all commissaries will be having a case lot sale in May. A few had their case lot sales in April.

Eight stateside commissaries will not be participating at all including: Los Angeles AFB, Luke AFB, Davis-Monthan AFB, Patch Barracks, Fort Gordon, Robins AFB, Fort Huachuca and Hurlburt Field.

Military installations that have a case lot sale are only stateside. Overseas commissaries may have sidewalk sales or other promotions that are similar.

What will you find at a case lot sale?

A case lot sale is much like shopping at the big box stores, without the membership fee. They are usually set up under tents in the commissary parking lot. Some of the items you’ll find include:

  • Baby products: diapers, wipes, soap and lotion
  • Paper products: toilet paper, paper towels, napkins
  • Cleaning supplies: laundry detergent, dryer sheets, cleaning wipes and household cleaning products
  • Food storage: sandwich bags, storage bags and freezer bags
  • Pet supplies: dry and wet dog and cat food and dog and cat treats
  • Snacks: bulk chips, cereal, popcorn, crackers, pastries and fruit snacks
  • Canned goods: canned vegetables, canned fruit and fruit cups
  • International food: Hispanic, Asian and Italian food
  • Beverages: bottled water, soda, flavored water, sports drinks and juice

How to prepare for a case lot sale

A successful shopping trip to the commissary case lot sale is one where you buy only items that you will use. Don’t get carried away buying things you won’t use just because they are on sale.

Follow these 8 tips to ensure that you are a smart shopper at your case lot sale.

  1. Inventory your pantry to see how much you already have.
  2. Check the amount of space available to store items.
  3. Empty your vehicle so there is space to bring new products home.
  4. Make a list of things you would like to stock up on.
  5. Look for coupons. Yes, you can use coupons. See what is offered on the commissary rewards card and digitally clip the coupons. You can find out more about the commissary rewards card here.
  6. Eat before you go to the case lot sale so you aren’t tempted to buy extra things just because you are hungry.
  7. Look at expiration dates on items before you put them in your shopping cart. Can you use that entire product before it expires?
  8. Take another military spouse or service member with you. If you aren’t able to use all of a product before it expires, consider splitting the products between each other.

Case lot sales are a busy time for commissaries. Make sure you have plenty of time to shop. You can find products on average 50% off.

It is a great time to stock up on items you will use. Make sure to check the dates of your local commissary case lot sale and make plans to attend.

Do you know when your commissary is having its case lot sale? Click here for the list of dates.

8 Cruise Lines that Offer Military Discounts

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Take a breath and close your eyes. Imagine warm Caribbean waters, the soft, rhythmic ping of steel drums, and warm sand between your toes.

No, don’t open your eyes…don’t do it.

No, no, you’re right. It’s winter and we’ve got work to do. But at some point we need a break, a chance to get away, right? And there is no better way to say goodbye to the winter work day doldrums than planning a warm, tropical getaway. Or maybe sightseeing across Europe is more your thing.

Either way, there is no better way to step away from the strain and drain of our everyday lives than on the gleaming white decks of a cruise ship. Better still, is planning that trip knowing a military discount is going to stretch your vacation dollars even further.

Wondering which cruise lines offer the best military discounts? Here are 8 cruise lines to check out.

Carnival

Military travelers on Carnival can snag a discount of $25 to $250 (up to 20% off) per person over regular rates.

However, not all discounts are available all the time on all cruises.

Peak season and holidays might make it difficult to land a discount, so if you can, try booking during off-season for additional savings. Carnival often offers even better discounts for Memorial Day and Veterans Day, so if you can, plan ahead for those dates.

Discounts are available to active duty, Reserve, and National Guard personnel along with retirees, cadets, honorably discharged veterans, and surviving spouses of eligible service members. Discounts are given on rooms in which the eligible service member will occupy. However, Carnival will offer periodic discounts that allow for additional cabins to be booked at the discounted rate.

To get the military discount, eligibility must be met by providing a copy of enlistment papers, military ID or current LES, DD-214.

Royal Caribbean International

Royal Caribbean offers various discounts throughout the year, but not all discounts are available on all bookings. Typically military discounts are given off specific cabin types and specials such as onboard credit during special military affiliated holidays and Military Appreciation Month.

Discounts are offered to active duty personnel, members of the National Guard or Reserves, honorably discharged veterans, retirees, medically retired service members, and surviving spouses of eligible service members. Any discounted rate will be given to all travelers occupying the same cabin as the eligible service member, but the discount may not be extended to other rooms.

A valid military ID will be required to prove eligibility for the discount.

MSC

MSC offers one of the most consistent discounts, with military discounts available on almost all bookings. Discounts include: 10% off balcony, suite, and MSC Yacht Club staterooms and a 5% discount on interior and ocean view rooms. MSC also offers the ability to book multiple rooms so you can enjoy your trip with extended family and friends, all at the discounted rate. Plus, kids who are ages 11 and under cruise for free!

MSC offers their military discounts to active and retired service members, plus members of the National Guard and Reserves. A valid military ID must be presented to demonstrate eligibility.

Disney

A long-time friend to military travelers, Disney Cruise Lines offers military discounts on select bookings. Special military rates are available to all retired and active personnel, and members of the National Guard and Reserves (with some restrictions).

The discount is limited to one stateroom per military member per sailing. Active duty and retirees must provide valid military ID to qualify. Members of the National Guard and Reserves must provide copy of orders of activation dated no later than January 1 of the previous year to qualify for the discount.

Norwegian & Holland America

On occasion, Norwegian and Holland America will extend a military discount. So if they offer the trip you’ve been dreaming of, check with your travel agent or the cruise line directly for any available military discounts.

Princess

As their way of saying thank you to those who serve, Princess offers up to $250 in on-board spending. The military reward offered depends on the length of the cruise booked. Sailings of 6 days or less earn $50, 7 to 13 days earn $100 and if you are lucky enough to book a 2-week trip or long, you’ll receive $250 to spend on board.

Active duty service members, along with honorably discharged veterans and retirees are eligible to receive the spending cash and this reward may be claimed twice per calendar year and combined.

A valid military ID or other proof of service documentation, such as a DD-214, is required and travelers will need to apply for eligibility no less than 2 weeks prior to departure date.

Celebrity Cruises

Celebrity offers select rates throughout the year for active duty, National Guard, Reserves, honorably discharged veterans and retirees. Military ID or other proof of service is required during departure check-in.

Looking for more military discounts? Check out the MilitaryShoppers’ military discounts page.

Military Savings for Tax Time

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Military couples don’t have to spend money on tax preparation software. There are plenty of free and discounted options available for service members, military spouses and retirees.

Here is a list of military savings for tax time.

Volunteer Income Tax Assistance (VITA) Program

Have you heard of the Volunteer Income Tax Assistance (VITA) Program? This program operates free tax preparation centers at military installations around the world. The VITA offices are open to active duty service members, including National Guard and Reserves, military dependents and retirees.

Since the Armed Forces Tax Council partners with the IRS for this program, volunteers received IRS certified training. They are ready  to help military families with tax preparation and answer common tax questions at these centers.

VITA is a great option for young service members who need help filing their taxes.

If you are planning to e-file your taxes at a VITA office, bring the following documents to your appointment:

  • Valid photo identification
  • Social Security cards for you, your spouse and dependents.
  • Birth dates for you, your spouse and dependents
  • Your wage and earning forms, such as Forms W-2, W-2G, and 1099-R.
  • Interest and dividend statements (Forms 1099).
  • A copy of your last year’s federal and state tax returns, if available.
  • Routing and account numbers for direct deposit of your tax refund.
  • Total amount you paid for day care and the day care provider’s identifying number. This is usually an Employer Identification Number or Social Security number.
  • Other relevant information about your income and expenses.

If you are married and filing a joint return, both of you need to sign the return.

What if my service member is on deployment?

If your service member is on deployment, you have a few options. If there’s a VITA site at their location, they can e-file their taxes there.

If you, as the military spouse, plan to file a joint return, bring a valid power of attorney when doing your taxes. The IRS recommends using Form 2848, Power of Attorney and Declaration of Representative when completing your taxes.

If your service member is in a combat zone, the military spouse can file a joint return with “a signed statement explaining that the other spouse is in a combat zone and unable to sign,” according to the IRS.

Click here to see the list of Volunteer Income Tax Assistance offices around the world.

“MilTax” Software Available Through Military OneSource

If you feel confident that you can complete your taxes online, consider e-filing using Military OneSource’s free filing service, MilTax. This service allows military members to complete and electronically file federal and up to 3 state tax returns, according to Military OneSource.

If you have questions about this tax service or about your own tax returns, please call 1-800-342-9647 and ask to speak with a Military OneSource tax counselor. Trained tax counselors are available 7 days a week from 7 a.m. to 11 p.m., EST. For online assistance with questions about deductions, exemptions and filing deadlines, send inquiries to TaxQuestions@militaryonesource.com.

This service is available to active duty, National Guard and Reserve, and spouses. Users must create a free account with Military OneService before taking advantage of this military savings.

TurboTax Military Edition Software

Active duty and reservists, who are USAA members, can get TurboTax Deluxe Online Federal for free. All USAA members can save up to $20 on TurboTax federal products.

Visit USAA’s website for more information the TurboTax Military Edition Software.

Did we miss any other tax preparation services that offer military savings? Tell us about it in the comments section.

15 Military Coupon Mistakes That Smart Military Spouses Make

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Shopping at the commissary is a great way to save money and having military coupons make it even better. Are you a savvy shopper that clips military coupons before heading to the commissary? Even the best couponers make mistakes.

Here are 15 military coupon mistakes that smart military spouses make and how to avoid them.

Not Having a Commissary Rewards Card

The Commissary Rewards Card should be your first stop when looking for military coupons. You can digitally clip military coupons and add them to your Commissary Rewards Card. If you don’t have one, you can pick one up at any commissary.

Forgetting to Register at MilitaryShoppers.com

MilitaryShoppers has printable military coupons and the commissary flyer.  Sign up for emails and get commissary deals, product highlights and more.

Not Scheduling Adequate Time to Shop

When you’re in a hurry, you don’t pay attention to detail. Make sure you plan your trip to the commissary with enough time to shop. Eat before you go so you aren’t tempted to put things in your shopping cart that you don’t have military coupons for.

Not Picking Up the Military Coupon Flyers at Your Commissary

There are military coupon flyers at the commissary. Don’t skip those thinking you have all the military coupons you need. There might be a better military coupon inside the flyer.

Ignoring Military Coupons on the Shelves

Often there are military coupons on the shelf. Compare them to the ones you have and see which one is the better deal.

Not Knowing When New Military Coupons Are Available

If you only look for coupons in the Sunday paper, you are missing out on great savings. The Commissary Rewards Card site has new coupons almost daily. As soon as manufacturers provided them, they are live on the site. Many other sites like coupon.com post new coupons daily.

Couponing on Your Own

Learning from others will help you expand your savings. Contact your local Fleet and Family Center to see if there is a coupon exchange program. It’s also a great way to get to know other military spouses.

Buying the Item Even if It Doesn’t Scan at the Discounted Price

Sometimes coupons don’t scan. Don’t settle and buy a product if you aren’t able to get the discount. Ask the clerk to scan the military coupon again or to type in the discount. If that doesn’t work, ask to speak to a manager.

Buying Something You Don’t Need Just Because You Have a Coupon

Just because there is a military coupon for an item does not mean that you should buy it if you aren’t going to use the product. Pay attention to what you are buying and don’t stray from your grocery list just because there is a coupon.

Failing to Stock Up on Items Your Family Uses

If there is a product, such as toilet paper, that your family uses often consider stocking up when there are good military coupons for it. You will save money over time if you purchase bigger quantities.

Having a Disorganized Coupon Folder

Everyone has their own way of sorting military coupons. Organize your folder the way that works best for you. Is it grouping coupons in the order that you will find items in the commissary or putting all the soon-to-expire coupons up front?

Not Taking All Your Coupons in the Store with You

Don’t just take the coupons that you are going to use into the commissary. Perhaps you will find an item that your family uses on sale. Add a coupon to that and it’s a great day to stock up.

Not Knowing the Commissary’s Coupon Policies

It’s important to know store coupon policies. The commissary, for example, does not double coupons. If you print a coupon and have a digital one for the same item on your Commissary Rewards Card, you cannot use both. The commissary also does not take expired coupons stateside, but will take them up to 6 months expired overseas.

Not Reading the Fine Print on Coupons

Always read the fine print on coupons. Some have a specific size the coupon is good for while others are for multiple items. Make sure you buy all items required and place them together on the conveyor belt.

Failing to Watch the Monitor as Items and Coupons Are Scanned

Our final tip is to make sure you pay attention as your items are scanned. You’ve done all the work to find coupons; make sure you get the discount. If the coupon scans incorrectly, point it out to the cashier. If you have a problem, ask to speak to a manager. It’s your money; make sure you get the most from it.

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16 Military Discounts for Fitness Enthusiasts

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Military discounts are abundant at restaurants and retail stores, but when it comes to fitness products and gyms, they are scarce.

Service members and their families are some of the most active individuals and make up a huge shopping network, yet the discounts aren’t there. We’ve done the research and put together this list to help you find gyms and fitness products that offer a military discount.

16 Military Discounts for Fitness Enthusiasts

Rogue Fitness: Rogue Fitness is a popular site to purchase fitness equipment. They have everything from CrossFit gear to dumb bells to apparel. Their staff includes many current and former service members and their spouses. They ship to APO/FPO addresses.

The Exchange: You don’t need to search for a military discount, just shop at your local Exchange for great savings. Remember that they price match so visit customer service if you find a better deal on the same product they sell.

Gold’s Gym: Gold’s Gym offers a great military discount on enrollment plus 20% off dues.

YMCA: The Y has a program where some locations provide free membership for military spouses while their service member is deployed. Some of those locations also offer respite care.

24 Hour Fitness: G.I. Jobs magazine ranked 24 Hour Fitness as a top military friendly employer. They employ many military spouses as well. They offer a military discount on membership and will freeze your account for you if you receive orders that would place you more than 25 miles away from one of their fitness centers.

ACE: Ready to take your fitness to the next level? ACE offers personal trainer and group fitness instructor certifications.

IHRSA: IHRSA created the Joining Forces Network. This brings gyms across America together to provide free memberships to families of deployed Reservists and National Guard members.

Christian Fitness Factory: A 10% military discount is always available to active and retired military on fitness equipment.

Go Ruck: Founded by former Special Ops soldiers, this company creates and sells tactical fitness gear. They offer a 25% military discount.

Foot Locker: Foot Locker offers a 20% military discount with military ID.

Champs Sports: Champs gives military members a 20% military discount with a military ID.

Nike: Nike offers a 10% military discount on Nike.com as well as at Nike, Converse and Hurley stores.

Finish Line: Finish Line has a 20% military discount.

Again Faster Equipment: They have a 7% military discount on fitness equipment.

Under Armour: Under Armour offers a 10% discount to active duty and veterans on their website and in all Under Armour stores. Online purchases are verified through  ID.ME.

Military Cyclist: Military Cyclist offers special pricing for military families. Why look for a new bike shop every time you PCS, when you can get a military discount online? Military Cyclist is owned by a military family and was designed specifically for service members and their families.

These are a few great military discounts available on fitness equipment, gear and gym memberships. Don’t forget about the fitness center at your military installation while searching for the right gym. Most bases have a gym where family members can work out for free. Sign up for a class and give it a try before paying for a gym membership.

Have you ever thought about making a career out of your love for fitness? Having a portable career as a military spouse is important. Many spouses earn fitness certifications and personal trainer certifications that allow them to find jobs anywhere a PCS move might take them. There are programs to earn these certifications where the cost is covered by MYCAA for spouses. If you are interested in taking your fitness enthusiasm to the next level, visit the gym at your local base. Many staff members are military spouses. You can talk to them about certification and job potential.

Are you a fitness enthusiast? Which of these military discounts have you used in the past? Which ones surprised you?