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Should Shoppers Use Their Military Star Card at the Commissary?

07/05/2017 By Veronica Jorden

As part of the Defense Commissary Agency‘s continuing efforts to increase value and convenience at military commissaries across the world, military shoppers at more than 200 commissaries  will have the option to use their Military Star card to pay for groceries starting in October. The additional credit card payment method is being incorporated into the point-of-sale payment overhaul already scheduled for the fall.

There are many reasons to be excited about this new option and a few concerns you may want to consider before using your Military Star card at the commissary.

The Benefits of Using Your Military Star Card at the Commissary

Many shoppers are already using credit cards to pay for groceries. Using the Military Star card has some distinct advantages:

Low Interest Rate

In addition to the low interest rate and fair credit lines offered even to those with little or bad credit , the Star card offers no late or over limit fees and the interest rate is reduced and payments waived during deployments. For junior service members and their spouses, the Military Star card can be a great way to build good credit.

Reap the Rewards

In addition to the Commissary Rewards program, shoppers using their Star card can earn extra rewards. Just like many other retail rewards cards, Military Star card users earn 10% back on all of their purchases. These rewards come in the form of a certificate or payment cards that are eligible for redemption at exchanges, shoppettes and on-post food vendors.

Our fingers are crossed that the rewards will also be eligible for use at the commissary. Every reward earned offers shoppers the potential to save some of their hard-earned cash.

Using the Star Card Supports MWR Programs

A considerable amount of the monies earned through interest on Military Star cards is used to fund MWR events and programs. Using your Star card helps keep our military dollars within our community.

Provides Options to Military Families

In her article, Star Card At The Commissary: Good or Bad? , Kate Horrell mentions one important benefit of this payment option:

“Service members who have run out of money will be able to purchase affordable, real food on credit instead of buying expensive junk food at the exchanges or minimarts/shoppettes.”

We know an unhealthy diet is usually a cheap diet, so having the Star card as an option for those months where a paycheck runs a little thin could be a value for some military families.

DeCA Gets to Save

Adding the Military Star card to the list of credit cards currently accepted at commissaries offers a direct benefit to DeCA. For every credit card purchase processed, DeCA must pay a small transaction fee to the credit card processor. Military Star card transactions, in comparison, cost less than say the fees paid to Visa or Mastercard.

The Concerns Associated with Using Your Military Star Card at the Commissary

So we’ve covered the benefits, but what should service members and their families think about before swiping their Star card?  Two words – debt management.

Using the card to earn rewards can be a great way to stretch your budget, but that only works to your advantage if you pay off your credit card balance each month.

Credit for Consumables

Many financial advisors warn against using credit to purchase consumable goods. While it is easy and convenient to charge that $200 grocery bill to a credit card, if you only pay the minimum payment, by the time you pay off the balance, you’ll have paid an additional $15 or more in interest. And if you make a habit of it for every weekly grocery run, your annual grocery shopping bill could be more than $700 over what it would have been if you’d just paid cash.

Option for Garnishment

Plus, if you use your Star Card and don’t make a payment, you may soon find your military wages garnished to pay the bill. Regular credit cards don’t have that option.

If you are going to use your Military Star card at the commissary, reap the benefits, but take care to treat it just like any other credit card purchase and shop responsibly.

Do you have a Military Star card? Will you use it at the commissary this fall?

How Do Unemployment Benefits Work for Military Spouses Living Overseas?

07/03/2017 By Kimber Green

Filing for unemployment isn’t as complicated as it once was. If you are a military spouse that has lost a job due to PCSing with your service member, you may be eligible for unemployment benefits. There are many factors that go into determining if you qualify along with how much money you can receive. Finding out if you do qualify and how much you may receive does not have to be difficult anymore as most states have this information readily available online.

How Do Unemployment Benefits Work for Military Spouses Living Overseas?

Many states do not spell out whether moving overseas qualifies or disqualifies a military spouse from receiving unemployment benefits.

There are now 46 states, as well as the District of Columbia, that provide unemployment insurance for military spouses that leave their jobs specifically to follow their service members on a new assignment.

Only Idaho, Louisiana, North Dakota and Ohio consider leaving a job for this reason to be “voluntary” and therefore not a good reason for leaving a job under any wavier.

Ohio worked on legislation last year to include military spouse relocation due to a PCS to be eligible for compensation. It however stalled in the state House in November with some opposing the bill saying they are already borrowing money from the government and without asking for further funds, this would create a heavier tax on businesses.

When filing for unemployment, make sure you apply in the state in which you worked; not the state or country that you have moved to. If you worked in any of those 4 states that do not offer unemployment for military spouses, then you do not qualify unless there are other circumstances you can claim exemption with. A link to each state’s unemployment information is available here. If you are unsure whether you qualify or not, go ahead and apply anyway. You can always file an appeal if you are denied the first time.

Some states have a specific clause under qualifications for unemployment to account for military spouses relocating out of state while others simply have a blanket statement for any spouse that moves a specific distance from their current job to follow a spouse to their new job assignment. The latter is known as a trailing spouse and applies to any spouse, military or not. Both of these are considered a voluntary quit with good cause.

Many states do not spell out whether moving overseas qualifies or disqualifies a military spouse from receiving unemployment benefits. Each state has its own laws regarding unemployment. There are a few states that have laws that specifically exclude moves overseas however. If you can make a case that you will be able to apply for jobs in America while overseas, then you may be approved for unemployment benefits after all.

Remember that each state is different and that laws constantly change. If you did not qualify a few moves ago, don’t be deterred this time. Perhaps the laws have changed in your favor. For example, Virginia only passed the military spouse unemployment compensation bill in 2014 and Ohio is still considering theirs.

Not only does every state have its own rules for qualification, but they also have different steps you must take to get unemployment benefits. The amount of compensation you may receive and the duration of benefits may differ as well.

Before you leave your job, make sure you check your state’s guidelines first. While leaving your job early to prepare for a move or to take a vacation before you PCS may sound good, you may lose out on unemployment if you quit too early. South Carolina for example only allows a person to resign from their job 15 days prior to a move.

Things to know when filing for unemployment:

  • Most states have a minimum amount of time that you must have worked in that state to qualify.
  • The amount of money you will receive is based on a percentage of your earnings over the previous 52 weeks.
  • Most states cap the amount of time you can receive unemployment benefits to 26 weeks.
  • Unemployment benefits are taxed. You will have to report them on your federal income tax return.
  • Filing for unemployment does not penalize your former employer. Unemployment insurance comes from the state’s general unemployment fund.

Go to your state’s website for unemployment and read all of the rules before you quit your job. When filing, you will likely need a copy of your service member’s PCS orders. If you leave a job in America to follow your spouse on their job assignment overseas, you may qualify for unemployment. You would need to be able to show that you are able to continue looking for work from an American business while you are abroad however.

If you worked while overseas with your spouse and have now received orders back to the United States you may be wondering if you can get unemployment that way. In some cases it is possible. You paid taxes on the money you earned abroad. Some of that money goes into the unemployment fund. You can apply for unemployment in your state of residency if you worked for an international company. If you worked for an American company while overseas, then you would apply for unemployment benefits from the company’s state of home office.

What questions do you have about unemployment? Post them in the comments section and we will try to answer them in a future article.

4 Tips for Booking a Room at Military Lodging

06/26/2017 By Michelle Volkmann

It’s one of the best parts about being stationed on Okinawa. The Okuma Recreation Facility is a family recreation paradise operated by the military on the north side of the island. This hidden gem has bike paths, glass-bottom boat tours, golf and kayaking. With cabins located on the beach, I knew that I wanted to stay at Okuma at least once during the 3 years we were stationed on Okinawa.

4 Tips for Booking a Room at Military Lodging

At Okuma Recreation Facility, there are beach cottages, private cabanas and log cabins available for those who want to stay for a weekend or longer. (U.S. Marine Corps photo by Cpl. Megan Angel/Released)

But booking a cabin at Okuma wasn’t as easy as I thought it would be.

First I had to track down the reservation phone number. Next I had to find out how far in advance a guest can make a reservation. Then I needed to make a reservation for the type of room my service member was eligible to stay at.

I had 3 false starts before finally succeeding at making a lodging reservation for us.

These obstacles are not uncommon when it comes to booking a room at military lodging. A friend of mine was complaining just last week saying “Why is it so hard to book a room at military lodging?” She wanted to stay in Pensacola, Fl., during a cross-country PCS road trip.

4 Tips for Booking a Room at Military Lodging

The Hale Koa Armed Forces Recreation Center as seen from Kalia Road, Waikiki, Hawaii. (U.S. Army photo by Bill Bradner)

We know that there are some awesome military lodging locations. But making a reservation can be such a pain in the butt. What’s the best way to do it?

Here are 4 tips for booking a room at military lodging.

Find out how far in advance you can make a reservation and memorize their cancellation policy. OK, you don’t have to memorize their cancellation policy. But you want to be familiar with it and clearly understand it.

Some military lodging facilities will allow guests to book a year in advance. So if you want to celebrate New Year’s Eve in Tokyo on Dec. 31, 2017, you needed to book your room at the New Sanno Hotel on Dec. 31, 2016.

Other military-owned facilities allow guests to make reservations 180 days in advance. There isn’t 1 cancellation policy for all DoD lodging. It varies by location, so make sure you understand it when planning your vacation.

In general, reservations can be made months in advance. I recommend making your reservation as far in advance as possible.

Wait, back to the cancellation policy. Here’s why that is important.

Book ahead as long as you understand the cancellation policy because it may not be the same as a civilian hotel’s cancellation policy.

For example, when we booked our Disney vacation and planned to stay at Shades of Green, we were told that room cancellations, without a fee, must be done 30 days in advance. I put that information in my iPhone calendar and then at 31 days until our family vacation, I double-checked with my husband that our vacation was still a go.

This means, yes, his leave was approved. Yes, he would back from his deployment in time to drive to Orlando with us. No, we didn’t want to stay at a different resort.

Use the phone number. In my experience, the best way to make a reservation with military lodging is over the phone. Hands down. It’s the way to go. That way, you can find out if you’re eligible to stay at this military lodge (more on that later), what their cancellation policy is, what type of room you’re getting, what amenities that room has (coffee maker, mini fridge) and what you are paying for this room. Typically, room rates are based on pay grade.

Plus when you are on the phone and the dates you want a room aren’t available, you can find out if you can be put on a waiting list. Some military lodging has waiting lists for guests.

Understand who is eligible to stay where. Not all military lodging is open to everyone. When you are researching a particular location, make sure you understand if you are eligible to stay there or not.

Some facilities are available to active duty and retired service members, National Guard members and Reservists, and DoD and nonappropriated funding government employees and their immediate family members. Some facilities like the Marines’ Memorial Club and Hotel in San Francisco and Hale Koa in Hawaii are open to all veterans, regardless of length of service.

I should also mention that service members traveling on orders always have first priority for military lodging. I’ve never lost a room due to service members who needed it, but I could have. I recommend booking a back-up hotel, a civilian one with a no-fee 24-hour cancellation policy.

Look to other military families for information about military lodging. As you can see, it isn’t impossible to book at room at an inexpensive military resort. But it can be frustrating if you don’t understand the reservation policies.

When you’re looking for information, ask questions on your local military spouse Facebook groups. Once you figure out the secrets of booking a room, share your knowledge with other military families. It’s the best kind of paying it forward, in my opinion.

Have you had success booking a room at military lodging? What tips would you offer to make this process easier to understand?

How to Work From Home While Your Kids Are Home on Summer Break

06/23/2017 By Meg Flanagan

You’ve finally settled into a perfect rhythm. Post-drop-off, you grab a quick (hot) cup of coffee and get to work. You can spend the whole day networking, creating and getting your hustle on.

Except now, school is out for the summer and your kids are at home with you. Your beautiful angels will be home all day long. Just like that, your perfect work rhythm is seriously in jeopardy.

How to Work From Home While Your Kids Are Home on Summer Break

You may need to work in the evenings when your kids are home with you for their summer vacation.

With a few tweaks, though, you can still work from home during summer break.

Work From Home Solutions: Find Child Care

Summer Camp

Behold the beauty that is summer camp. Your children will be having glorious adventures every weekday during regular school hours. You, on the other hand, will be able to stick to your perfect work schedule.

Unlike (public) school, however, you will have to pay for the privilege of keeping your kids busy. Luckily for military families, there are many scholarships and even free camping opportunities out there! And there are endless camping possibilities. From your basic day camp to specialty activity camps to sleep-away camps, there truly is something for everyone.

Even if you only use summer camps for a few weeks, this option can seriously keep your work groove in the zone.

Mother’s Helper

What if a magical person came to your house for a few hours a day to entertain your children? These angels from heaven do exist and they are called mother’s helpers.

Mother’s helper is a perfect job for an older middle school or young high school student during summer break. It’s a great bridge between being a child and being an independent babysitter. Plus, mother’s helpers usually command slightly lower rates because you, the parent, will be home.

Additionally, you will be helping another young entrepreneur get his or her start in the business world! Ask around your church, social groups or schools. You never know who has a child that wants to gain child care experience.

Enlist Your Spouse

One of the perks of being a work-at-home-parent is that you can pull double duty as the primary caregiver and a breadwinner. But you absolutely need some alone time to work or just get out of the house. Schedule some time for your spouse to step into your shoes. Then you can set up shop in a cafe with wifi to work and enjoy a delicious latte or two.

Other Child Care Options

Set up play dates or child care swaps with other families during the week. Create a backyard full of entertainment with kiddie pools, sandboxes and maybe a swing set. Or head to a playground to change things up. You should definitely use every minute of naptime and create rest time for children who no longer nap.

Worst-case scenario? You might be pulling some night shifts to get your work done.

Work From Home Solutions: Workflow Optimization

Planning

Make sure that you know what you’re doing in your limited time. On Sunday night, after the kids are asleep, write everything down in your weekly planner. Include your kid’s activities, your work commitments and other tasks to complete.

Make note of any days when you know that you might need to get work done at night. Also be sure to include a countdown to any big project deadlines. This way you can mentally prepare and plan in advance.

Batch Your Work

Working from home means you wear a lot of different hats all the time. When you’re planning your work week, try to keep similar tasks on the same day.

For example, plan to schedule social media posts on Mondays and write new blog posts on Tuesdays. Or micro-batch things, like answering emails during your first 20 minutes and then make 1 sales call immediately after.

Cut the Extras

Figure out what is the core of your business and focus on that during the school-free months.

If you are self-employed or a freelancer, this can be easier. In the summer, try to keep it simple. It might be a good idea to think carefully about taking on new projects, clients or commitments. Unless you have found a way to carry your school-year schedule into summer, your work time might be significantly impacted.

For current projects, stick to the basics and essentials. Think about what you absolutely have to do to keep going.

If you work for someone else, now is a great time to remind your employer that your children will need more of your time during the summer. Ask about flexible scheduling, like working more nights and fewer days if you are on the clock. If your schedule will be drastically altered, see if you can work part-time or be used as a backup.

Work From Home Solutions: Spend Time Together

As important as work is, cherish these fleeting summers spent with your children. Even while you maintain your business or career, schedule in lots of time for fun day trips and vacations.

After all, that’s part of the appeal of working from home, right? You can enjoy your kids’ childhood and rock your career dreams!

Do you work from home? What do you do with your kids during summer vacation?

Should Service Members Be Required to Buy into Their Post-9/11 GI Bill Benefit?

06/19/2017 By Kimber Green

House Veterans Affairs Committee Chairman Phil Roe, R-Tenn., introduced the idea of changing the GI Bill to have service members buy into the benefit. This quickly became a debated topic with strong opinions on both sides.

Later, a meeting was scheduled to hear points from multiple interested parties, but that was quickly called off as well. Finally, last month 35 veterans groups were able to peacefully discuss changes to the GI Bill.

At the conclusion of that meeting, the groups were able to agree on 4 key changes to the GI Bill but could not agree on how to fund them.

Currently, the Post-9/11 GI Bill is a free benefit to service members that meet certain criteria. There is no fee to participate in the program. The GI Bill is estimated to cost the government about $100 billion over the next 10 years.

Should Service Members Be Required to Buy into Their Post-9/11 GI Bill Benefit?

New service members may be required to pay into the GI Bill if proposed changes occur. Four changes are being considered, but funding for them may come from service members directly.

The idea introduced is that new service members would have to buy into the GI Bill benefit if they wanted to have access to it. This fee would only apply to service members that enter the military after a set point, not current or former service members.

The GI Bill tax is proposed to be $100 a month for the first 2 years of service. While that might not sound like a lot of money to those in Washington, it is substantial to lower enlisted men and women. Once the $2,400 has been paid over that period of time, service members would be eligible to use the GI Bill. The government estimates that this buy-in fee would bring in $3.1 billion over 10 years.

The money taken in from this GI Bill tax would be used to finance adding other groups of service members and their families that do not, under the current GI Bill, qualify for the program. Adding these groups to the GI Bill benefit is what all parties can agree on, but funding it through this tax is not.

As it stands, the groups agreed on 4 changes to the GI Bill.

The first is permitting National Guard and Reservists who deployed under Title 10, Section 12304b and should of qualified for benefits, but didn’t, to be eligible for the GI Bill. Roughly 4,700 service members fall under this category.

The second thing they agreed on is to broaden the eligibility for the Yellow Ribbon Program to include surviving spouses as well as children of service members that were killed while serving their county. The Yellow Ribbon Program provides extra money to put toward education, which allows recipients to attend schools or take classes that would otherwise cost more than the GI Bill would cover.

The third thing all parties could agree on was to give full GI Bill benefits to every Purple Heart recipient. Sadly, every Purple Heart recipient does not currently qualify for these benefits. As it stands, the service member must be medically retired from the military if they don’t have 36 months of active duty. There are about 1,500 Purple Heart recipients who do not meet these qualifications.

Finally, those at the meeting agreed that there should be assistance for students when a school they are attending closes. Under the current GI Bill, if a school closes its doors before you graduate, you simply lose the money that the GI Bill benefit paid to the school. You don’t get to start over at a new school with new money.

Thousands of veterans were hit hard when ITT Tech closed last year. They weren’t able to recoup any of the money or even transfer credits.

These 4 changes to the GI Bill are great improvements. The only problem is how to fund them. The VFW strongly disagrees with charging service members for the GI Bill but other groups, particularly the Student Veterans of America, are for it.

What do you think of this proposal to have service members buy into their Post-9/11 GI Bill benefits?

How to Move Your Plants with You to Your New Duty Station

06/16/2017 By Veronica Jorden

When trying to make that rental property or on-post house feel like home, if you are anything like me, adding something green and growing is a must. Two (green) thumbs up if that new home also has room on the back deck from some container gardening, or better yet, enough yard space for a garden.

But no matter how hard you work to cultivate that bumper crop of cucumbers or nurture the philodendron that has occupied the corner of your living room for so long it’s practically a family member, PCSing often means you have to leave your plants behind.

How to Move Your Plants with You to Your New Duty Station

Have you moved your plants from one duty station to another?

But, if you happen to be preparing for a CONUS PCS, then you may just be able to take some of your little leafy friends with you. It just takes a little bit of planning.

Before you move any plant, make sure you check local laws for both the state you are departing and the one you are about to call home.

Some states restrict or prohibit the import or export of some types of plants. The reasons are many. The most common of which is that some plants can destroy or negatively impact local habitats, so check the law first.

House Plants

Some packing companies will allow you to ship plants, especially if the pick-up and delivery dates are a week or less apart. If your mover will ship plants, ask if they have special boxes for just this sort of thing.

If not, you can prepare your plants for shipment by lining the inside of a sturdy box (big enough to completely surround your plant) with plastic. You’ll also need enough bubble wrap to pack the plant in the box to keep it from tipping over.  You might also consider cutting some holes in the side or top of the box to let as much light into the box as possible without damaging the integrity and sturdiness of the box.

Oh, and make sure your plants are the last thing on the truck. It will help make sure they don’t get damaged because something heavy gets stacked on top and it will ensure they are the first thing off the truck when the movers arrive at your new address.

Most indoor plants can survive in the darkened conditions of a packing box with a good watering for about 3 to 5 days. If it’s going to be longer than that before your household goods arrive, then consider shipping it ahead to a friend or ask a neighbor to ship it to you after you get to your duty station.

If your plan is to keep your plants with you, say in the back of your car while you are moving, just make sure you give them some time in the sun and if temperatures get extreme (too hot or too cold) take them inside with you when you stop to rest for the night.

Outdoor Plants

For outdoor plants, the process gets a little trickier. You can give yourself a head start by planning for a potential move when your first plan your garden. And just like house plants, if you are going to ship an outdoor plant, the trip can’t be more than 3 to 5 days inside a box.

Bulbs are a great option for replanting. Daffodils, tulips, peonies and countless others all start with a bulb. While you can dig up bulbs at any time during the year, it’s best to try to pull them out of the ground before spring (this might mean the previous fall if you have a heavy winter season.) Allow your bulbs to dry a bit away from sun and wind and then store them in a paper bag. They are fragile, so pack them like you would anything else that is breakable.

Small shrubs and trees can also be transported without too much hassle. When removing them for transport, just make sure you keep the entire root ball intact. Wrap the entire ball in plastic, and then use paper or plastic wrap to ensure the remainder of the plant isn’t damaged during the move.

If taking a big bush or tree with you isn’t possible, consider taking a cutting. Roses, violets, begonias, citrus trees, poinsettias and geraniums are popular option. Take the time to research the best way to take a cutting for each type of plant and just like the other options, try to limit the time the cuttings are without sunlight and water to no more than 5 days.

If you happen to grow plants with seeds that are easily harvested, like watermelon or squash, take the time to dry the seeds, then store them in a paper envelope and when the season is right, plant the newest generation at your new home.

Have you moved your plants from one duty station to another? What tips would you offer?

How to Prepare Your Pet for Air Travel

06/14/2017 By Meg Flanagan

“Ummmm, I think I forgot the third copy of his health certificate!”

My face was absolutely panicked as I rechecked my dog’s travel folder, for the third time. I had put everything in there, in order, as directed. I had read all the rules 30 times, at least.

But we were still here, on the way to the airport and not sure what happened to that third copy of the health certificate.

Before you take off, make sure that you completely prepare your pet for air travel.

How to Prepare Your Pet for Air Travel

Do you have any tips for traveling with pets?

Before You Book

Unless you are traveling on PCS orders, you might have a little more flexibility with flights. Do some research into different airlines, where they fly and their pet policies.

Some airlines only allow small dogs and cats in the cabin. Others will allow animals in the cabin and in cargo, but only in the continental United States. There are just a handful of carriers that will transport pets in the cargo area overseas.

There are also size restrictions for pets flying in the cabin. Every airline is slightly different, so be sure to triple check your pet and his travel carrier before you pay. For pets flying in cargo, there are different charges based on the size and weight of your pet plus her kennel.

Additionally, there are temperature restrictions, especially for pets in cargo. Typically, pets are not allowed to fly if it is over or under a certain temperature. This is for their safety and comfort, as well as for your peace of mind.

Your pet should also be checked out by a veterinarian. This is especially true if you are PCSing overseas since your furry friend will need a clean bill of health to move with you. Your vet can help you work through any concerns you might have, like age or anxiety, and make recommendations to keep your pet comfortable during the trip.

Pet Prep

After you book, do some research into kennel requirements. Most airlines have specific rules about the size of the kennel compared to the size of the pet. Be sure you are getting the correct kennel for your flight!

Once you have the kennel, get your pet used to it. Make it a safe space where he is rewarded. Start feeding your pet in the kennel. Give treats whenever your dog follows your command to go into the kennel. You could also move his pet bed into the space or set it up by your cat’s scratching post.

Another idea is to make trips fun. Take your pet for car rides in the kennel, ending at a dog park or back home. Give lots of praise, cuddles and treats for good behavior.

If your pet is very anxious about flying, talk to your vet about possible solutions. You should also be checking in with your vet or seeking treatments according to the pet import or travel rules of your destination.

Week Before the Trip

Pay another visit to your vet’s office. Have your vet double-check your pet’s health. Be sure to ask for a certificate of health.

Depending on where you are traveling, there may be different health certificate requirements. When traveling overseas, many countries require a USDA certified veterinarian to complete a health certificate within 10 days before the pet’s arrival. Different countries also require various vaccines, microchipping and quarantine procedures.

Your vet can help with all of these. Most military veterinary treatment facilities are well versed in the pet travel rules, especially for PCSing families.

The week before your trip, you should also gather your supplies:

  • pet pee pads
  • water and food containers
  • zip ties
  • kennel labels

Now is also a great time to really make sure that you have all the copies you need of your paperwork. You do not want to be driving to the airport when you realize you’re a copy short!

Night Before the Trip

Get your kennel ready. Place the pee pads inside and tape a few extra inside of a ziplock baggie to the top of the kennel. Freeze water inside of the water bottle or bowl. This way it won’t spill everywhere during take-off. Place labels on the kennel and be sure that your information is visible. Make a few baggies of food for your pup. Tape these to the kennel as well.

Prepare your paperwork too. Secure these as directed by the airline, usually in another ziplock or watertight bag on the outside of the kennel. Keep a few extra copies in your carry-on bag, just in case.

Make sure that you have a copy of your pet’s flight itinerary, especially if he is flying separately from you or in cargo. Take a picture of him on your phone for visual identification in case there are questions or concerns later on.

In your luggage, make sure you have everything you will need for your pet at your destination. Also, pack some baby wipes and maybe a travel-size bottle of fabric spray.

Right Before You Fly

Take your pet for a nice long walk in the morning to get some energy out. Feed him according to your vet’s instructions and administer any medication as directed (and legal). Many airlines won’t fly animals that have been sedated, so clear that with your vet and check the airline’s policy.

At the airport, before you drop off your pet or before you board, make sure to take one last walk. Offer lots of praise and love as you kennel your fur baby. Make sure there is enough water in the container and that the food is ready to go as needed.

Have your pet’s paperwork ready to go at check-in. Keep the zip ties handy for securing kennels going cargo.

If your pet is flying in the cabin, keep a small empty pet water bottle with you through security. Fill it up at a water fountain before you board. Keep food and treats, as well as any medicines, in your carry-on bag.

When You Land

After you deplane or reunite with your pet, take her out for a potty break right away. If there has been an accident in the kennel, now is the time to deploy those baby wipes. Clean up your pet and their crate, replace the pee pad and maybe give a quick spritz of that fabric spray.

I went back through my folder one last time.

And I finally found that third copy of the health certificate. We were all set to fly!

What are your tips for traveling with pets?

 

States Aim to Streamline Professional Licensing for Military Spouses

06/12/2017 By Meg Flanagan

Moving to Nebraska and want to be a nurse, dental hygienist or athletic trainer? You’re in luck! New laws allow you to obtain a one-year temporary license in several health-related professions.

States Aim to Streamline Professional Licensing for Military Spouses

If your profession requires a license, it is in your best interest to reach out to the licensing agency in your new state.

If you’re not relocating to the Cornhusker State, you can still take advantage of military spouse licensing agreements. Many states have streamlined professional licensing for military spouses.

Which states? Which licenses?

According to Military OneSource, 49 states have agreements in place to help military spouses through the licensing process. Puerto Rico, Guam, the U.S. Virgin Islands and American Samoa do not currently have reciprocity agreements specifically for military spouses.

New York is not indicated to have military spouse specific reciprocity on the map. However, as of March 2017, New York does offer simplified licensing options in many professions for military spouses. There is an application process that is New York specific and your license must be in good standing in another state. Applicants also must pay the appropriate fee and submit the application for their desired license.

This process is true for the rest of the United States as well.

Each state requires a different application process to obtain a reciprocal license. Every state requires that applicants verify their military spouse status. To complete the application you will also need to provide evidence of a current license and/or education from another state. This will require providing transcripts, copies of your license(s) and supporting documents.

There may also be additional requirements in many states. These requirements may include:

  • proof of employment
  • professional exams or equivalent assessments
  • fingerprints or background check
  • first aid, AED and/or CPR certifications

There are also different professions that are considered eligible in each state. Some states don’t appear to target or exclude specific fields. Other states are limited to education professionals. Still other states exclude lawyers and teachers.

The license you can obtain also varies. Some states offer a temporary license as a hold over until the professional license is approved. In many states, the application process is expedited. Often a longer-term provisional license is granted in lieu of a full certification. This can allow professionals to complete additional requirements for full licensure.

What if my license isn’t covered?

For many professions, there aren’t national certification standards. While there are lots of similarities, especially in medicine and health professions, there are also lots of differences.

States naturally tend to favor candidates who have completed education in their jurisdiction. Especially in education and legal professions, there may be statutes and requirements specific to each state.

However, before you give up hope, check out the state licensing agency for your profession. For educators, that is usually the department of education. For lawyers, it is the state bar association. Other professions, like medicine, health or beauty, all have licensing boards. While there might not be specific language related to military spouses, there are usually avenues for professionals who have been prepared out of state or who are seeking reciprocity with a current license.

If you have questions, contact the office indicated by your professional licensing agency. With a few questions, you might be able to clarify the process or ask about military spouse licensing statutes. A new program might have been put in place and not publicized!

Are there any hidden issues?

Reciprocity, whether you are seeking it through a military spouse certification program or through other avenues, seems to mean that if you bring a current license from State A, then you should get a similar license from State B.

This is not always the case.

In some states, certain professions have employment requirements in order to obtain a reciprocal license. This is often seen with teachers. This clause means that applicants must have completed a certain number of years working professionally in order to qualify for reciprocity.

There are often state-specific professional exams. This is the case for lawyers and teachers, as well as other professions. Unless there are other programs in place, applicants might need to pass these tests in order to be licensed. It can pay to keep your results from previous states’ tests and ask the licensing board to review those before you pay for the new tests.

Bottom line: if your profession requires a license, it is in your best interest to reach out to the licensing agency in your new state.

Does your job require a state license? Have you had difficulty getting a state license after a PCS? Tell us in the comments.

Military Retirement or Promotion Gifts Your Service Member Will Treasure

06/09/2017 By Veronica Jorden

Promotions and retirements are marked with a ceremony and plenty of military pomp and circumstance. But in addition to all of the official protocols, a thoughtful gift can help show your support to their military career and provide a reminder of their years of service when it is time to retire or transition.

Do a quick online search and you’ll find thousands of vendors offering up some really great promotion or retirement gift ideas. It can be a little overwhelming.

How do you pick the right gift? The one that says “I support and love you” and “I am proud of your accomplishments?”

Here are 10 ideas to inspire you.

Military Retirement or Promotion Gifts Your Service Member Will Treasure

Have you given your service member a promotion gift that he or she loved?

For Promotion

The Traditional Black Pen

No soldier’s uniform is complete without a black pen, so they make a perfect gift. Just make sure the barrel isn’t too wide to fit into the pen slot on their uniform and make sure the color is within regulation. Have it engraved with the new rank and date of promotion or total days of service. You might even consider making this gift a tradition with each promotion. That way, you’ll have a whole collection when it comes time to transition or retire.

A Cup of Memories

Coffee, tea, water or beer, pick his or her favorite beverage and make it a promotion gift. Have it personalized to reflect the new rank or a motto that resonates with your spouse.

Books of Interest

Consider a military strategy book or a biography of a military hero as a gift. Make the gift even more special by asking members of the service member’s unit to add a note of encouragement to the inside pages.

Photographs

Make sure you take photos of the promotion ceremony and consider having professional photos taken with your newly promoted family member. If you are having a post-promotion celebration, make sure you take a group photo and have attendees sign the matting or a card that can be included when the picture is framed.

Tools of the Trade

As service members move up in the ranks, their responsibilities grow. Consider gifts that help them establish their office or help them in the field. Things like a name placard for their desk or a multi-purpose utility tool.

For Military Retirement

The Shadow Box

All of those old unit insignia, rank pins, medals and awards perfectly arranged into a piece of art. Go traditional or something a little more unique, shadow boxes are definitely not one-size-fits-all. Check out these ideas or if you’re feeling up to it, this gift makes for a great DIY project.

Flags

Many veterans like to fly flags in front of their homes. With a little advanced planning, you can request a U.S. flag that has been flown over the U.S. Capital. Or consider coordinating with the installation command of a favorite duty station and request a flag flown there.

If your service member is just beginning their career, consider purchasing a flag at your first duty station and have it flown at each one up until retirement! Just make sure you observe proper flag protocols as you take it from place to place. You might also consider a Corp or Branch flag. Check your local exchange or military surplus store to buy your flag.

Words of Wisdom

Ever hear that story about the Dad who bought a copy of “Oh, the Places You’ll Go” and had his child’s teacher’s sign it as she was growing up and then gave the book to her at graduation? As service members grow through the ranks, they serve with many leaders. Consider modifying this idea by finding a really great military leadership book and having unit leadership add a note to your service member as they depart each duty station.

Or use social media to reach out to those service members your spouse served with in the past and ask them to send you a card or note, along with a picture, that you can have printed into a bound memory book.

Memory Boxes

Kind of like a hope chest, memory or keepsake boxes are wooden chests used to house all of the memories of service. You could include a uniform, pictures, awards and all the other bits and pieces that come with a long military career.

A Lasting Impact

Consider donating to a nonprofit organization and purchasing a stone or plaque in your service member’s honor (Check out the Name-A-Seat program at the Pritzker Military Museum). This gift takes a little more research, but if there is a cause or location near and dear to your service member, this might be the perfect way to commemorate their service and give back at the same time.

Have you given your service member a gift that he or she loved? Tell us about it in the comments section.

5 Creative and Useful Ways to Welcome Your New Neighbor

06/07/2017 By Kimber Green

It’s PCS season. You are either moving into a new neighborhood or someone new is moving into your neighborhood.

Finding a friendly face can make all the difference in adjusting to a new home. Here are 5 creative ideas on how to welcome your new neighbors.

5 Creative and Useful Ways to Welcome Your New Neighbor

No matter what you do to welcome your new neighbors, just reaching out to say hi is enough to make them feel happy.

5 Creative and Useful Ways to Welcome Your New Neighbor

Deliver a Home-Cooked Meal

There’s nothing quite like home-cooked food when you’ve been eating out during a PCS. Think about how long you actually go without a good home-cooked meal when moving. You stop cooking ahead of packing to make sure everything is clean, organized and ready to be boxed up. Then your kitchen gets packed and you find your family eating out until everything is unpacked in your new home. That can be a lot of takeout meals or at least microwaved dinners.

Welcome your new neighbors with something you’ve cooked. It doesn’t need to be a whole meal. You could make lasagna, enchiladas, a pasta dish or a breakfast casserole. A one plate meal makes clean up easy for the new family and they will be grateful to have a home-cooked meal. You could also bake cookies, brownies or sweet bread. Anything homemade will be welcomed over takeout.

Give Them Your Favorite Local Takeout Menus

If you aren’t that ambitious or you just aren’t sure what the family likes to eat, bring them local takeout menus. It can be fun trying new restaurants when moving to a new area, but it also can be intimidating. You don’t want to waste your money on something that turns out not to be good. If you don’t know anyone locally to ask their opinion on restaurants, you just have to try them and find out first-hand.

A list of good restaurants and perhaps restaurants to avoid is a great welcome gift to new neighbors. You likely have some takeout menus in your junk drawer at home so you won’t even have to make a trip out.

Offer to Pick Up Basic Essentials from the Commissary

Unpacking is a daunting task. You have to get most of the boxes out of the kitchen before you can go to the commissary and get groceries in order to make a meal.

Welcome your new neighbors by offering to pick up a few basic things for them when you go to the commissary. A gallon of milk, a loaf of bread, a dozen eggs or some fresh fruit can go a long way in making someone feel at home.

Bringing over a few basics is a good way to make friends and help them settle in. Of course they will have to do a big shopping trip at some point, but bringing over some basics to get them started is really nice.

Share Your Knowledge About the Area

Finding your way around a new city can take a long time. Having a neighbor that knows the area in and out can be great. You can offer suggestions on where to eat, shop, play and explore.

Ask your new neighbors what kind of things they like to do. If they like to be outdoors, perhaps you could share information on good hiking and camping locations or outdoor recreation facilities. If the family has young children, let them know where child-friendly places are. Is there a zoo, aquarium, botanical gardens or children’s museum nearby? Let them know about traffic too. What time is rush hour and are there any roads to avoid at certain times? Valuable information can be as good of a welcome gift as a physical present.

Bring Over a Welcome Basket

If you are a creative and crafty person and want to bring over a gift, Pinterest has plenty of ideas for welcome baskets. There are a lot of clever and puny sayings to go with them as well.

One idea would be to make a movie night basket. You could put together a movie, movie theater tickets or Red Box code for a free movie night along with popcorn. Add a note that says “Just poppin’ in to say welcome to the neighborhood.”

Another idea would be to drop off a house plant with a note that says “We’re so glad the Navy (or whichever branch is applicable) planted you here.”

There are tons of ideas like these available online or perhaps you are clever enough to come up with one of your own.

No matter what you do to welcome your new neighbors, just reaching out to say hi is enough to make them feel happy. Take the first step in making friends and go over and introduce yourself. Who knows, it could be your next best friend moving in.

What is the best welcome gift you’ve received from your neighbors?

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