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DIY Fall Decor on a Budget: A Guide for Military Families

09/30/2024 By Heather Walsh

Fall is the perfect time to transform your home into a warm, cozy space filled with seasonal colors and textures. For military families who move frequently, decorating can present unique challenges, such as ensuring decorations are easy to pack, reusable, and adaptable to new locations. Creating DIY fall decor using budget-friendly materials and natural elements is cost-effective and adds a personal, creative touch to your home. Here are some ideas to help you make beautiful fall decor without spending a fortune, while also keeping military moves in mind.

Utilize Local Nature for Budget-Friendly Decor

One of the best ways to create beautiful, budget-friendly fall decor is by incorporating natural elements. Whether you’re stationed near the woods, mountains, or a more urban area, you can often find natural materials right outside your door to use in your fall decorating projects.

  1. Centerpieces with Fall Foliage: Enjoy the abundance of colorful fall leaves, acorns, pinecones, and branches. Collect them during a walk or while exploring your new surroundings. Arrange these materials in a glass vase or bowl for a natural, elegant centerpiece. Add small pumpkins, gourds, or candles for extra warmth and color. Using nature in your decor is not only cost-effective, but it also brings a sense of your current location into your home, helping you feel more connected to your environment.
  2. Garlands with Natural Materials: Use the fall foliage you’ve collected to create a stunning garland. String together leaves, pinecones, and small branches with twine or fishing line to make a garland that can be draped over a mantel, hung on the wall, or used as a table runner. This type of decor is lightweight, easy to store, and can be made from materials you already have or find outdoors, making it a great option for families on a budget.
  3. Wreaths Using Natural Elements: DIY wreaths are perfect for welcoming the fall season. Using a wireframe (available at most craft stores), you can weave in branches, twigs, and other fall elements such as leaves, dried flowers, or cinnamon sticks. Adding a large bow or ribbon that matches your color scheme can pull it all together. This project is not only inexpensive but creates a wreath that is lightweight and easy to hang. Additionally, natural wreaths are easy to disassemble and store flat when it’s time to move.

If living in an area without an abundance of particularly “normal” fall nature, consider using what is available. If living at a beach location, using shells and coral for a wreath, garland or centerpiece adds a touch of the local outdoors. Such items can be painted for a fall accent, or mixed with items like felt or paper to commemorate the duty station. Don’t let social media tell you that fall is only about pumpkins, acorns and leaves, because in some locations around the world, it isn’t.

Use Reusable Materials That Pack Easily

When it comes to decorating on a budget, reusable and easy-to-pack items are ideal for military families who move frequently. Creating decor from materials like felt, paper, and lightweight fabrics means you can reuse them year after year, and they take up minimal space in your moving boxes.

  1. Felt Decorations: Felt is an inexpensive, durable, and versatile material that is perfect for DIY fall decor. You can cut felt into shapes like pumpkins, leaves, and acorns, and use them to create garlands, banners, or table decorations. Because felt is lightweight and lays flat, it’s incredibly easy to store and pack when it’s time to move. Felt garlands, for example, can be draped over mantels, windows, or even doorways, adding a pop of fall color without the bulk of heavier decorations. Plus, felt doesn’t fade easily, so it’s perfect for long-term use.
  2. Paper Crafts for Quick and Easy Decor: Paper is another budget-friendly and easily transportable material. Try making paper pumpkins, paper leaf garlands, or simple cut-out banners that say “Happy Fall” or “Give Thanks.” These can be taped to walls, windows, or even used as place settings for a dinner table. Paper decorations are a great way to change up your seasonal decor from year to year without spending much. They can be folded flat and packed away with minimal space needed.
  3. Multi-Use Table Runners and Fabric Accents: Consider making a table runner out of fall-themed fabric that can be reused for other seasons. For example, a burlap table runner can be dressed up with seasonal accents like felt pumpkins or fabric leaves for fall, and then reused for other occasions. Adding removable accents is key for military families who want to pack light and have multi-purpose items that can be adapted for various seasons and events.

Other Tips for Decorating on a Budget

  1. Thrift Store Finds: Local thrift stores can be a treasure trove for finding budget-friendly decor items like vases, candle holders, and baskets that can easily be dressed up with fall accents. Hitting up thrift stores in new locations can also be a fun way to find unique decor that reflects your new home.
  2. Invest in Neutral Basics: Invest in a few neutral basics like burlap, twine, and natural-colored baskets. These items can be used year-round and easily adapted to fit the fall season with a few small adjustments. For example, a simple basket can be filled with fall leaves, pinecones, or pumpkins for autumn, and then switched out with flowers or greenery in the spring. Neutral decor items save space and money because they’re adaptable to different seasons and locations.
  3. Repurpose and Recycle: Repurposing materials you already have is another great way to save money. Consider using leftover ribbon, fabric scraps, or even old t-shirts cut into strips to create decorative bows or accents. Mason jars or empty food containers can be painted or wrapped in twine and used as vases, candle holders, or containers for small decor pieces like acorns or potpourri.
  4. Freecycle and Buy Nothing Groups: Check out local giveaway groups to see if someone is moving or downsizing. Perhaps you can score a couple blow up decorations and then pass them on to another family when you move. A great way to reuse local resources without having to think about packing and moving that item.

For military families, creating beautiful fall decor doesn’t have to mean spending a lot of money or lugging around heavy, bulky items when it’s time to move. By utilizing natural elements from your local area, creating decor with reusable materials like felt and fabric, and repurposing what you already own, you can transform your home for the fall season on a budget. With these tips, you’ll be able to enjoy a warm and festive atmosphere wherever you’re stationed, without the financial or physical burden of traditional store-bought decorations.

No-Store-Needed: 7 Halloween Costumes Using Everyday Items

09/25/2024 By Heather Walsh

Halloween is a time for creativity and fun, but it doesn’t have to mean spending a lot of money on expensive costumes. With a little imagination and some resourcefulness, you can create amazing costumes using items you already have at home. Whether you’re planning for a group theme or an individual look, here are seven DIY costume ideas that will help you make the most of what you have on hand.

Group Costumes

  1. Classic Ghosts

The classic ghost is an easy go-to if you’re looking for a simple and iconic group costume. All you need is an old white sheet for each person. Cut out eye holes, and if you want to add a little extra flair, use fabric markers to draw on spooky faces. This costume works well for groups because it’s uniform and allows for individual expression. You can also add accessories to change up the look to steampunk or haunted house.

  1. A Box of Crayons

This fun and colorful idea can easily be pulled together with matching shirts and crafting. Assign each person in your group a different color. Grab some construction paper or cardboard and fashion pointed hats to resemble crayon tips, securing them with tape or glue. Use strips of black tape or paper for the crayon labels and adhere them to the shirts. This costume is especially great for families or groups of friends who want to stick together in a playful and vibrant theme.

  1. Deck of Cards

A deck of cards is a fantastic and versatile group costume idea. To pull this off, you’ll need white poster boards or large sheets of paper for each person. Draw or paint a card design on each one, focusing on different suits to add variety. Attach strings or ribbons to the top corners so they can be worn like sandwich boards over your shoulders. For added detail, consider using playing cards to create a crown or accessories that tie the theme together. This costume is ideal for larger groups as you can easily expand the theme by incorporating jokers or royal court cards.

Individual Costumes

  1. Rosie the Riveter

If you have a denim shirt and a red bandana, you’re already halfway to becoming Rosie the Riveter. This iconic World War II symbol of female empowerment is easy to recreate at home. Pair the denim shirt with jeans or overalls, roll up the sleeves, and tie the red bandana around your head. Add a bit of red lipstick, flex your arm, and you’re ready to go. This costume is perfect for those who want a simple yet powerful look that can be put together in minutes.

  1. A Black Cat

A black cat is a timeless and simple Halloween costume that can be made with just a few household items. Start with an all-black outfit—black leggings, a black shirt, or a black dress will do. To create cat ears, cut triangles out of black construction paper or felt and attach them to a headband. Use eyeliner to draw whiskers and a nose on your face. If you want to add a tail, simply attach a length of black fabric or a scarf to the back of your outfit. This classic costume is quick, easy, and always effective.

  1. Mime

A mime costume is a fantastic option that requires minimal supplies. Begin with a black and white striped shirt and black pants. Use white face paint or makeup to cover your face, and then add black eyeliner to define your eyes and draw a tear or exaggerated facial expressions. Wear white gloves if you have them, and consider adding a beret for that authentic French mime look. The mime costume is perfect for those who enjoy getting into character and can entertain the crowd with silent performances throughout the evening.

  1. Scarecrow

A scarecrow costume is another simple yet creative idea that can be made using old clothes and a few accessories. Start with a pair of overalls or jeans, a flannel shirt, and a straw hat if you have one. For the scarecrow effect, tuck pieces of straw (or yellow yarn) into your pockets, sleeves, and hat. Use makeup or face paint to draw on a stitched smile and add a bit of blush to your cheeks. You can also add patches to your clothes using fabric scraps or old bandanas for a more authentic, rustic look. This costume is both charming and easy to assemble with items you likely already have at home.

Halloween is a time to have fun and let your creativity shine, and you don’t need to break the bank to do it. With a little ingenuity and some common household items, you can create memorable, budget-friendly and unique costumes. Whether you’re planning for a group theme or just need something for yourself, these seven DIY costumes offer plenty of inspiration to help you celebrate in style.

Before you head out to buy a costume, take a look around your home—you might just find everything you need to create the perfect Halloween look!

Navigating Military Life: Marriage Enrichment Tools and Resources Available to You

09/23/2024 By Heather Walsh

Marriage is vital in providing stability and emotional support, especially in the face of the unpredictable and lengthy schedules inherent to military life. For military families, a strong marriage serves as a foundation that helps both partners navigate the unique challenges of deployments, frequent relocations, and long periods of separation. A resilient marital bond fosters trust, understanding, and communication, which are essential when dealing with the uncertainties and pressures of military service. In this way, marriage becomes not just a partnership but a powerful anchor, helping couples endure the demands of military life together.

Service Branch Specific

Each service branch has a program specifically to assist in developing strong marriage relationships. While each branch has different operating rules, overall if the family is stationed at the base, they can utilize the resource. Check with the chaplain or those running the program for eligibility as some programs may only be open to that service branch.

Air Force

The Air Force Installation and Mission Support Center announced the Strong Bonds program offered by the chaplains in the Air Force. The program offers a wide variety of programming not just specific to marriage, but to building strong relationships. Check with the base chapel and unit Chaplain for specific events offered.

Army

The Army chaplain offer programs through the Building Strong and Ready Teams program, facilitated by chaplains to strengthen relationships among soldiers and their families.  From Spouses nights, Marriage date nights and couple events, the program offers a variety of events to support families. Search events by location and type here.

Navy

The Navy offers programs like date nights (and some with childcare!) and weekend retreats geared at providing tools to navigating the military marriage. The Chaplain Corps offer these programs by both region and by base. The Chaplains Religious Enrichment Development Operations (CREDO) retreats are weekend retreats, usually without childcare, but include hotel, meals and enrichment opportunities to build the lines of communication and understanding.

Check out the offerings here.

Marine Corps

The Marine Corps’ offering for building skills navigating relationships in amidst military life is the Preventions and Relationship Enhancement Program (PREP). The program is part of the Marine Corps Family Team Building (MCFTB) programs under Marine and Family Support. Check the MCFTB social media or base page for programs and offerings.

Weekend to Remember

FamilyLife offers marriage retreats for all called a Weekend to Remember.  These weekend retreats provide a peaceful, distraction-free environment where couples can focus solely on each other, away from the stresses of daily life. With a blend of insightful talks from marriage experts, practical tools, and guided conversations, participants explore key aspects of a healthy relationship, such as communication, conflict resolution, and intimacy. The retreats cater to couples at all stages, from newlyweds to those who have been married for decades, offering fresh perspectives and time-tested principles to enhance their connection.

There are specific military branch out sessions at certain retreats, and these retreats offer discounted admission to the conference to active duty military, reserve and guard members here, not including hotel fare or meals.

The marriage conferences and tools available to military families are invaluable resources designed to help couples build stronger, more resilient relationships amidst the unique challenges of military life. By taking advantage of these programs, whether through retreats, workshops, or counseling sessions, couples can find meaningful ways to reconnect, improve communication, and strengthen their bonds. Don’t hesitate to utilize the resources available to you; they are there to help you grow together and build a lasting, loving partnership.

Creating Cozy Fall Memories: Fun Family Activities for Autumn

09/18/2024 By Heather Walsh

Have you created your fall bucket list yet? If you are among the 400,000 active-duty members who relocated this summer, then this is your first fall in a new location. Or perhaps you are still settling into a new base and now is the fall to get out and explore. Whether new or the base is old hat, this fall is a great time to learn about the place the military has you calling home. Fall is a season full of natural beauty, making it easy to find activities that are both fun and affordable. Here are some budget-friendly ideas for exploring the area where you live while building wonderful family moments this autumn.

1. Explore Local Parks and Nature Trails

One of the best ways to enjoy the fall season is by exploring local parks and nature trails.  Make a day of it by packing a picnic with seasonal treats like apple slices, cheese, and warm cider. Encourage your kids to collect fallen foliage to create a nature-inspired craft at home. You could even turn it into a scavenger hunt by making a list of items to find, or you could check out the local or state parks website before going to see if there is a pre-made scavenger list. This is a fun way to engage with the outdoors and learn about the local environment while getting fresh air and exercise.

2. Visit a Local Farm or Orchard

Fall is synonymous with apple picking, pumpkin patches, and harvest festivals. Many local farms and orchards offer affordable activities like hayrides, corn mazes, and petting zoos. Choose a farm that allows you to pick your own apples or pumpkins. Not only is this a great way to support local farmers, but it also provides an opportunity to teach kids where their food comes from.

After the trip, use the goodies collected from the trip to try new recipes. Cooking and baking as a family are perfect ways to build warm memories, and you’ll have delicious treats to show for it!

3. Create a Fall-Themed Outdoor Movie Night

You can turn your backyard or patio into an outdoor movie theater with a few blankets, pillows, and a portable projector. Choose a family-friendly fall movie, like “It’s the Great Pumpkin, Charlie Brown,” and serve seasonal snacks like popcorn with cinnamon, hot chocolate, or spiced apple cider. If you have a fire pit, consider roasting marshmallows for s’mores. The earlier sunset will make for an earlier movie time.

Consider including neighbors and friends to join in the fun.

4. Host a Backyard Campfire or Storytelling Evening

Gather around a backyard campfire or portable fire pit for a night of storytelling and songs. Encourage everyone to share a favorite ghost story or a personal adventure or take turns reading from a favorite children’s book. You can also have fun creating new stories together by playing a “pass the story” game, where each person adds a sentence to the story as you go around the circle. This activity costs little to nothing and provides a cozy way to enjoy the cooler evenings while engaging in creative storytelling and laughter.

5. Plan a Scenic Drive or Bike Ride

Enjoy the beautiful fall foliage by planning a scenic drive or bike ride around your area. Research routes that offer the best views of the changing leaves or follow a trail that leads to a local landmark or a quaint town. Make it a photo adventure by bringing a camera or smartphone to capture the beautiful colors, exciting sights, and candid family moments. Create a photo book or digital slideshow afterward to remember the day. This simple activity encourages appreciation for nature and provides an excellent backdrop for some impromptu family photos.

6. Host a DIY Craft Day with Natural Elements

Bring the beauty of fall into your home by hosting a DIY craft day using natural elements found in your backyard or during a walk. Live near the beach? Collect shells, sand or washed-up coral. Living where there area season? Collect leaves, twigs, pinecones, and acorns. Use the natural elements to create wreaths, garlands, or centerpieces. You can also make leaf rubbings or use leaves as stamps to create unique artwork. These crafts are not only inexpensive but also offer a great way add some seasonal décor without spending a ton at the store.

7. Participate in a Local Fall Festival or Community Event

Check your local community calendar for free or low-cost fall festivals, farmers’ markets, or Halloween parades. Many towns and cities host pumpkin festivals, craft fairs, and outdoor concerts. Check the local library calendar or your town or base calendar for events. Attending these community gatherings is a great way to meet neighbors, support local businesses, and enjoy the season’s festive atmosphere and learn how the local area celebrates the season.

8. Start a Family Tradition of Gratitude

Autumn is a season of thanksgiving and reflection. Start a new family tradition by creating a gratitude jar. Throughout the season, encourage each family member to write down things they are thankful for on small pieces of paper and place them in the jar. Read them together on Thanksgiving or at the end of fall and reflect on all the positive moments you’ve shared.

Fall is the perfect season to slow down and appreciate the little things with your family. By taking advantage of these budget-friendly activities, you can explore your local area while creating warm, lasting memories. So, grab a sweater (or light sweater depending on where you currently call home), gather your loved ones, and make the most of this beautiful season

Will Voting Make A Difference?

09/16/2024 By Heather Walsh

There is a big election coming in November. You may question whether your vote will make a difference.  For many, especially those in unique circumstances like military families, the logistics of voting can seem daunting, leading to apathy or disengagement. The recent history of tight election margins and the importance of every single vote in shaping the future cannot be overstated. Make sure your vote counts, whether you are overseas, serving outside your voter district or can’t get out to vote on the official day of the election.

Absentee, Mail Voting, Early Voting for Military Families

Military families often face unique challenges when it comes to voting. Frequent relocations, deployments, and living overseas can make it difficult to participate in elections. However, absentee and by-mail voting options are available to ensure that every member of the military community can exercise their right to vote, regardless of their location.

The Federal Voting Assistance Program (FVAP) is a crucial resource for military members, their families, and U.S. citizens living abroad. The FVAP provides information on how to register to vote, request an absentee ballot, and track the ballot’s status. Military families must understand that they can vote from anywhere in the world, and their votes will be counted just as if they were cast in person on Election Day.

To vote absentee, military members and their families must first register to vote. This can be done by filling out the Federal Post Card Application (FPCA), which also serves as a request for an absentee ballot. The FPCA can be submitted by mail, fax, or email, depending on the state’s requirements. Once registered, voters will receive absentee ballots, which must be filled out and returned by the state’s deadline. In many cases, the ballot can be returned electronically, making the process more accessible for those stationed abroad.

Most districts also offer voting by mail. As a military spouse who may be unable to get childcare or get down to vote the day of the election, voting by mail is critical. Voting by mail means that the ballot is received with plenty of time to complete and sent back in time for counting on election day.

Many districts also offer early voting. Check out your voting district for early voting locations. These may include local libraries, allowing for easy access before the election.

The importance of understanding and utilizing these options cannot be overstated. Every vote cast by military members and their families contributes to the democratic process and ensures their voices are heard, no matter where they are.

The History of Voter Apathy

Despite absentee and mail voting availability, voter apathy remains a significant issue in the United States.

In the U.S., voter turnout has varied widely over the years, with many elections seeing a substantial portion of eligible voters choosing not to participate. For example, in the 2016 presidential election, nearly 100 million eligible voters did not cast a ballot, representing about 43% of the eligible population. This level of disengagement has significant consequences, as it can lead to outcomes that do not accurately reflect the people’s will.

Several factors contribute to voter apathy, including a lack of trust in the political system, feelings of disillusionment with the candidates, and a sense of powerlessness. For military families, the added complexity of absentee voting can exacerbate these feelings, making it even more crucial to highlight the importance of their participation.

All the same, your vote makes a difference. This presidential election has already seen some unprecedented changes in the line-up. Do not decide not to participate because of the attitude “it won’t make a difference.” Do not be one of the nearly 100 million votes like in 2016 who did not register their beliefs or thoughts by voting for a presidential candidate.

Tight Margins and the Power of a Single Vote

The reality of tight election margins often challenges the belief that one vote doesn’t make a difference. History is replete with examples of elections being decided by a handful of votes, underscoring the importance of every individual’s participation.

The winner of the presidential election is determined by the electoral college.   When citizens cast their ballots in a presidential election, they are technically voting for a slate of electors pledged to their candidate of choice. These electors then cast their votes for president and vice president, with a majority of 270 out of 538 electoral votes required to win the presidency. While the electoral college setup may feel like one vote doesn’t make a difference, it does. One of the most famous examples is the 2000 U.S. presidential election, which hinged on a mere 537 votes in Florida. This razor-thin margin ultimately decided the presidency through the Electoral College, highlighting the profound impact that each vote can have. Similarly, in the 2008 Minnesota Senate race, Al Franken won by just 312 votes out of nearly 2.9 million cast, a difference of 0.01%.

The notion that a single vote is insignificant is not supported by history. In fact, in many cases, the opposite is true—individual votes have had a decisive impact on the outcome of elections.

The question of whether voting makes a difference can be answered with a resounding yes. For military families, absentee, by-mail, and early voting provide critical avenues to ensure their voices are heard, regardless of where they are stationed. Overcoming voter apathy and understanding the power of a single vote are essential steps in strengthening our democracy.

Every election presents an opportunity for change, and every vote cast shapes the future. By participating in the electoral process, military families and all citizens can help ensure that the outcomes reflect the true will of the people. In close races, your vote could be the one that makes all the difference.

Your Essential Fall Wellness Guide: Tips for Staying Healthy and Happy This Season

09/11/2024 By Heather Walsh

While there is a lot to look forward to in the fall season, it also marks the beginning of cold and flu season, along with the challenges of shorter days and less daylight. To stay healthy during this transition, adopting a holistic approach that includes good sleep, proper nutrition, vaccinations, exercise, and effective hygiene practices is essential. Here are some key strategies to help you and your family stay healthy this fall.

1. Get Plenty of Rest

Adequate sleep is a cornerstone of good health, and it becomes even more critical during the fall months when our bodies adjust to changing daylight hours. Sleep helps our immune system function optimally, allowing it to fend off viruses and other infections. While studies show that men need less sleep than their female counterparts, it is still vital to get adequate sleep. Aim for 7-9 hours of quality sleep per night for adults, and ensure children get the recommended amount for their age. Create a relaxing bedtime routine—like reading, listening to calming music, or practicing mindfulness—to improve sleep quality.

2. Healthy Eating Habits

Fall is the perfect time to enjoy seasonal fruits and vegetables packed with essential nutrients that support a strong immune system. Incorporate produce like apples, pears, pumpkins, sweet potatoes, squash, and dark leafy greens into your meals. These foods are rich in vitamins A and C, antioxidants, and fiber, which help bolster your defenses against illness.

Staying hydrated is equally important, so drink plenty of water throughout the day. Opt for warm herbal teas or water with lemon if you prefer a cozy beverage on cooler days.

3. Flu Before Boo

The fall season is also flu season, making it the perfect time to get your annual flu shot. The flu vaccine is the most effective way to protect yourself and your family against the flu virus, which can cause serious health complications, especially for young children, older adults, and those with weakened immune systems. Vaccination reduces your risk of contracting the flu and helps prevent its spread to others. TRICARE covers the flu shot at local pharmacies and offers it at your local Military Treatment Facility (MTF) clinics. It is recommended to get your flu shot before Halloween, remember to get your flu before boo!

4. Stay Active with Regular Exercise

Exercise is crucial for maintaining good health all year round, and fall is no exception. Regular physical activity boosts your immune system, improves cardiovascular health, and enhances mood by releasing endorphins. While it can be tempting to stay indoors as the weather cools, get out and enjoy the cooler temperatures. Go for brisk walks, jogs, or bike rides. Consider at-home workouts, yoga sessions, or even dancing to your favorite music if outdoor activities are limited. The CDC recommends at least 150 minutes of moderate-intensity exercise per week but remember that every little bit counts.

5. Practice Proper Hygiene: Sneeze and Cough Etiquette

With colds, flu, and other viruses circulating more in the fall, practicing good hygiene is essential to prevent the spread of germs. Teach children and remind adults to sneeze or cough into their elbow or a tissue instead of their hands. This simple practice helps contain germs and reduces the likelihood of transmission to others.  If 2020 didn’t teach you this, here is your reminder – regularly hand washing with soap and water for at least 20 seconds is an effective way to minimize the spread of illness. Carry hand sanitizer for situations where soap and water are not available.

6. Boost Your Immune System Naturally

Regularly spending time outdoors can provide a healthy dose of vitamin D, vital for immune function. Even on cloudy days, try to get outside for at least 15-30 minutes. Adequate hydration, managing stress through relaxation techniques like deep breathing or meditation, and maintaining a healthy gut through probiotic-rich foods like yogurt or fermented vegetables can also enhance your immune response.

7. Manage Stress and Mental Well-Being

The fall season can sometimes bring added stress due to busy schedules, school commitments, and upcoming holiday planning. Chronic stress can weaken the immune system, making it more challenging to fend off illnesses. Incorporate stress-relieving activities into your daily routine, such as reading, journaling, practicing yoga, or spending time with loved ones. Maintain hobbies that bring joy and relaxation to maintain mental well-being.

Staying healthy in the fall is about taking a proactive and balanced approach to your well-being. By getting enough rest, eating nutritious foods, getting vaccinated, staying active, practicing proper hygiene, and managing stress, you can build a strong defense against seasonal illnesses and enjoy all that this beautiful season has to offer. Remember, small daily habits add up to make a big difference in maintaining your health and happiness throughout the fall season. So, embrace these practices, and get ready to enjoy a vibrant and healthy autumn!

Make the Most of Tuition Assistance and MyCAA

09/08/2024 By Heather Walsh

Education is a powerful tool that can significantly impact both your military career and your life after service. For military personnel and their families, taking full advantage of the educational benefits available is essential. Two of the most valuable resources are Tuition Assistance (TA) and the My Career Advancement Account (MyCAA) program. These programs are designed to support the educational and career goals of service members and their spouses, providing financial assistance that can open doors to new opportunities, enhance skills, and lay the groundwork for a successful future.

Understanding Tuition Assistance (TA)

Tuition Assistance is a benefit provided by the Department of Defense (DoD) to active-duty service members, including those in the National Guard and Reserve components. This program covers tuition costs for courses taken at accredited institutions, with a cap of $250 per semester hour and an annual limit of $4,500. TA can be used for a wide range of educational pursuits, including associate’s, bachelor’s, and master’s degrees, as well as technical certifications.

Benefits During Military Service

TA is an invaluable resource for service members looking to advance their military careers. By pursuing higher education while still on active duty, service members can gain knowledge and skills that are directly applicable to their roles within the military. Whether it’s obtaining a degree in management, cybersecurity, or logistics, the education funded by TA can lead to promotions, greater responsibility, and enhanced job performance.

Moreover, many military occupational specialties (MOS) require or highly recommend certain levels of education. By using TA to pursue these educational goals, service members can meet the prerequisites for desired assignments or career advancements without incurring personal debt. This not only improves their current military standing but also sets the stage for long-term career development.

Benefits After Military Service

The benefits of TA extend far beyond military service. The education and qualifications gained through TA can be a significant asset when transitioning to civilian life. Veterans with degrees or certifications are often more competitive in the job market, and the skills acquired during their studies can be directly applied to civilian careers. Additionally, the ability to complete a degree without accumulating student debt is a significant financial advantage, allowing veterans to start their post-military careers on solid financial footing.

Employers highly value the combination of military experience and formal education, viewing it as an indicator of discipline, leadership, and expertise. Whether aiming for a corporate job, starting a business, or pursuing further education, the foundation built through TA-funded education can be a critical factor in post-military success.

Understanding MyCAA

The My Career Advancement Account (MyCAA) is a DoD program that provides up to $4,000 in financial assistance to eligible military spouses. MyCAA is designed to help spouses of active-duty service members, including those in the National Guard and Reserve, pursue licenses, certifications, or associate degrees that lead to portable careers. The program focuses on career fields that are in high demand and offer growth opportunities, such as healthcare, information technology, education, and skilled trades. MyCAA is open to spouses of active-duty service members in pay grades E1-E6, W1-W2, and O1-O3.

Benefits for Military Spouses

Military spouses often face significant challenges in maintaining consistent careers due to frequent relocations and the demands of military life. MyCAA helps alleviate these challenges by offering financial support to pursue education and training in fields that are portable and in demand across various locations. This allows spouses to build careers that can move with them, providing a sense of stability and continuity regardless of where their service member is stationed.

For example, a military spouse might use MyCAA to obtain a certification in medical billing and coding, which is a highly portable and in-demand career. Alternatively, they might pursue a teaching credential or an IT certification, both of which offer flexibility and a wide range of employment opportunities. By investing in their own education through MyCAA, military spouses can enhance their employability and contribute to their family’s financial stability, even in the face of the uncertainties of military life.

Long-Term Career Growth

The benefits of MyCAA extend beyond the immediate financial assistance it provides. The program helps military spouses build a strong foundation for long-term career growth by enabling them to gain education and certifications. This not only improves their employability in the short term but also positions them for career advancement and higher earning potential.

Furthermore, the education and skills gained through MyCAA can be a stepping stone to further education or certifications, leading to even more excellent career opportunities. For example, a spouse who uses MyCAA to earn a certification as a paralegal may later decide to pursue a bachelor’s degree in legal studies or even go to law school. The initial investment made possible by MyCAA can thus lead to a lifetime of career growth and professional development.

Maximizing the Benefits of TA and MyCAA

To make the most of Tuition Assistance and MyCAA, it’s important to plan strategically. Service members should consider how their educational goals align with their military career path and future aspirations. By selecting degree programs or certifications that complement their military duties or prepare them for post-military careers, they can maximize the impact of their education.

Similarly, military spouses should consider how MyCAA can help them achieve long-term career stability and growth. Researching high-demand, portable careers and selecting programs that fit their skills and interests can help ensure that the education funded by MyCAA leads to meaningful employment opportunities.

Tuition Assistance and MyCAA are powerful tools that can significantly enhance the educational and career opportunities of military families. By leveraging these programs, service members and their spouses can build a brighter future both during and after military service.

Can We Fight Inflation?

09/04/2024 By Heather Walsh

Inflation is a reality that affects everyone, but for military families who frequently move, it can present unique challenges. With the rising costs of goods, services, and housing, finding ways to stretch the budget becomes essential. While inflation may seem like an unstoppable force, there are sustainable strategies that military families can employ to mitigate its impact. Is there a way to fight inflation as a military family who is mobilized every two to three years?

Sustainable Budgeting Tips for Military Families

  1. Embrace Minimalism and Flexibility:

One of the most effective ways to stretch a budget is by adopting a minimalist approach to living. This doesn’t mean sacrificing comfort or quality of life but rather focusing on what truly matters and eliminating unnecessary expenses. For military families who move frequently, this also means being selective about possessions. The fewer items you own, the less you’ll spend on moving costs and storage. When purchasing new items, consider their portability and whether they’ll fit into future homes.

  1. Utilize Military Discounts and Benefits:

Utilize all the military discounts available to you. Do not be afraid to ask a business if they offer a military discount; they wouldn’t offer it if they did not want it to be utilized.

  1. Plan for Housing

Benefits such as the Basic Allowance for Housing (BAH) can help offset housing costs, though it’s essential to budget wisely, as the BAH rate may not always cover the full cost of living in high-cost areas. Consider living on base in high-cost of living areas to allow flexibility of the budget elsewhere.

  1. Container Garden

A container garden is a versatile and space-saving way to grow fresh herbs and vegetables that are easily incorporated into daily cooking. Consider planting herbs like basil, parsley, and rosemary, which thrive in containers and can be harvested regularly for use in a variety of dishes. Choose veggies that bloom and produce in the first season. Cherry tomatoes are another great choice, offering a sweet, fresh addition to salads and pastas. Peppers, whether sweet or hot, also do well in containers and can be used to add flavor and spice to meals. Leafy greens like spinach or lettuce grow quickly and can be harvested multiple times, providing fresh, home-grown ingredients for salads, sandwiches, and more.

5. Smart Shopping and Meal Planning:

Food prices are a significant component of inflation, and they can vary widely depending on location. To combat this, military families can benefit from smart shopping and meal planning. Shopping at military commissaries can offer savings on groceries, but comparing prices with local stores is important and taking advantage of sales, coupons, and bulk buying. Meal planning is another powerful tool; by planning meals in advance, families can reduce food waste, make the most of available ingredients, and avoid costly last-minute dining out.

  1. Second-Hand

The appeal of second-hand stores lies not only in their low prices but also in the potential for finding high-quality, gently used or brand new items. Shopping here offers a cost-effective way to furnish homes and acquire necessities without breaking the bank. Consider second-hand stores for furniture, clothing, toys, and small appliances. Check out the Friends from the Library stores in your local library for books; often, hardback books cost just a few dollars. Check out Buy Nothing Groups or Freecycle for anything you are looking for before shopping, you may be surprised what others no longer need but you or your family could use.

  1. Coupons/Savings Applications

Coupons and savings applications are invaluable tools for stretching the family budget and making every dollar go further.  Savings applications like Honey, Rakuten, or Ibotta make it easy to find and apply discounts while shopping online or in-store. Many of these apps also offer cashback on a variety of purchases, from groceries to travel expenses, which can add up over time.

Inflation is a reality that requires thoughtful and proactive financial management, especially for military families who face the added complexities of frequent relocations. By adopting sustainable budgeting strategies, embracing flexibility, and making the most of available resources, military families can not only fight inflation but also build financial resilience.

Ready for College: Scholarships for Military Families

09/02/2024 By Heather Walsh

High school years fly by, and for families facing the added pressure of college applications, the rising costs of education can be daunting. Although military families may benefit from transferred GI Bill benefits, there’s often still a need to find additional funding sources to cover college expenses. Scholarships can be a valuable resource in this regard.

Military children face unique challenges due to frequent relocations and educational disruptions. Thankfully, several organizations offer scholarships for these students to help alleviate some of the financial burdens. Most of these scholarships have deadlines in the spring, so it’s important to start researching and preparing applications early. Many require basic information and essays, which can be a significant part of the application process. By starting now, families can ensure they meet all deadlines and increase their chances of securing additional financial support for college.

AMVETS (American Veterans) offers a variety of scholarships to support the educational aspirations of military family members and veterans. Their scholarship program includes awards for high school seniors, current college students, and veterans pursuing higher education. The AMVETS Scholarships aim to assist those who have demonstrated academic excellence, community involvement, and financial need. Available scholarships include the AMVETS National Scholarship, which provides funding for undergraduate studies, and the AMVETS Post Scholarship, which supports students at the local level. Additionally, AMVETS offers the Americanism Essay Contest Scholarship, encouraging students to reflect on patriotic themes. By providing these scholarships, AMVETS helps ease the financial challenges of pursuing higher education and recognizes the contributions and sacrifices of military families.

Fisher House Foundation – Scholarships of the 2025-2026 academic year open in December

The Fisher House Foundation offers multiple scholarships. The Heroes’ Legacy Scholarship is a college scholarship for children of service members who became seriously injured or died in the line of duty since 9/11. The Scholarships for Military Children is a program through the Defense Commissary Agency providing $2,000 for college expenses. These initiatives provide financial assistance to the children of military service members, aiming to support their pursuit of higher education. To qualify, applicants must be dependent children of active-duty, reserve, or retired military personnel, and they need to demonstrate academic achievement, community involvement, and financial need. The scholarship application process typically includes submitting an essay, letters of recommendation, and academic transcripts. By offering these scholarships, the Fisher House Foundation helps ease the financial burden of college tuition for military families, recognizing their service and dedication with tangible support for their children’s educational aspirations.

The Military Officers Association of America (MOAA) Scholarship Fund offers a variety of interest-free loans, and grants to children of military personnel. These awards are based on academic achievement, extracurricular involvement, and financial need.

The Pat Tillman Foundation offers prestigious scholarships through its Tillman Scholars Program, specifically designed to support the educational goals of military families and children. Established in honor of Pat Tillman, the foundation provides financial aid to veterans, active-duty service members, and their dependents who are pursuing higher education. The Tillman Scholars Program awards scholarships based on academic achievement, leadership potential, and a commitment to service. Applicants must demonstrate a strong record of community involvement and a clear vision for their future impact. By offering these scholarships, the Pat Tillman Foundation honors the legacy of Pat Tillman and helps military families and children achieve their educational and career objectives, empowering them to make meaningful contributions to society.

Each service branch offers scholarships within their service. The Army Scholarship Foundation provides scholarships to children of current or former U.S. Army service members, including active duty, veterans, and retired personnel. The scholarships support undergraduate education and are awarded based on academic performance and community service. The Navy-Marine Corps Relief Society Education Program offers interest-free loans and scholarships to children of active duty, retired, or deceased members of the Navy or Marine Corps. The awards are based on financial need and academic merit. The Air Force Aid Society General Henry H. Arnold Education Grant provides need-based scholarships to children of active duty, retired, or deceased Air Force members. It is named after General Henry H. Arnold, the first Chief of the Air Corps. The  Marine Corps Scholarship Foundation provides scholarships to children of active duty or veteran U.S. Marines, with a focus on those who have demonstrated financial need and academic achievement. The foundation also offers special scholarships for children of Marines who have been wounded or killed in action.

Veterans United offers a scholarship program dedicated to supporting the educational dreams of military families. The Veterans United Foundation Scholarship is specifically aimed at assisting the spouses, children, and surviving family members of veterans and active-duty service members. These scholarships are awarded based on a combination of academic achievement, community involvement, and the demonstration of financial need. Applicants are encouraged to share their personal stories, highlighting how their military family’s experience has shaped their educational and career aspirations.

There are numerous scholarships available specifically for military children, each designed to support their unique educational journeys. To find the best opportunities for your student, research scholarships that align with your specific situation by exploring the military scholarship database, where you can discover various scholarships tailored to meet the needs of military families.

Services Available for Transitioning Military Members to Move into the Civilian Workforce

08/28/2024 By Heather Walsh

Transitioning from military service to the civilian workforce can be a challenging process. Fortunately, numerous programs and resources are available to help service members navigate this transition successfully. These services include tuition assistance for obtaining a college degree or certificate, attending the Transition Assistance Program (TAP), participating in Hiring Our Heroes programs like Career Forward, leveraging the SkillBridge program, and utilizing tools like Military OneSource’s resume builder. Each of these resources plays a crucial role in equipping service members with the skills, knowledge, and connections needed to thrive in civilian careers.

Using Tuition Assistance for Education

One of the most valuable benefits available to service members is the GI Bill and the tuition assistance program. Tuition assistance programs provide financial support for active-duty military members to obtain college degrees or certificates in fields of interest. This education not only enhances professional qualifications but also opens doors to a broader range of career opportunities.

Service members can choose from a variety of educational institutions, including community colleges, universities, and technical schools. Programs of study can range from traditional academic degrees to vocational and technical certifications, allowing individuals to tailor their education to their career goals. By taking advantage of tuition assistance, service members can gain the academic credentials and specialized skills needed to compete effectively in the civilian job market.

The GI Bill is a comprehensive education benefit provided to veterans, active-duty service members, and their families. It can cover tuition, fees, housing, and other educational costs at colleges, universities, trade schools, and other institutions of higher learning. Earning a degree or certification not only enhances knowledge and skills but also opens doors to improved job opportunities and career advancement, providing veterans and service members with the tools needed for a successful transition to civilian life. The service member can allocate portions of the GI bill to family members or utilize it completely on their own. If the active-duty member uses it, it must be used within 15 years of leaving active service. If family members will use it, assign a portion of the GI bill to the qualifying family members when the service member has at least six years of active-duty service and at least four years of service left.

Transition Assistance Program (TAP)

The Transition Assistance Program (TAP) is a comprehensive resource designed to help service members transition smoothly into civilian life. TAP provides a wealth of information, tools, and training to prepare individuals for the civilian workforce. Participants can attend TAP sessions as frequently as needed, ensuring access to the latest resources and guidance throughout their transition.

TAP covers various topics, including resume writing, job search strategies, interview techniques, and financial planning. The program also offers workshops and seminars on various aspects of civilian employment, providing service members with practical knowledge and skills. By participating in TAP, transitioning service members can build a solid foundation for their civilian careers and increase their chances of success in the job market.

Hiring Our Heroes: Career Forward

Hiring Our Heroes’ Career Forward program is an excellent initiative designed to bridge the gap between military service and civilian employment. This program offers transitioning service members the opportunity to build knowledge and skills through Google Career Certificates. These certificates cover in-demand fields such as IT support, data analytics, project management, and UX design.

Career Forward provides flexible, online training that can be completed at the individual’s own pace. This allows service members to gain valuable industry-recognized credentials while still fulfilling their military duties. By participating in Career Forward, transitioning service members can enhance their employability and increase their chances of securing well-paying jobs in high-demand industries.

For more information about Career Forward, visit Hiring Our Heroes’ Career Forward.

SkillBridge Program

The SkillBridge program is a unique initiative that allows service members to intern at a desired job location while still on active duty. This program provides an invaluable opportunity to gain hands-on experience and build professional networks in a chosen field. By participating in SkillBridge, service members can explore potential career paths, develop relevant skills, and increase their chances of securing employment after their military service ends.

SkillBridge internships can lead directly to job offers, providing a seamless transition from military service to civilian employment. The program covers a wide range of industries, including technology, healthcare, logistics, and more, ensuring that service members can find opportunities that align with their career goals.

For more information about SkillBridge, visit the SkillBridge website.

Resume Workshops and Military OneSource’s Resume Builder

Creating a strong resume is a critical step in the job search process. Transitioning service members can benefit from attending resume workshops, which offer expert guidance on how to craft a compelling resume that highlights military experience and skills in a way that appeals to civilian employers. These workshops provide practical tips on formatting, content, and customization to ensure that resumes stand out in the competitive job market.

In addition to workshops, Military OneSource offers a powerful resume-building tool through the MySECO platform. This tool allows service members to create professional resumes tailored to their career objectives. The resume builder provides templates, prompts, and examples to help users effectively translate their military experience into civilian terms. By utilizing this tool, service members can create polished, impactful resumes that showcase their qualifications and increase their chances of landing job interviews.

For more information and to use the resume builder, visit Military OneSource’s Resume Builder.

Transitioning from military service to the civilian workforce is a significant life change, but the right resources and support can lead to fulfilling and successful careers. Service members can confidently navigate this transition by taking advantage of tuition assistance, participating in TAP, engaging with programs like Career Forward, leveraging SkillBridge internships, and using tools like Military OneSource’s resume builder. These programs and resources provide the education, training, and support needed to thrive in the civilian job market and achieve long-term professional success.

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