Military Life News

Military Life News, Commissary Rewards and Military Discounts

10 Tips for Joyful Family Photo Cards

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Are you planning to send a photo card this holiday season? A photo card is a great way to let your friends and family know how you are doing especially if military life has taken you far from home.

10 Tips for Joyful Family Photo Cards

Do you send out holiday photo cards?

If you want to send out a photo card, you will need to make time for a family photo and put everything together all in time to arrive at your friends’ and family’s mailboxes before the holidays. Worried about if you should wear matching clothes? Not sure how to keep the kids from crying and dog from burying its head in your lap? The whole process can be overwhelming thinking about everything you have to do in order to send out a photo card.

Here are 10 tips to help you take and print joyful family photo cards this holiday season:10 Tips for Joyful Family Photo Cards

  1. Book your photo session ahead of time. You don’t want to end up taking your photos too late. If you are going to hire a professional photographer to do your pictures you will need to allow them some time to get the photos back to you. Keep this in mind and try to book the photo shoot as soon as you can.
  2. What to wear. Think about what you want to wear in your photo. Do you want traditional holiday colors or something else? Talk to your photographer about what would look best. How you dress can also depend on your setting and where the pictures are going to be taken.
  3. Prepare. Prepare your kids for the photo session. Don’t schedule the photo session during nap time. Make sure your kids are well rested and if they are old enough to understand, tell them what you are going to do. Preparing them ahead of time will go a long way in helping the session go a lot better.
  4. Pets. If you plan to take a photo with your pet, plan ahead. Bring treats and water and make sure your dog can handle a photo shoot. Have a sense of humor about the session in case the photos don’t turn out exactly how you would like them to.
  5. Picking a photo. Picking the right photo to send out in your photo card can be a difficult choice. Think about what you want to share with everyone and which picture your family looks the best in. Try not to stress too much if the photos in the photo card are similar and go with the one you like best.
  6. Treats. If you know your kids will respond to them, bring some treats with you to the photo session. This worked really well with one of my kids. Every time he smiled for a photo and did what he was supposed to do he got some candy.
  7. Communicate. Tell your photographer what you have in mind for your photo card. You don’t want to get the pictures back and not like what he or she has done. If you can communicate what you are wanting in terms of a photo, you will be a lot happier with the pictures you get.
  8. Make a day of it. Going to a fun place to take photos for your photo card? Make a day of it. Take your pictures and then have some family fun time together. The kids will love the place you go to and you can tell them that is where you are going to go after the photo shoot is over.
  9. Arrive on time. Being late could make the photo shoot more difficult for you, your family and your photographer. The photographer might have somewhere else to be. Plan to arrive a few minutes early so you can prepare your children and be ready to take the pictures.
  10. Have fun. Try not to stress too much about getting your pictures taken. Taking photos is supposed to be a fun time for you and your family. Think about the joy you will feel once you get your photos back and send out your photo cards to your friends and family members.

    10 Tips for Joyful Family Photo Cards

    If you plan to take a photo with your pet, plan ahead. Bring treats and water and make sure your dog can handle a photo shoot.

Do you send out holiday photo cards? How do you get a joyful photo of your family to include on the card?

 

10 Changes We’d Love to See at the Commissary

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We love shopping at the commissary, but there are still a few things that each of us would like to see improved upon.

Here are the top 10 changes we would love to see the commissary make.

Extended Shopping Hours. Commissary business hours are not consistent across the board. Some are open 7 days a week while others are closed on Mondays for restocking. The small commissary on NSF Dahlgren is closed on Sundays and Mondays  and only open from 9 a.m. to 6 p.m. the rest of the week, with an extra hour on Tuesdays.

Bigger bases have longer hours though. Little Creek commissary in Virginia Beach is open 7 days a week. They have early bird entry at 8:30 a.m. and regular hours are 9 a.m. to 8 p.m. (on Sundays they close at 7 p.m. though). We all like shopping at the commissary, but when you need a last-minute item, the commissary may already be closed.

Wider Aisles. If you go to the commissary early in the morning, you’re going to run into retirees and parents shopping with their young children. If you’ve ever tried to pass either of these customers down an aisle in the commissary, you know it’s a hard thing to do. Most aisles are too narrow. There ends up being a line of people waiting to go around someone that is looking at a product or attending to their children.

More Free Samples. Adults and children love free samples. Giving kids something to snack on makes shopping easier as they are busy with their treats. Consumers are more likely to purchase a product once they have tried it as well, which increases sales.

Continually Stocked Shelves. Due to shipping complications, some commissary shoppers overseas have had issues with product availability.  This past year, overseas commissaries were faced with food shortages that led to disappointment among those commissary patrons that rely heavily on the commissary for their groceries.

More Made in America Products. We have an International aisle, so why don’t we have an American aisle? It is really hard to find things made in America. You have to search labels for the country of origin. Some companies proudly advertise it on the front, which makes more of us inclined to purchase it. If, for example, you wanted to buy apple juice made with apples grown only in the United States you won’t be able to do that. They all contain apples from multiple countries.

Bigger Organic Selection. We are all trying to feed our families healthy meals by being better informed on product quality. More and more customers are purchasing organic items and the demand is increasing. Many markets offer large organic sections, having both an organic produce area and an entire aisle dedicated to organic products. You don’t see nearly as much of this in the commissaries.

Coffee Shop Inside the Commissary. It doesn’t have to be Starbucks necessarily, well maybe for some picky consumers it does. Some commissaries have a free cup of coffee station at the entrance, but that is just a tease.  Many military installations have contracts with Starbucks, Einstein Bagels, Dunkin Donuts and more for coffee shops in the food courts, but we’re talking about getting a deliciously brewed beverage right there in the commissary. It isn’t as far fetch either as lucky commissary patrons in California already have this perk.

More Fun Kid Friendly Shopping Carts. Some of the commissaries have spaceship shopping carts or other designs with pretend steering wheels for children to ride in while their parents shop. The problem is that there are only a few of these.

Once your child has spotted one they’ll ask to ride in one each time you venture to the commissary and finding one can be difficult.

Adding a few more to each commissary would be great. Many grocery stores also have child size shopping carts so they can have their own cart to push and feel like they are truly helping shop.

No More Plastic Bag. Plastic bags are already banned in multiple states. It’s time that the commissary joins the crusade to help the environment. Paper bags are a better option and reusable bags are also available for purchase the commissary.

Order Online and Curbside Pickup. There are grocery stores that already offer this perk. It would be great if the commissary did too. It would be especially helpful to people that find it hard to get inside to shop, particularly elderly, disabled and parents with babies and small children. There is a program being tested. Hopefully it is successful and becomes a commissary benefit.

What changes would you like to see at the commissary?

Is DoD’s PCS System Wasteful, Inefficient?

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Arizona Republican Senator John McCain released a statement criticizing the government for wasting money by not budgeting for PCS (Permanent Change of Station) moves.

Is DoD's PCS System Wasteful, Inefficient?

With all the government monitoring out there, it is hard to believe that there is no government oversight with PCS moves.

More than 600,000 service members and their families PCS each year. As chairman of the Senate Armed Services Committee, McCain received the Government Accountability Office’s report which criticized the government for not tracking the money spent on PCS moves and did the math. This lack of oversight is costing the government a lot of money.

In a statement Sen. McCain said

Despite the crippling effects that sequestration is having on our military services, the Defense Department continues to throw millions of dollars out the door as it fails to adequately manage the costs and budget for service member relocations.

The government has been spending more on PCS moves lately, with a remarkable increase over the last 14 years. That is an increase from $3.8 billion annually to $4.3 billion last year according to the Government Accountability Office’s report.

Interestingly enough, these costs are rising while the number of PCS moves continue to go down. Annual moves are actually down 12 percent. In 2001 for example 731,000 troops had PCS moves while only 646,000 moved in 2014.

Why are PCS costs so high?

PCS moves incur fees for shipping household goods, storing them and issuing travel allowances, temporary lodging expenses and other costs. Officers are allocated more money for PCS moves than enlisted service members and the Air Force has more officers than any other branch. Having troops PCS more frequently then they are suppose to is also causing an increase in cost.

There are time frames set by the government for how long a service member is suppose to be stationed in one location. The time actually allocated between PCS moves is not being followed or tracked. While commands are suppose to report how long service members are in a location, they are not doing so. They are also allowing troops to PCS before they are scheduled to.

The entire PCS system is not being monitored at all. With all the government monitoring out there, it is hard to believe that there is no government oversight here. Because DoD does not evaluate whether the PCS system is efficient, it cannot identify changes that need to be made to lower costs or to determine how to control it.

The Government Accountability Office’s report recommends that DoD initiates a system to report all PCS budget data, evaluate the PCS program often and make a point to seek out data on why service members are moved before their minimum station length is reached. It would also recommend required waivers for early PCS moves.

DoD agrees with Government Accountability Office’s recommendations. What will actually happen now or how long it will take is undetermined. One thing for sure is that military families will be keeping an eye out for changes to PCS moves.

What do you think? Do you agree with Sen. McCain? Do you have any suggestions on how DoD can save money when military families PCS?

 

Is the Commissary an Outdated Military Benefit?

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The commissary has a long history of serving the military community. The idea of purchasing goods at-cost came about in 1825 to help Army personnel. It provides a huge relief to the service member when it’s tough to get necessities at a decent price.

The commissary we’re used to today began in 1867, which means the commissary has been operating for almost 150 years, offering groceries and other household goods to military members.

Overseas commissaries started at the end of the 19th century in the Philippines and China. Of course, it’s since multiplied to other OCONUS locations. In addition, the benefit now includes all branches of the military including Guard, Reservists and their family members in addition to retirees. In 1990, the Defense Commissary Agency (DeCA) was founded, which consolidated the commissary program. By forming DeCA, it allows for a streamlined and unified way to supply all commissaries.

The commissary benefit has helped military families generation after generation. My parents still shop at the commissary and my father joined the Air Force in 1979. They manage to get lots of different items at reasonable prices and my husband and I also benefit from shopping at the commissary. I have to mention my grandparents too. Between the three generations, my family encompasses Navy, Air Force and now Army ties!

Savings for military families average at about 30% compared to civilian grocery stores. That percentage offers a pretty substantial discount over brand name products. Although the commissary provides lower prices, big-box stores like Walmart and Super Target can be competitive when compared to the commissary. Another argument is that the commissary doesn’t offer generic goods.

My husband and I tend to stick to the commissary mostly because the grocery goods we commonly get are priced cheaper there. Also, we’re still a relatively small family, so the bulk goods we purchase are all economical. Not to mention when we buy during a case lot sale, we don’t need certain items for months and months! There are so many other reasons why I prefer the commissary. MilitaryShoppers has an awesome list of reasons why you should shop at the commissary.

One of my favorite reasons for shopping at the commissary is the international aisle. It’s one of the only local locations that offer Filipino cuisine, so I can get my cultural fix. My parents drive to their local commissary in Texas for the same reason to stock up on the different Filipino groceries because it’s priced well. It’s difficult to find certain items sometimes! No matter where you’ve been stationed, I’m sure there is a good representation of it at your commissary. I love that there is a chance to try international food without having to be stationed there too.

The commissary continues to modernize by incorporating online resources to help families get the most out of their commissary experience. Military families can sign up for the commissary rewards card and app. The commissary rewards card gives you the capability to redeem coupons online. In addition, they have the Click 2 Go program for select commissaries that allows military families to buy goods online and pick them up at a later date. It saves time and is convenient.

Despite its age, the commissary is still a wonderful resource for the military community. That’s why I keep shopping trips to the commissary on my agenda.

Why do you think the commissaries are a good benefit for military families and retirees?

A Military Spouse’s Guide to Space-A

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Space-A is a great way for a military spouse to travel.

A Military Spouse's Guide to Space-A Travel

Pack your patience and flexibility when using Space-A to travel as a military spouse.

We used Space-A back in 2009 to get from Germany to California and back again. The whole thing was quite the experience which wasn’t always easy but I am glad that I had the chance to try flying this way. Traveling Space-A isn’t for the faint of heart and knowing how this type of travel works is very important for having a successful trip.

Space-A travel is when members of the military, retirees and their spouses can travel on aircraft under the jurisdiction of the United States Department of Defense when there is room available for them to do so. There is no guarantee that you will get a flight and you need a lot of patience and flexibility if you are going to use this method to get to where you want to go.

For us it took about 3 days to get to California from Germany. We were lucky in that we got on the first flight we wanted to get on. However, after 4 hours and after we were seated on the flight, the plane broke down and everyone had to get off and start all over again. This is the type of thing that can happen which can get frustrating but you need to be prepared for delays when you travel using Space-A.

The first step in planning for your Space-A trip is figuring out where you are going to go.

Most Space-A flights leave from Air Force bases around the United States and overseas. You would want to see where you can fly and how often flights go out of that location. Some places might only have 1 or 2 flights a week so your chances of getting out of there would be slim. Sometimes it is best to drive to a better location to get a better chance of catching a flight.

You would then need to figure out what your Space-A ranking is. The Air Mobility Command has a list of what you would be classified as. As a military spouse traveling you would be classified as either:

  • Category III– If your spouse is deployed more than 365 consecutive days or if you are traveling with your active duty spouse.
  • Category IV– If your spouse is deployed for more than 30 consecutive days but less than 365 days.
  • Category V-If you are flying without your spouse and they are not deployed.
  • Category VI– Retired military and their spouses

The lower your category, the better your chances of catching a flight. For example Category III is a higher priority for seating than Category VI. Each flight has a limited number of seats. Sometimes the seats are more than a hundred, other times there are just 4 or 5 seats available. You will need to register at every location you plan to fly out of. Once you have, you still have to wait to see if you get on the flight and you will need to check in as “present” when you get there.

A Military Spouse's Guide to Space-A

Have you flown using Space-A? Where did you go? What was your experience with Space-A travel?

This is where patience and flexibility come into play when flying Space-A. If a flight only has a few seats and you are a lower category, unless a lot of people decide not to get on that flight, your name will probably never get called. You will need to have a plan for if this happens to you. If you don’t, you could get stuck somewhere and that can be really upsetting.

The best way to prepare for Space-A is to do your research.

Since I was flying to the United States from Germany, I figured out which locations in the U.S. could get me to California. Although they did have flights going all the way there from Germany, I knew that might not be possible. I figured out which of the U.S. bases did go there and was open to any of those locations. In the end we flew into Baltimore and then had to make our way to Andrews Air Force Base where we were able to get a flight to Travis Air Force Base in California.

With Space-A you also need to have all of the important travel documents with you for you and all of your children. These documents include:

  • Travel authorization
  • ID card
  • Unaccompanied dependent memorandum
  • Valid Passport
  • Birth Certificates and Social Security cards

Make sure you double-check everything as you will not be able to fly without the right paperwork.

If you do make a flight, you must be there in person to check-in. You must be ready to fly. If you are not, they will go to the next person on the list.

Keep in mind that with Space-A you could be doing a lot of waiting. Plan for a lot of waiting. Bring something for you and your kids to do. Make sure you have the means to stay in a hotel because if a flight gets canceled you might have to wait until the next day to try again.

In the end, you have to decide if Space-A travel is for you. It will not work for everyone. Sometimes buying a commercial airline ticket will be best.

You have to be flexible with Space-A, you have to plan ahead and you have to be willing to change your plans over and over again until you can get to your location.

Have you used Space-A travel? What tips do you have for using Space-A?

6 Pumpkin Treats for Care Package

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Are you putting together an autumn-themed care package this year? It is really difficult to find the commonly available fall goodies outside of America that we all stateside have come to know and love. Take some time this season to pack up a few pumpkin treats for your loved one in an autumn-themed care package. A little reminder of home can go a long way to make the day of a service member missing this great season.

Here are 6 delicious pumpkin-flavored treats available for a limited time at your military commissary. Stop by and stock up, not only for your service member’s care package, but also for yourself.

1. Pumpkin Spice Oreos

Yes, these absolutely delicious cookies do exist. I might of already eaten more than my fair share of them. The overpowering aroma of cinnamon and spice will have your loved one instantly in a state of fall euphoria.

The packaging for Pumpkin Spice Oreos is small enough that you can fit a couple of them into an autumn care package. You will want to send more than one, because they will be requesting more. Pumpkin Spice Oreos are only around for a limited time, so stock up today.

2. Pumpkin Pie Pop-Tarts

Pumpkin Pie Pop-Tarts are a great way to start a morning. Your service member will be thanking you for sending them in the care package. Delicious right out of the package, but even more so hot out of the toaster, these treats are sure to have anyone on their way to a good day.

Pumpkin Pie Pop-Tarts are only available in the large box that contains 12 toaster pastries, so fitting more than 2 boxes into a care package my be difficult. But it’s worth it.

3. Quaker Pumpkin Spice Instant Oatmeal

This is another pumpkin-inspired breakfast item to add to your autumn care package. While it isn’t quite cold here, your service member may be experiencing chillier weather where they are. Help them start their day off with a delicious fall breakfast with Quaker Pumpkin Spice Instant Oatmeal. It will surely bring back memories of autumn days in America.

4. Starbucks VIA Instant Pumpkin Spice Latte

You don’t need to make a special trip to Starbucks to pick up their VIA Instant Pumpkin Spice Latte for this care package. Instead, simply venture down the coffee isle in your commissary. You will be pleasantly surprised at how much less they cost at the commissary as well. The packaging is very small so you will be able to put multiple Starbucks VIA Instant Pumpkin Spice Latte packets into an autumn care package.

5. Dunkin’ Donuts Pumpkin Spice Ground Coffee

Does your service member love pumpkin spice coffee? No need to add calorie loaded pumpkin syrup to their morning brew. Dunkin’ Donuts has released their Pumpkin Spice Ground Coffee again this year and you’ll find it in the commissary. Add a bag to your autumn care package and delight your service member with this delicious coffee.

6. Pepperidge Farm Pumpkin Spice Cookies

Pepperidge Farm actually has 2 different pumpkin spice cookies. You can choose between their Pumpkin Spice Milano Cookies or the Pumpkin Cheesecake Cookies. Both are very sweet so if you have a service member with a sweet tooth, this is for them.

The Pumpkin Cheesecake Cookies are actually made with real cream cheese and are amazingly soft. Your autumn care package will be stuffed with greatness with either of these 2 cookies.

Don’t forget to add other personal touches to your autumn care package. Take the children to a local pumpkin patch and take their photos. You can have the kids color a frame for it or draw a picture. Make a few fall themed greeting cards and add some popular fall movies. Hocus Pocus is a good non-scary movie that may bring back memories of family movie nights.

Looking for pumpkin recipes? Search MilitaryShoppers’ recipe contest page.

Make your service member’s day by surprising them with an autumn care package full of delicious pumpkin-inspired treats.

What are your favorite items to send in care packages this time of year?

Tricare’s Long-Term Prescription Policy Changes

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It seems as if every time you turn around there’s talk of Tricare changes. It isn’t just talk any more. As of October 1, 2015, there is a big policy change by the Defense Department. It issued a major change to how beneficiaries receive long-term medication that is brand name.

Tricare will no longer allow these maintenance medications to be filled at retail pharmacies.

All reoccurring medications must now be either ordered through the Tricare mail order pharmacy system, Express Scripts, or picked up at a military treatment facility (MTF).

Why is Tricare changing their policy on maintenance medication refills at retail pharmacies?

The reason why is abundantly clear, to save money. The government is always looking for ways to save money and this is yet another avenue they are choosing to go down. 61 million prescriptions, last year alone, were filled at retail pharmacies using Tricare. That cost the government $5.1 billion.

Using military treatment facilities or Express Scripts will save the government 32% on brand-name maintenance medications over retail store purchases. Government officials estimate moving to this new policy will save $88 million annually.

It isn’t just the Department of Defense that will save money. Beneficiaries are forecasted to save around $176 per prescription over the course of a year by no longer paying co-pays at retail pharmacies and instead having them filled at an MTF or through Express Scripts.

How Tricare's Long-Term Prescription Policy Changes Affect Military Families

What will happen if you don’t switch to Tricare mail order pharmacy and instead try to fill your brand name drug at a retail pharmacy? You will pay 100% of the cost.

For immediate needs, new prescriptions for brand-name long-term care medications can be filled at retail pharmacies, but only for a 30-day supply or less. If more than 30 days is needed, the beneficiary is required to get further medication from a MTF or through the Tricare mail order pharmacy.

What happens if you run out or there is an emergency and you can’t get to a military treatment facility?

Tricare will continue to grant case-by-case exceptions for beneficiaries to include personal hardships, emergency and other circumstances. Those requests will need to be made through Express Scripts.

What will happen if you don’t switch to Tricare mail order pharmacy and instead try to fill your brand name drug at a retail pharmacy? You will pay 100% of the cost.

Because it doesn’t cost the government nearly as much, beneficiaries can still fill generic drugs using Tricare at retail pharmacies. Medications that treat acute illnesses and prescriptions that are covered by other insurance can also continue to be filled at retail pharmacies.

What are maintenance drugs?

Maintenance drugs are medications taken on a regular basis for chronic, long-term conditions. These include drugs that control blood pressure, antidepressant medications and painkillers, for example.

Related: Military Families May Need to Pay for ER Visits in the Future

They do not include short-term prescriptions such as drugs prescribed for short term uses, such as antibiotics.

How can you be sure if you need to fill your prescription through Express Scripts?

The Defense Health Agency has a list of drugs it categorizes as maintenance medications. This list will be available to beneficiaries on the Tricare Pharmacy Program website and will be available through Tricare Pharmacy Program Service Center phone system. You can also review the list of brand name maintenance drugs here.

If you are unsure if your prescription should be switched over to Tricare mail order pharmacy system, call Express Scripts at 1-877-882-3335.

What questions do you have about Tricare’s change to long-term prescriptions?

10 Q’s to Ask Before Making a CFC Donation

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The first time my husband brought home the Combined Federal Campaign’s booklet listing hundreds of nonprofit organizations, I didn’t know where to begin. We knew we wanted to donate some money to a cause that we believed in, but which organization was the right cause for us? Was it only one organization or did we want to divide our donation between several different charities?

10 Questions to Ask Yourself Before Making a Donation Through the CFC

The 2015 CFC solicitation period lasts until December 15. Make your 2015 CFC donation today.

Here are 10 questions to ask yourself and your military spouse before making a donation to a charity through the CFC.

What are your passions?

When I was the CFC key worker for my office in Okinawa, I always told each person that I couldn’t advise them on which organizations to give money too. Instead I would ask them:

  • What are your passions?
  • When you watch the news, which stories grab your attention?

Your answers will lead you to charities working on those social causes.

What tugs at your heart strings?

There are 2 organizations that my husband and I always give money to: Susan G. Komen for the Cure and Autism Speaks. The reasons are simple. My grandmother died from breast cancer when she was 62 years old. My 13-year-old nephew was diagnosed with autism when he was 3 years old. Both of these diseases, breast cancer and autism, have personally touched our lives. We pray that a cure is found for both diseases. In addition we donate money for research working to find these cures.

Who do I want to help?

When you think about populations that are in need of assistance, which are the groups that you want to support? For example, you may be sympathetic toward homeless veterans. Then you would want to search the term “homeless” in the CFC’s 2015 Universal Giving Charity Listing. You can easily browse a list of potential charities you will want to donate money to through the CFC.

Which nonprofit organizations have you personally utilized?

I listen to National Public Radio. Every. Single. Day. It’s a service I utilize and therefore, I feel obligated to donate to this organization.

Which charities have been you used in the past? Did you love the Budget for Baby class offer by the Navy-Marine Corps Relief Society? Do you always hang out at the USO lounge during layovers at Houston’s George Bush Intercontinental Airport? Send a little love to these charities that helped you in the past so that they can help you again in the future.

When was the last time you Googled this organization?

All the charities participating in the CFC have been screened by the U.S. Office of Personnel Management and must be registered 501(c)(3) charities. They are also reviewed annually “for evidence that they are providing services on a local, state, national or international level and meeting the standards of public and financial accountability.”

But this federal paperwork doesn’t mean that there hasn’t been a recent scandal involving your favorite charity. Take 2 minutes and Google each potential charity before finalizing your donation.

How is this charity managing their donations?

One of the things I love about Charity Navigator is that you can examine the financial health of CFC-participating charities. Charity Navigator says that “the majority of charities listed on our site-seven out of ten nonprofits-spend at least 75% of their expenses directly on their programs. That means the organization should spend no more than 25% of their total expenses on administrative overhead and fundraising costs combined.”

For me, that’s critical. I want to know that the majority of the money I donate is going to help people, not support a six-figure salary for the charity’s CEO or a national advertising campaign.

Do you want to donate locally or globally or somewhere in-between?

If you’re stationed overseas, you may want to consider donating to your installation’s Family Support & Youth Programs (FSYP) funds through the CFC. These undesignated contributions go directly toward programs that aim to improve the experience of service members and their families living overseas. FSYP funds free sport programs for military children and language classes for spouses. Donating to the FSYP is a great way to give locally and give back to military families. You can only give to the FSYP if you’re stationed overseas.

For the rest of us, think about if you want to donate to international organization like UNICEF or a local organization like the Fort Hood Fisher House. Not sure? Go back and review your passions.

One quick note: this year is the second year that the CFC is conducting what it calls Universal Giving. This means that you can donate to any local charity listed in the CFC charity list. In the past CFC donors were restricted to local charities at their duty stations. Universal Giving allows service members to donate to a local charity in their hometowns when they are stationed across the country.

If you’re considering a local charity, is this an organization you would rather donate your time than your money?

Nearly every charity is looking for volunteers and perhaps that’s a better route for you if you’re living paycheck to paycheck. You can still research these charities through the CFC to ensure that you are volunteering with a legitimate organization.

Which charity did you donate to last year?

I know several service members who asked themselves these first 8 questions and researched their CFC charities the first time they donated a percentage of their paycheck. The next year, they didn’t reinvent in the wheel. They simply renewed their donations through the CFC to the same charities the next year. They know that long-term support to their favorite charities is a great feel-good investment.

How much do you want to donate?

The CFC offers a convenient way to make a donation to your favorite charity through direct withdrawal from your paycheck. You can do a small amount per period ($5) knowing that your donation will add up to a significant impact. You can also do a one-time donation. The choice is yours.

The 2015 CFC solicitation period lasts until December 15. Make your 2015 CFC donation today.

How did you decide which charity to donate to through the CFC?

10 Duty Stations to See Fall Foliage

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We welcomed autumn officially a couple weeks ago and I’m already starting to feel like it’s fully arrived because the evenings are cooler and pumpkin-spiced everything is everywhere. I’m also whipping out my closed-toe shoes and layerable shirts. Bring it on autumn!

10 Best Duty Stations to Experience Fall Foliage

Autumn is my favorite season. What do you love about autumn?

I consider myself a Texan, so I didn’t typically witness a change of seasons growing up. I honestly don’t remember the leaves turning till I moved to New York. That’s when I began appreciating the autumn season. It’s the right temperature for a light coat and hours of hiking.

Even after moving out of New York, I’ve realized that Virginia had some beautiful autumn sights to see too. Based on my experiences and with the help of Fodor’s and Travel+Leisure, I’ve wrangled together the 10 best duty locations to witness fall foliage:

10 Best Duty Stations to Experience Fall Foliage

10 Best Duty Stations to Experience Fall Foliage

I’ve been lucky enough to see the autumn leaves myself when my husband was stationed at Fort Drum.

Fort Drum, New York. Despite having some of the harshest winter weather, Fort Drum is near some awesome sights to see the autumn leaves. It’s a couple hours away from the Finger Lakes region to the southwest and the Adirondacks to the east. I’ve been lucky enough to see the autumn leaves myself when my husband was stationed up there.

Fort Carson and Peterson AFB, Colorado. These two military installations are so close to the Pikes Peak area and that’s a beautiful location to see the autumn leaves. If you have a chance for a weekend getaway and feeling adventurous, your family can head to Aspen. That’s one of the best places to experience the fall foliage. Because you’ll be going through some mountain ranges, the drive would be a great experience in itself.

Washington, D.C. My husband and I heard about Shenandoah National Park early on into our tour in the D.C. Metro area. It’s only a couple hours west and it’s truly an amazing site once you get yourself on Skyline Drive no matter the season. Last year, we made an effort to travel there as the autumn leaves were turning. What a beautiful color mixture of orange, brown and green. Don’t forget your Annual Military Pass when you go to any National Park!

Malmstrom AFB, Montana. Glacier National Park is less than a 3-hour drive from this base in Montana and is truly for the courageous because most of the concessions in the area close up shop in September. It’s said that the wildlife and foliage is just too good to pass up if you’re in the area.

Joint Base Lewis-McChord, Washington. I haven’t been to the JBLM area in the fall, but I’ve heard such great things. If the sights were beautiful in the springtime (that’s when I visited the area), I can only image how it looks in this time of the year. The Olympic Peninsula is noted to have amazing views, especially while driving through.

Fort Leonard Wood, Missouri. FLW doesn’t have the best reputation as a top pick duty station. It might be because it’s secluded, which actually makes it an ideal location for a family that loves camping and the outdoors. The post is less than 2 hours away from Lake of the Ozarks and that park boasts some of the best fall sites in the Midwest.

Luke AFB, Arizona. Sedona, Ariz., is a popular destination to hike and bike, especially through the red rocks and Luke AFB is only a couple hours away. Luckily, when my husband was stationed at Fort Huachuca, we drove up toward the Sedona area. That was a relatively long drive at about 4.5 hours, but we really wanted to ride the Verde Canyon Railroad to see the autumn leaves. I can’t forget to mention the Ales on Rails event that the Verde Canyon Railroad does this month too. We had a great time drinking craft beer and sightseeing in the Sedona area.

USCG Cape May, New Jersey and Dover AFB, Delaware. Cape May is a quaint town in New Jersey that houses a Coast Guard Sector. There is also a ferry from Dover, Delaware, that takes you directly to Cape May. Although this historic coastal town gets most of its tourist in the summer months, it’s also a great place to see the fall foliage while strolling the streets. If you’re stationed at Joint Base McGuire–Dix–Lakehurst, Cape May is only a couple hours away.

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A Military Spouse’s Guide to the Military Ball

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It’s Navy Ball time. The Marine Corps Birthday Ball is right around the corner.

A Military Spouse's Guide to the Military Ball

Are you nervous about attending a military ball? Here are MilitaryShoppers’ tips on attire, planning and etiquette for military spouses.

A Military Spouse's Guide to the Military Ball

What Should I Wear?

When it comes to dressing for a military ball, you have a lot of options. There is going to be a dress code but after that the choice is up to you. You should keep in mind that you do want to coordinate with your service member as they will be wearing their dress blues.

Before my husband joined the military, I thought my ball gown-wearing days were over. I was excited to be able to go out and shop for one once I heard about going to a military ball. I went shopping with my mom and found a nice black dress at the local mall.

When you go shopping for a dress for the military ball, think about what you might wear to a fancy wedding. Long dresses are better than short ones. A military ball lasts a long time so you need to make sure you are comfortable.

If you don’t have a big budget, shop the sales. You don’t have to spend a lot on a dress if you can find a good deal.

How Do I Plan?

With planning for the ball, you should make sure you have your dress, shoes to match and a purse. You will want something to take with you to carry your cell phone, makeup and ID or wallet.

After your appearance, knowing what to expect can be helpful. You can break down the military ball into different stages. The first part is the cocktail hour. This is when people are arriving and you get to greet other people. You are also able to get drinks. No one has to be seated yet and you can stand around with your spouse and their friends.

After the cocktail period is over you will go through the receiving line before you sit down for dinner. You will also need to get your photos taken. We have usually done this first so we don’t have to worry about them anymore.

When it’s time to sit down for dinner you will notice that you have an assigned seat. You should be sitting with those in your spouse’s company and their dates. There will be spouses, girlfriends and good friends because the service member can invite who they want as their date. At all of the balls we have been to, the food has been a buffet. You stand in line and pick out what you want and then go sit down again.

At some point after you get your food, the program will start. This will included a few speeches, some toasts, a prayer, etc. You will get a schedule and be able to follow along.

After the program, they will open up the dance floor and you will be free to dance, get more food, get more drinks or just socialize until you want to go home.

What etiquette do I need to follow?

Remember that the military is filled with traditions. The military ball is one of them and certain etiquette needs to be followed. Some of what you need to do is common sense but some traditions you might not be used to.

You need to make sure that your dress does not show too much skin and that the dress is modest. In some cases you will not be allowed to wear a strapless dress unless you keep a wrap on at all times. You should get information from your command about what to expect at your particular military ball.

During the formal part of the military ball you need to be respectful and pay attention to what is going on. You don’t want to be talking when you shouldn’t be and you don’t want to be playing with your phone. There will be toasts and you need to be paying attention to those.

When you are going through the receiving line, make sure you follow your service member, smile and be professional. It might feel really intimidating when going through the line but the line is also a good way to meet the commanders and their spouses.

As long as you are respectful, dress appropriately and do what you should be doing at the right time, the military ball will go well for you and you should have a good time.

I personally have always loved the food, spending time with my husband and getting to see a part of the military I don’t normally get to see.

What advice and tips would you add to this list for military spouses attending  a military ball?