Military Life News

Military Life News, Commissary Rewards and Military Discounts

Don’t Fall for a Military Coupon Scam

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Commissary shoppers love to save money using military coupons. You can find military coupons at your commissary. I like to look for those free flyers just inside the front door or ask my commissary bagger to tuck one into my groceries, when she has them.

As we’ve said before the best military coupons are the ones that you don’t clip. There are plenty of military coupons online, ready for commissary shoppers.

But for every military coupon that you find online there may be a fake coupon looking to leer you in.

Fake coupons are on the rise. Smart commissary shoppers need to know how to spot a fake military coupon. Here are 3 things you need to know when trying to figure if your military coupon is real or fake.

No Expiration Date

Every coupon, digital or paper, will have an expiration date. There are no exceptions to this rule. If you e-clip a coupon that doesn’t have an expiration date, it’s a fake. Don’t try to use it at your commissary.

Pro-tip: Always look for an expiration date before printing out a coupon.

Photocopied Coupons

These fake military coupons are easy to spot. If a coupon has been photocopied, it is no longer valid. You can’t photocopy a coupon for your mother, sister and your five closest friends and expect them to be able to use it. Photocopying a coupon is against coupon rules.

Pro-tip: Only print military coupons from authorized coupon distributors like Coupons.com.

Too Good to Be True Coupons

Let’s say you’re scrolling on Facebook and you see a “too good to be true” military coupon in your newsfeed. Since you are tempted, you click on this coupon and it brings you to different website, one that requires that you put in your credit card information in order to receive this offer.

Don’t do it.

This website is a scam trying to steal your personal information. Never give you Social Security number, bank information or credit card number to redeem a coupon.

What’s an example of this type of fake coupon?

Late last year, the grocery store Kroger warned its shoppers about a fake coupon claiming to offer a “FREE $60 Kroger Coupon” with a $70 minimum purchase. It said the expiration date was 12/31/2016.

Kroger posted a photo of the fake coupon on its Facebook page with this message.

 “Fake coupon alert! There’s currently an unauthorized ‘FREE $60 Kroger Coupon’ offer floating around. It’s not real! We don’t recommend engaging with the site(s) that offer links to the coupon, or providing them with any personal information. Our team is actively working with Facebook and domain service providers to address the concern.”

Similar fake coupons have been circulating for Kohl’s, Disneyland and Food Lion.

Here’s another scenario that has been happening a lot with fake online coupons. Again you see that “amazing deal” while scrolling on social media. But this time when you click on the link for more details or to redeem the offer, you download malware on your computer.

The Coupon Information Center has a database of fake coupons. You can search for a specific coupon on this website or review the list. I recommend reviewing this list if you’re an active digital coupon user.

Pro-tip: To test a coupon, do a Google search with the coupon’s offer and the word “scam” or “fraud” in the search bar.

You don’t have to worry about printing a fake military coupon when you use coupons from Coupons.com.

15 Military Coupon Mistakes That Smart Military Spouses Make

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Shopping at the commissary is a great way to save money and having military coupons make it even better. Are you a savvy shopper that clips military coupons before heading to the commissary? Even the best couponers make mistakes.

Here are 15 military coupon mistakes that smart military spouses make and how to avoid them.

Not Having a Commissary Rewards Card

The Commissary Rewards Card should be your first stop when looking for military coupons. You can digitally clip military coupons and add them to your Commissary Rewards Card. If you don’t have one, you can pick one up at any commissary.

Forgetting to Register at MilitaryShoppers.com

MilitaryShoppers has printable military coupons and the commissary flyer.  Sign up for emails and get commissary deals, product highlights and more.

Not Scheduling Adequate Time to Shop

When you’re in a hurry, you don’t pay attention to detail. Make sure you plan your trip to the commissary with enough time to shop. Eat before you go so you aren’t tempted to put things in your shopping cart that you don’t have military coupons for.

Not Picking Up the Military Coupon Flyers at Your Commissary

There are military coupon flyers at the commissary. Don’t skip those thinking you have all the military coupons you need. There might be a better military coupon inside the flyer.

Ignoring Military Coupons on the Shelves

Often there are military coupons on the shelf. Compare them to the ones you have and see which one is the better deal.

Not Knowing When New Military Coupons Are Available

If you only look for coupons in the Sunday paper, you are missing out on great savings. The Commissary Rewards Card site has new coupons almost daily. As soon as manufacturers provided them, they are live on the site. Many other sites like coupon.com post new coupons daily.

Couponing on Your Own

Learning from others will help you expand your savings. Contact your local Fleet and Family Center to see if there is a coupon exchange program. It’s also a great way to get to know other military spouses.

Buying the Item Even if It Doesn’t Scan at the Discounted Price

Sometimes coupons don’t scan. Don’t settle and buy a product if you aren’t able to get the discount. Ask the clerk to scan the military coupon again or to type in the discount. If that doesn’t work, ask to speak to a manager.

Buying Something You Don’t Need Just Because You Have a Coupon

Just because there is a military coupon for an item does not mean that you should buy it if you aren’t going to use the product. Pay attention to what you are buying and don’t stray from your grocery list just because there is a coupon.

Failing to Stock Up on Items Your Family Uses

If there is a product, such as toilet paper, that your family uses often consider stocking up when there are good military coupons for it. You will save money over time if you purchase bigger quantities.

Having a Disorganized Coupon Folder

Everyone has their own way of sorting military coupons. Organize your folder the way that works best for you. Is it grouping coupons in the order that you will find items in the commissary or putting all the soon-to-expire coupons up front?

Not Taking All Your Coupons in the Store with You

Don’t just take the coupons that you are going to use into the commissary. Perhaps you will find an item that your family uses on sale. Add a coupon to that and it’s a great day to stock up.

Not Knowing the Commissary’s Coupon Policies

It’s important to know store coupon policies. The commissary, for example, does not double coupons. If you print a coupon and have a digital one for the same item on your Commissary Rewards Card, you cannot use both. The commissary also does not take expired coupons stateside, but will take them up to 6 months expired overseas.

Not Reading the Fine Print on Coupons

Always read the fine print on coupons. Some have a specific size the coupon is good for while others are for multiple items. Make sure you buy all items required and place them together on the conveyor belt.

Failing to Watch the Monitor as Items and Coupons Are Scanned

Our final tip is to make sure you pay attention as your items are scanned. You’ve done all the work to find coupons; make sure you get the discount. If the coupon scans incorrectly, point it out to the cashier. If you have a problem, ask to speak to a manager. It’s your money; make sure you get the most from it.

Want military coupons, discounts and savings delivered to your inbox? Sign up for MilitaryShoppers email newsletter today.

65 Clothing and Apparel Stores that Offer Military Discounts

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Military orders send us across the country and around the world, but that’s no excuse for not looking our best.

Military exchanges offer great deals on name-brand clothing and apparel, but many clothing retailers are happy to offer military discounts to service members, veterans and their families. It never hurts to ask for a military discount, so don’t be shy, just be prepared to flash your valid military ID.

If you’re looking for a solid, no-fuss military discount, shop at these great retailers. Who knows, a fabulous pair of boots or your new favorite pair of jeans might be in your future.

In-Store Military Discount

Some in-store discounts may vary by location and you will be asked to present a valid military ID. When in doubt, just ask! Also, keep in mind that many chain stores are independently owned and discount amounts and dates may vary by location.

  • Abercrombie & Fitch: 10-15%, at manager’s discretion
  • Adidas Shoes: 10%
  • Aeropostale: 10-20%
  • Alfred Angelo: 30% off bridal gowns
  • American Eagle Outfitters: 10-15% off, at manager’s discretion
  • Anchor Blue: 10%
  • Ashley Stewart: 10%
  • Banana Republic: 15% off on full price items
  • Bass Pro Shops: 10% off from the 15th to 22nd of each month
  • Boscov’s: 15%
  • Cabela’s: 5%
  • Christopher & Banks: 10%
  • Claire’s: 20%
  • Dress Barn: Discount and participation varies by location
  • Eddie Bauer: 15% discount (some promotions excluded)
  • Express Clothing Store: 10% discount, can be combined with other coupons
  • Extreme Outfitters: Up to 20% off military gear
  • Forever 21: 10%
  • Gander Mountain: 5%
  • Gap: 10% discount on the first of every month (may vary by location; in-store only).
  • Hanes Outlet Store: 10%
  • Hot Topic: 10-20%
  • Jockey: 10%
  • Jones New York Outlet Store: 10%
  • Kohl’s: 15% military discount at select stores nationwide
  • L.L.Bean: 10% discount at select stores nationwide
  • Loehmann’s: 10%
  • Maurices: 10%
  • New York & Company: 15%
  • Old Navy: 10% military discount (may vary by location; in-store only)
  • Pac Sun: Discount varies by location
  • Payless: 10%
  • Rackroom Shoes: 10% (varies by location)
  • Polo Ralph Lauren Factory Stores: 15%
  • Rockport: 15%
  • Steve Madden: 10%
  • Stride Rite: 10%
  • Timberland: 20%
  • Tommy Hilfiger: 10%
  • Under Armour Outlet Store: 10%
  • Wet Seal: 10%

Clothing Stores that Offer Military Discounts Online

Some retailers offer the best of both worlds – in-store and online discounts! When shopping online, you will need to verify your military affiliation through ID.me or Troop ID. It only takes a few minutes and the discount is well worth the effort.

  • Allen Edmonds: 25%
  • Bonobos: 15% discount for up to 5 orders per year
  • Converse: 10%
  • Alter’d State: 15% discount on regularly priced merchandise
  • Carhartt: 10%
  • Frank & Oak: 20%
  • Lady Foot Locker: 20% discount with Veterans Advantage card
  • Nike: 10%
  • Orvis: 10% discount with the Veterans Advantage Card
  • Overstock: Free Club O membership for military personnel
  • Pirate’s Yacht Club: 15% off using code Military15
  • The Limited: 10%
  • Torrid: 10% discount in Torrid stores or by calling to place an order with a Torrid Personal Shopper
  • Wilson’s Leather: 10% off in-store with military ID or call 1-866-305-4704
  • CafePress MILPRIDE20* Save 20% off orders from CafePress.com; MILPRIDE25* Save 25% off orders from CafePress.com (September 1, 2017 to September 30, 2017)

Military Discount Available When Shopping Online Only

Forget the hassle of hunting for parking and dealing with the crowds. Put your feet up and let your fingers do the shopping with these online-only discounts.  Just make sure you take the time to verify your military affiliation before checkout. A few clicks and you’re done. The hardest part is waiting for the delivery guy.

Which of your favorite clothing stores offer military discounts? Tell us in the comments section.

Military Savings at the Movies

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Between tickets, drinks and snacks, a night at the movies can really add up!

In some locations, tickets to first-run or special movies, like 3D or IMAX, can be upwards of $15 per person. A small popcorn is usually closer to $10 than to $5 and drinks are both giant in size and cost.

Military Savings at the Movies

What are your tips for military savings at the movies?

Luckily there are military savings to help you cut costs and still enjoy a fun day at the movie theater with your family.

Military Savings on Movie Tickets

The 4 major cinemas all offer military discounts. Don’t forget to show your military ID card when asking for a military discount.

  • Cinemark offers military discounts at several theaters. For specifics on discount times and amounts, contact the cinema closest to you.
  • Regal also offers a military discount. The discount amount and times that the discount is offered vary by location. It is recommended that you contact your local theater.
  • There is also a military discount at AMC theaters. The discount varies based on location and is only available after 4 p.m.
  • Showcase Cinemas has military tickets available at many locations starting at $7.50 for general admission and $5.50 for matinee and children’s tickets.

Military Savings on Movie Tickets Purchased at ITT

Beyond amazing trip packages and tickets to the big game, your on-base ITT (Information, Tickets and Travel) office also stocks discounted movie tickets. Like the cinema-run discounts, these military savings will vary by location.

Most bases offer passes that can be exchanged at the theater for tickets. There may be a few deal breakers, though. These passes might only be valid during certain times, for certain types of movies (regular vs 3D) and you might not be able to be used these discounted tickets on opening night or weekend.

So before you set your plans in stone, check the fine print!

Watch Movies at Your On-Post Theater

Watch a movie on base and save beaucoup bucks. Military theaters are located on most major installations.

Some locations have special screenings of popular films that have been previously released. Often these showings are free or very, very cheap.

Other locations show first-run movies around the same time they are released nationally. Tickets are heavily discounted (compared with a civilian movie theater) and so are the snacks.

When you see a movie on base, be prepared for things to be a little bit, shall we say, different. Before the movie starts, get ready to stand while the National Anthem is played. You might also want to bring a cushion. The seating tends to be on the uncomfortable side.

Showings and runs of films are very limited. If you find a time for a movie you want to see, you should go. It might not be playing next week or even tomorrow!

Check your local base theater’s schedule for show times and special events.

Sign Up for a Theater Loyalty Program

Another great option is to sign up for theater loyalty programs. These work like other retail shopping cards: the more you go, the more points you earn and the more freebies you get. Different theater chains offer different perks, but items can include free snacks or drinks and even cheaper movie tickets.

While some theater chains only offer discounts for evening shows, other theaters might be willing to combine discounts. By going to a matinee showing in the late morning or afternoon, you might be able to save even more. For theaters that don’t double dip the discount, these early showings are usually several dollars cheaper. That makes it a smart budget choice.

No matter where you live or what movie you want to see tonight, there is probably a military discount available to you! Be sure to check around before you head out the door so that you get the best deal.

What are your tips for military savings at the movies?

4 Tips for Finding Military Discounts

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Military discounts save military spouses and service members money. Who doesn’t want to save money? Everyone. We are all looking for a deal or a discount as a way to spend a little less when dining or shopping off base.

But let’s say that you recently moved to a new location. When you find yourself living in a new city, you are often unaware of which businesses offer military discounts.

What is a savvy money-saving military spouse to do?

Here are 4 tips for finding military discounts at your new location, wherever that may be.

4 Tips for Finding Military Discounts

Are you wondering which local restaurants offer a military discount?

Download military discounts apps on your smartphone.

Downloading a military discount app on your smartphone is the easiest way to find the local restaurants and stores that offer military discounts. There are several different apps available for military families.

I use the SCOUT military discount app. This app, which is free on both Google Play and iOS, is a comprehensive app for identifying military discounts near me. When using the app, I can easily see which businesses offer a discount through the map view.

For example, if I’m shopping at the outlet mall, I can see the red flags on the map and know which retail stores offer a military discount. (Thank you Express!) I can also see how much the discount is.

I like that I can easily add a military discount to the SCOUT military discount app. It takes less than 5 minutes and I feel like I’m helping out other military spouses when I add in my military discount tip. They really need to know about the local coffee shop that offers free coffee for military service members in uniform on Tuesdays. Don’t you agree?

Ask about military discounts in your local spouses Facebook group.

When you’re new to a city, you have a lot of questions. You are looking for the best Chinese take-out place and most affordable hairdresser who will get your color just right.

Where do you turn to for these answers? It’s your local spouses Facebook group.

Every military installation has an “unofficial” spouses Facebook group where you can post your questions and other military spouses will answer it. When you’re asking for recommendations for a vet for your pet or best romantic restaurant to celebrate your anniversary, don’t forget to ask if those businesses offer military discounts.

Follow websites that showcase military discounts.

Information about military discounts is always within your fingertips. Websites, like MilitaryShoppers, are dedicated to sharing military discounts with you. The information is out there, so take advantage of it. Sign up for the MilitaryShoppers newsletter or like us on Facebook so that you know everything there is to know about military discounts. Click here to sign up for the MilitaryShoppers newsletter today!

Ask for a military discount at your favorite restaurants and stores.

For years I simply forgot to ask for a military discount. Don’t be like me.

Whenever you are paying, make it a habit to sweetly ask “do you offer a military discount?” and have your military ID card ready to show the cashier. It never hurts to ask.

What are your tips for finding military discounts in your new city? Share them in the comments section.

Military Discounts for 17 Tech Products, Services

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Military families live in a high-tech world and I’ll be the first to admit, I love it! Getting my hands on the latest technology isn’t always in my budget, but with military discounts from some of the best tech companies out there, bringing the latest tech gear home is a little easier with a little discount.

Military Discounts for 15 Tech Products, Services

Have you used any of these military discounts? Tell us about your favorite military discounts in the comments section.

Here are 17 military discounts that military spouses and service members don’t want to miss when buying the latest tech products and services.

Military Discounts for 17 Tech Products, Services

Military Discounts on Computers

If you’re anything like me, you have a love/hate relationship with your computer. I’ve been known to completely wear out a laptop. By the time I’m done with it only half of the keys on the keyboard are even readable.

If you are in the market for a new computer (which for me, is pretty much all of the time), here’s where to go to score a great military discount on one.

  • Dell offers a 10% military discount on selected computers and laptops. The discount can be redeemed through the AAFES Exchange website or by verifying your military affiliation through TroopID on the Dell website.(Bonus tip: Sign up for Dell Advantage rewards and you could earn 10% plus get free 2-day shipping!). Get the details here.
  • Apple. Their discount varies by product, but in general it ranges from 5% to 15%. Military discounts are primarily offered on computers, iPads and iPhones. There may be an additional discount offered on a protection plan. You can get the details on Apple’s military discounts here.
  • Lenovo offers up to 40% discounts on PCs, including ThinkPad.
  • Microsoft has a 5% discount on PCs, tablets and accessories, plus a 10% discount on software. Get the details here. Service members can also save 30% on Office365.
  • HP offers a 20% discount to service members as well as free shipping. Sign up here for more details.

Military Discounts on Cell Phone Services

I don’t go anywhere anymore without my cell phone. Do you even remember what life was like before we were connected 24/7?

Whatever you do, don’t pay full price for your cellular service.

Almost every major wireless provider offers a military discount.

Keep in mind that all cell phone service discounts require verification with a DD-214, military pay stub, and/or military ID card. Restrictions apply, so make sure you understand the fine print before agreeing to these military discounts.

  • T-Mobile offers up to 15% off to active duty and veterans. Visit a T-Mobile retail store near you for the details.
  • AT&T Service members and veterans get a 15% discount on qualified monthly services. A DD-214 or military ID card is required for verification. Get all the details here.
  • MetroPCS has promotions throughout the year that target military spouses, veterans and service members. Visit your local MetroPCS store for more information about its discounts.
  • Sprint Wireless. Service members and veterans receive a 15% discount on select rate plans. A verification form is required to qualify for this discount. Get the form here.
  • Cricket Wireless offers a 15% discount to eligible military members and retirees. The discount is only available by visiting your local Cricket Wireless store.
  • Verizon Wireless has a 15% off of monthly wireless service and a 25% discount on select accessories.

Military Discounts on Gadgets and Gizmos

What would technology be good for if we couldn’t occasionally use it to have fun or make our lives easier? Check out these military discounts from companies that fall into the categories of gadgets and gizmos.

  • Gotenna. Gotenna can turn your smartphone into a GPS or text device, even if you don’t have a signal. They offer a 15% military discount with service affiliation verification. Get the details on any product listing on their site.
  • iRobot. Thinking about getting a Roomba? Did you know iRobot offers a 15% military discount? Verification is required through ID.me. Get the details here.
  • BestBuy. The discount varies by amount and location. Ask your local store manager if they offer a military discount.
  • UnderArmor offers a 10% military discount on its fitness gadgets. Verification is required through ID.me. Get the details on their site.
  • Dish For My RV extends exclusive offers for military members. Get the details here.

Military Discounts on Home Security Services

Since service members spend a lot of time away for deployments, field trainings or TDYs, making the investment in a good home security system and service just makes sense. Make your home a little safer thanks to these great military discounts.

  • My Alarm Center offers a discount on the installation and reduced monthly monitoring fees for military service members. All the details are available on their site.
  • ADT Home Security. USAA members can take advantage of a 10% discount on installation and monthly monitoring costs. You can find out more about this discount by clicking here.

Are you looking for more military discounts? Visit our Military Discounts page.

How to Make Money with a Personal Procured Move

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I have a confession.

Although I didn’t enjoy my last PPM (personal procured move, formerly called a do-it-yourself or DITY military move), my husband and I banked a lot of money by during it, which made every roadblock (sometimes literally), headache and painful mile worth it.

How to Make Money on a Personal Procured Move

Have you made money with your personal procured move?

When you’re doing a personal procured move, you need to first understand your PCS entitlements. They differ from move to move and branch to branch, so take a close look at your orders to figure out what you need in your military move.

Before you go forward with finalizing your personal procured move, contact your local Travel Management Office (TMO). They are essential in guiding you through the process and giving you everything you need for a successful PCS.

No matter what you end up deciding to do for your military move, you will most likely receive a travel per diem, dislocation allowance and Monetary Allowance in Lieu of Transportation (MALT), if you choose to travel with your privately-owned vehicle (POV).

You could make some money by being smart with your dislocation allowance and travel per diem. When we PCSed from New York to Arizona, we stayed with family members located at 2 different locations (Texas and Mississippi) and utilized hotel points on our other stays that added up to free future hotel visits.

That same military move, we did a partial PPM. We packed up our car with as many goods as it could fit and we were paid money based on the weight and mileage. If you opt for a partial PPM, be sure you fill out all the appropriate forms and file for it. You need to do the same if you choose to do a full personal procured move. Pay close attention to the rules and regulations regarding weighing your car. The rules may have changed since the last time you PCSed.

With a full PPM the government will pay you 95 percent of the total cost it would be for them to take you from point A to point B. Still interested in doing a PPM? Here’s what you need to know.

What’s needed to make money with a personal procured move or PPM?

  • Packing Supplies
  • Moving Truck
  • Labor

I’m going to talk about my last personal procured move and share with you what worked for us. I’ll start with the packing supplies.

I raided local retail stores around my home for boxes from shipment days. (Don’t be afraid to ask the manager of your military commissary for shipping boxes!) Be sure you plan for time to collect your packing supplies far enough in advance and have an area in your home to put these boxes. I was able to acquire enough to pack all of our household goods. I saved money by not buying any moving boxes.

Another successful strategy would be putting a call-out for boxes on a military spouses Facebook page. I’ve seen lots of boxes get recycled that way as well. That strategy costs nothing, but time and effort!

Next, we priced out all possible moving vehicles. Luckily, most companies like U-Haul and Budget offer military move discounts! With all the labor accounted for (I’ll elaborate on that later), being able to lock in an amazing deal for a moving truck was key.

Of course, we took a little bit of a risk with this one, but we used our own clothing and other fabrics to pad and pack our breakables in the boxes. Once the boxes were sealed, we indicated what was inside them so that we could be gentler with that box over the other ones. It was my husband, myself and a friend moving boxes and furniture, so we only had ourselves to blame if anything broke. We rented the furniture pads to help with the bigger items.

Because labor was my husband, myself and a friend, it was absolutely free! Well, I did pay our friend in food, but that was it. Once we arrived at our new location, it was up to us to unpack the moving truck, but we took our time and unloaded it over the course of 2 days (we paid to have the rental truck for an extra day).

In addition, I’ve seen some military families successfully move with hiring help too. For example, they would hire the labor to pack the furniture and boxes properly in a truck that they rented. It was up to them to drive the truck to the new location and they hired another team to unload it.

Another family used a PODS-type moving system for their military move and I believe that company offers a military discount as well.

Have you made money with your personal procured move in the past? What tips do you have for making money on this type of DITY move?

4 Ways to Save on Your Cell Phone Bill

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As a military family, you are probably looking for different ways to save money each month. One way to do so is with your cell phone plan.

4 Ways Military Families Can Spend Less on Their Cell Phone Bill

Are you shocked by your monthly cell phone bill? Are you looking for ways to reduce it?

We all need cell phones especially since the service member can be away from their family so often. Cell phones are how we communicate and we need them to work well but do we need them to cost so much?

The good news is that there are ways to lower your bill and all military families should look into the different ways to do that.

Here are 4 ways that you can save on your cell phone bill and add a little bit more money back into your budget:

1. Ask for a military discount. With any cell phone company, you will want to ask for a military discount. All of the major carriers; AT&T, Verizon, Sprint and T-Mobile give a 15 percent discount.

If you are with a smaller company, make sure to ask and find out what they offer the military because they might offer a discount too. You will have to show proof that you are a military spouse or service member and usually that is done by submitting your military ID card or even your LES statement. Find out what the company needs you to do so you can be sure to save that money off of your cell phone bill.

2. Compare plans. One of the best things you can do to lower your cell phone bill is by comparing plans. You should do this with the different cell phone companies but also within the same carrier. You might be surprised at how different the prices can be.

Make sure you are only paying for what you need and use and not a lot of extras.

The easiest way to lower your cell phone bill is by making sure you have not added too many of the extras the cell phone companies want you to buy. Think about if you really benefit from paying the insurance every month.

3. Go the pay-as-you-go route. One option to lower your cell phone bill is to switch to the pay-as-you-go method. This means you would buy a phone and then would add minutes and data to the phone as needed.

You could add the amount that you needed on a month-to-month basis instead of being locked into a contract. You could quit using the phone when you wanted to just by not buying the data or minutes for that month.

An example of this would be the Go Phone by AT&T. In the end, you would save a lot of money using these types of phones as you would not be locked into a regular contract.

4. Use less data. One way to lower your cell phone bill is to use less data. Think about how much data you really need. If you and your spouse are only using about 4GB then make sure you are not paying for 10GB each month.

You might be able to lower your cell phone bill by switching to a plan that makes more sense for your cell phone usage.

Use WiFi as often as you can to see if you can lower the amount of data you really need. Although having extra data can be a good thing if your spouse is traveling a lot, think about how often you really need to use that data and see if you can lower your cell phone bill by lowering the amount that you use each month.

How do you save money on your cell phone bill? Share your tips in the comments section!

5 Ways to Make Meal Planning More Fun, Less Overwhelming

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If you aren’t already meal planning, the thought alone can be daunting and overwhelming. It takes time and forethought to plan an entire week or even month worth of meals.

Give it a try and you’ll discover that meal planning can actually be fun and satisfying.

First however, understand what meal planning is. By planning ahead and choosing meals, you will be setting yourself and your family up to a healthy lifestyle. Many people mistakenly think meal planning is about following a diet. It is however, simply choosing which meals your family will eat ahead of time.

By having a set plan, you will be less likely to settle for junk food or fast food.

You will have the ingredients on hand and not have to rush to the commissary at the last minute. You’ll have the peace of mind that dinner is set and you won’t be stressing over what you’ll make last minute.

Start meal planning by setting a specific time to write out a week’s worth of meals.

On Sunday mornings, I flip through cookbooks and magazines as well as search recipes in my recipe apps on my phone. Once you’ve found a few recipes you want to try, look through your pantry to see if you already have some of the ingredients. Make a list of what you need to buy at the grocery store and set a time to go shopping.

When choosing meals make sure to look at your calendar to see how busy your week is. There may be some nights that you need quick meals and some when family members will be eating at different times so you will need a re-heatable dinner. Decide on a night where you have plenty of time to make a big family meal. Take into consideration the weather as well. If it’s going to be particularly cold, you may want soup one night. The same goes for balmy nights when your family may enjoy grilling.

Make sure to include family members in meal planning. If you have a picky eater, let them choose one meal or at least one portion of a meal so that you know they will be eating something. Run the weekly recipes by family members to see their reactions to the choices. You don’t want to spend time and money cooking something no one is likely to eat.

Plan for leftovers. You don’t necessarily have to include 7 days in your meal planning. If you’re having soup or casserole this week, there might be enough for leftovers. You can also make extra so that you have leftovers. Freeze them to make another week easier if you don’t want to eat them the next day.

While you’re at the commissary, see what’s on sale. Most people will advise sticking to your shopping list to save money, but if you find something you know your family will eat, go ahead and buy it. You can fit it into your plans. Make sure not to overbuy however. If your refrigerator is stuffed, items will be hidden and go bad. When you get home, go ahead and prep food. You can wash fruit, chop vegetables and make sauces to save time later in the week.

Does this all sound like a lot of work? Make meal planning more fun with these 5 tips.

Make meal planning more fun with these 5 tips.

Do you use a meal plan? What are your tips for making meal planning fun?

Designate a Theme for Each Day

It can be difficult to be creative with cooking so simplify the process by designating each weeknight as a different theme. Some popular themes include: Meatless Mondays, Taco Tuesdays, Crockpot Wednesdays, Leftover Thursdays, Pizza Fridays, Sandwich Saturdays and Soup/Salad Sundays.

Make a Fun Menu Board to Display

Get excited about meal planning by presenting the weekly menu in a fun way. You can simply buy a chalkboard to hang on the pantry door or get creative and make your own. By having the weekly meals posted, you’ll know what’s next and so will your family.

Use a Meal Planning App or Website

You can simply use paper lists and a calendar or you can get creative and download a meal planning app for your computer or phone. Paprika is a great app to keep track of recipes, organize a meal calendar and make your grocery list but it isn’t free. I also use All the Cooks app to store and get recipes; it’s free.

Choosemyplate.gov is a great site to make sure the meals you’re choosing are healthy and cover all the food groups. You can search recipes and look up sample menus that fit proper nutrition by age, which is great for children.

Looking for more tried-and-true recipes? Browse the MilitaryShoppers’ Recipes Quick Search tool.

Get Your Family Involved

I already mentioned it, but it’s worth repeating. Why do all the work choosing meals? Get your family involved in meal planning. Ask them what they feel like having or challenge them to find a new recipe. Let your children help you with shopping as well as prepping meals.

Shape Up Meals with Colorful Ideas

This is particularly fun with kids. Set a night with all food in the same shape. Make meals colorful by designating a dish with everything the same color. You can work on the alphabet by nominating a night where all items begin with the same letter. This will get the whole family involved and having fun with it.

Meal planning doesn’t have to be difficult; it can be quite fun.

Do you use a meal plan? What are your tips for making meal planning fun?

How to Start a Babysitting Co-op on Your Base

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Can’t afford the on-base child development center? Do you have a doctor’s appointment and don’t have anyone to watch your toddler? Want to go grocery shopping without the kids while your husband is TDY? Craving a date night with your spouse, but can’t find a babysitter?

How to Start a Babysitting Co-op on Your Base

Do you participate in a babysitting co-op?

Military families looking for affordable and flexible child care should consider joining a babysitting co-op.

What is a babysitting co-op?

A babysitting co-op is a group of parents who agree to exchange babysitting time and most operate on a point system. When you watch someone’s child, you earn points that you trade in when someone else watches your child. It’s an alternative to traditional child care and it’s free.

Babysitting co-op members can choose to watch other people’s children at their convenience. During the day, the child is dropped off at the sitter’s house. In the evening, typically the sitter comes to the children’s house.

When we were stationed in Monterey, Calif., there was a babysitting co-op for military families. But it was only for families who lived in government housing. Since we rented a house off-base we weren’t eligible to participate. But I was definitely interested in it and heard good things about it from my friends.

Let’s say you recently moved to your duty station and you’re wondering if there’s already a babysitting co-op, the easiest way to find out is through the local military spouses’ Facebook group. You can post the question there or search the files section to see if it’s already listed there.

For bases with a babysitting co-op, there is usually a separate closed Facebook group for its participants. For example, the one in Colorado Springs gives this information on its Facebook group,

A group where fellow military wives in the Colorado Springs Area ONLY! can come together to have a close group where we watch each others children, dogs, houses on a point system. To earn points-simply help another member out by watching their kids, dog, or house. If you try to join this group your profile MUST be open and information MUST be available to show that you live here.

But what if there isn’t an existing babysitting co-op? How do I start a babysitting co-op on my base? Here are 3 things you need to do to start a babysitting co-op at your military installation.

Establish Boundaries

Who can join this group? Will you limit the amount of members? Will you require an application for membership? What are the rules for joining or leaving the group?

Like I said before, there was a group at the base in Monterey. But it wasn’t open to everyone in the military. It was only for families who lived on base. Don’t be shy about establishing narrow boundaries for your babysitting co-op. You want the families involved to trust each other and have a good comfortable level.

Establish a Point System that Works for Your Group

There can be unstructured babysitting co-ops, but I think the system works better with guidelines and boundaries. That way every participant knows what is expected of him or her.

The next step in start a babysitting co-op is deciding how you will record and track babysitting points. Some groups use a spreadsheet on Google docs that every participant has access to. There’s an honor system used and members can update that document with their points. Other co-ops have cards that they hand out to parents after they babysit. They can later redeem these cards for babysitting. Search online for templates and printables before designing your own. It will save you a lot of time.

Have a Plan for Handling Disputes Among Members

A good way to avoid drama among the members of the babysitting co-op is to have a plan for resolving disputes. Every group will have parents who haven’t earned as much time as they have used. How will your group handled that? Members need to know how much notice they need to give when requesting child care. Is it 24 hours notice? Or 7 days? Other issues that may come up are bedtime, snacks, taking the children to a playground or park, television and discipline.

I think a babysitting co-op would be a great way to earn free babysitting as a military family. With initial planning and organization, the group can run effectively and efficiently for the parents and the children.

Have you participated in a babysitting co-op in the past? What’s been your experience?