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DeCA’s Private Label Program Off to Good Start

07/14/2017 By Veronica Jorden

Name your favorite commercial grocery retailer. Be it Walmart, Giant, Target or Wegmans, they’ve each got their own line of private label products. And if you’re anything like me, you’re more than happy to add a store brand item to your cart if it means a few dollars off your bill.

And now, DeCA, has expanded its arsenal in the fight to keep our commissaries open by launching a series of new products under its own store brand. Commissary shoppers rejoice! Even more savings? I’ll take it.

While the plan to add commissary private label products to the shelves has been in the works for over a year, the private label program’s 2 easily recognizable and aptly-named brands — Freedom’s Choice and Homebase — were officially announced in February.

Freedom’s Choice branded food products will be sourced from leading manufacturers and undergo a rigorous testing and selection process. Homebase products will be non-food items including things like plastic bags. As a weekly commissary shopper, I for one, can hardly wait to see these new products hit the shelves.

A Year of Creative Initiatives

It’s hard not to be impressed by the series of creative initiatives DeCA has rolled out in the last year in an attempt to revitalize local commissaries and help shrink the nearly billion-dollar taxpayer-funded subsidy required to keep commissaries open. These initiatives have included everything from variable pricing structures to curbside pick-up.

Private labeling seems to be one of the most promising efforts. In fact, according to the DeCA website, nearly 60% of its patrons expressed an openness to buying a private label product.

“Our customers have been asking for private label for a long time,” said DeCA’s director and CEO Joseph H. Jeu.

If commissary shoppers hold true to their word, the planned product line seems destined for success. In fact, if all goes according to plan, the new private label product line could help reduce commissary costs by half a billion dollars in the next 10 years.

The new program promises that nearly 1,000 private label products will be on commissary shelves by the end of 2017, but shoppers will only see a few initial products. The first products were due to hit shelves in May, and a recent visit to the Fort Meade commissary confirmed that the program is indeed underway.

My First Private Label Purchase

I expected to see the products presented with a greater fanfare, but I was able to locate 2 products, bottled water under the Freedom’s Choice label and kitchen garbage bags under the Homebase brand. Both were attractively packaged and both were offered at a substantial savings over the next cheapest brand.

The case of water offered a $0.40 savings over our usual brand. Calculated out, a 40-cent savings on each of 2 cases of water per week would save our family just over $40 per year!  I am also happy to report, that as far as taste is concerned, the water was met with the approval of our entire family – including one kid who happens to be very particular about her bottled water!

I will be keeping my eyes open for additional private labels items. My hope is we will see products like pasta, gluten-free items, vitamins and juices. It might also be nice to see it in the freezer section on items like frozen vegetables, ice cream and even pizza.

My hope is that in sourcing items for this product line, DeCA will keep the dietary needs of military families in mind. It would be great to see items offered at a low cost that also make eating healthy a little bit easier.

Have you seen the commissary store brands, Freedom’s Choice and Homebase at your commissary?

Should Shoppers Use Their Military Star Card at the Commissary?

07/05/2017 By Veronica Jorden

As part of the Defense Commissary Agency‘s continuing efforts to increase value and convenience at military commissaries across the world, military shoppers at more than 200 commissaries  will have the option to use their Military Star card to pay for groceries starting in October. The additional credit card payment method is being incorporated into the point-of-sale payment overhaul already scheduled for the fall.

There are many reasons to be excited about this new option and a few concerns you may want to consider before using your Military Star card at the commissary.

The Benefits of Using Your Military Star Card at the Commissary

Many shoppers are already using credit cards to pay for groceries. Using the Military Star card has some distinct advantages:

Low Interest Rate

In addition to the low interest rate and fair credit lines offered even to those with little or bad credit , the Star card offers no late or over limit fees and the interest rate is reduced and payments waived during deployments. For junior service members and their spouses, the Military Star card can be a great way to build good credit.

Reap the Rewards

In addition to the Commissary Rewards program, shoppers using their Star card can earn extra rewards. Just like many other retail rewards cards, Military Star card users earn 10% back on all of their purchases. These rewards come in the form of a certificate or payment cards that are eligible for redemption at exchanges, shoppettes and on-post food vendors.

Our fingers are crossed that the rewards will also be eligible for use at the commissary. Every reward earned offers shoppers the potential to save some of their hard-earned cash.

Using the Star Card Supports MWR Programs

A considerable amount of the monies earned through interest on Military Star cards is used to fund MWR events and programs. Using your Star card helps keep our military dollars within our community.

Provides Options to Military Families

In her article, Star Card At The Commissary: Good or Bad? , Kate Horrell mentions one important benefit of this payment option:

“Service members who have run out of money will be able to purchase affordable, real food on credit instead of buying expensive junk food at the exchanges or minimarts/shoppettes.”

We know an unhealthy diet is usually a cheap diet, so having the Star card as an option for those months where a paycheck runs a little thin could be a value for some military families.

DeCA Gets to Save

Adding the Military Star card to the list of credit cards currently accepted at commissaries offers a direct benefit to DeCA. For every credit card purchase processed, DeCA must pay a small transaction fee to the credit card processor. Military Star card transactions, in comparison, cost less than say the fees paid to Visa or Mastercard.

The Concerns Associated with Using Your Military Star Card at the Commissary

So we’ve covered the benefits, but what should service members and their families think about before swiping their Star card?  Two words – debt management.

Using the card to earn rewards can be a great way to stretch your budget, but that only works to your advantage if you pay off your credit card balance each month.

Credit for Consumables

Many financial advisors warn against using credit to purchase consumable goods. While it is easy and convenient to charge that $200 grocery bill to a credit card, if you only pay the minimum payment, by the time you pay off the balance, you’ll have paid an additional $15 or more in interest. And if you make a habit of it for every weekly grocery run, your annual grocery shopping bill could be more than $700 over what it would have been if you’d just paid cash.

Option for Garnishment

Plus, if you use your Star Card and don’t make a payment, you may soon find your military wages garnished to pay the bill. Regular credit cards don’t have that option.

If you are going to use your Military Star card at the commissary, reap the benefits, but take care to treat it just like any other credit card purchase and shop responsibly.

Do you have a Military Star card? Will you use it at the commissary this fall?

Have You Noticed Price Changes at Your Commissary?

06/05/2017 By Kimber Green

Prices have already started shifting at the commissary under the new variable pricing strategy. Have you noticed a difference? The change began earlier this spring when the commissary tested the new program out in 10 stores.

Now the variable pricing strategy is being implemented across the country. Don’t worry; you’ll still see great savings.

Have You Noticed Price Changes at Your Commissary?

Michelle Hooper, a customer service ambassador at the Luke Air Force Base, Arizona, Commissary, scans prices. Luke won the 2015 Defense Commissary Agency’s Director’s Award for the Best Superstore. (DeCA photo)

If you missed the big announcement, last year the National Defense Authorization Act (NDAA) authorized a significant change in how the commissary determines the price of goods. Previously, the commissary set prices at cost plus a 5 percent surcharge. That surcharge money was used to maintain commissary facilities and to build new ones, such as the $38-million commissary at Fort Belvoir.

DeCA, the Defense Commissary Agency, which operates the commissaries, is funded by taxpayers’ money with a budget of $1.3 billion annually. Washington has been trying for years to get the commissary to be more self-sufficient and rely less on federal funding.

This year they are finally attempting to do just that. Variable pricing is one of their strategies. The commissary will also be introducing store brand products as well.

What is variable pricing?

Previously, the products at the commissary were sold at cost plus the 5 percent surcharge. Under variable pricing, the prices of goods will no longer be that simple.

Instead, many factors are taken into consideration when setting the price of products. This includes the market price, cost of obtaining the item, how well the items sell and more.

This isn’t something new the commissary came up with or that those in Washington fathomed. It is how commercial grocery stores determine their prices. The commissary is now embracing a similar pricing system.

Prices have always changed at the commissary based on the cost the commissary incurs for items from manufacturers. Many factors cause manufacturers to change the price they charge, such as weather and their cost of doing business.

Prices will now fluctuate with the market instead of simply with the manufacturers. While some prices might be going down, others might go up. Overall savings at the commissary will not change however.

How much will each region save?

Commissaries are grouped into regions. Market research is conducted in each region to determine the prices goods will be set at. This includes comparing the prices of about 1,000 products locally as well as the estimated 38,000 products that are checked nationally.

The cost of living varies across the country and with that is the cost of food. Researchers then are tasked with comparing the prices of items at different grocery stores across individual regions to determine the best price to set commissary products at. As the cost of living is higher in some areas and lower in others, so too will be the savings level in each region.

These savings will range from 17.6 percent to 44.2 percent over commercial grocery stores depending on which region you are in. Below are the regions and the overall savings expected.

Region            Savings %

New England            21.4%

South Atlantic          19.9%

South Central           18.1%

Pacific                       20.9%

Mountain                  17.6%

North Central           20.2%

Alaska/Hawaii          32.6%

Overseas                    44.2%

Which region am I in?

Now that you know how much savings each region is expected to save, you may want to see which region you are in. Commissaries aren’t in typical geographical groupings, as Virginia is included in the New England region as opposed to the South Atlantic for example.

To find out which region your commissary is in, look for your military installation on this map. Are you in the region you expected? How do you feel about the savings percentage your region is expected to get?

Next time you go to your commissary, check the prices and see if you can tell a difference.

Have you noticed a change in prices at your commissary? Which items did you notice have a price difference? Tell us in the comments section.

Shoppers Call New Fort Belvoir Commissary ‘Amazing’

05/26/2017 By Kimber Green

I was one of many commissary shoppers excited to be part of the opening day festivities at the new $38 million commissary at Fort Belvoir.

New Fort Belvoir Commissary

The Fort Belvoir commissary certainly has something for everyone.

Located just south of Washington, D.C., Fort Belvoir has one of the busiest commissaries. The former commissary was built in 1981.  It was time for an update and this update was an amazing one.

The new commissary at Fort Belvoir has a sales area of 82,600 square feet. This is a huge increase from the 57,000-square-foot commissary it replaced. I’m sure I was not the only patron to walk through the doors and be awestruck at the sheer size of the complex.

If you have the opportunity to go, the new commissary at Fort Belvoir is worth the drive.

The selection of products is vast, with more than 21,000 items on the shelves. The fresh produce area is extremely spacious and has a huge selection including organic and locally grown items.

New Commissary at Fort Belvoir

Are you a health conscious person? The Living Well Corner is for you.

There is a sushi bar where trained professionals make sushi right there while you watch. You can get sushi custom made. It is located right by the international delicatessen, which has a huge selection of meats and cheeses. Make sure you check out the freshly made meals and side items while you are there. When your spouse is on deployment, picking up some of these delicious items will make dinners quick and easy.

The Fort Belvoir commissary certainly has something for everyone.

Are you a health conscious person? The Living Well Corner is for you. There are over 1,500 organic, gluten-free, natural and non-GMO items. You’ll find them dry, fresh, refrigerated and frozen.

While shopping at the Fort Belvoir commissary, you’ll be sure to notice how wide the aisles are. They were actually designed to be 3 carts wide to enable shoppers to move through the aisles with ease. Have you ever been stuck while someone stood and looked for the item they wanted? That will be a problem of the past here. With more space, customers will be able to navigate easily through the aisles without a problem.

New Fort Belvoir Commissary

The new commissary, with all of its impressive features is sure to draw an even larger crowd now.

When it comes to checkout time, Fort Belvoir makes it is a breeze with 30 checkouts. This includes 8 self-checkouts. You won’t be waiting in line for long here. Even on opening day, with thousands of shoppers, the line moved quickly.

The Fort Belvoir commissary has an impressive bakery that you shouldn’t miss. Pick up some tasty treats to bring home for the family. Stop by the meat department after that for a nice steak. The meat selection is very good and the prices won’t be beat. The seafood department is just as impressive. If you don’t feel like cooking, pick up a rotisserie chicken.

New Fort Belvoir Commissary

You won’t be waiting in line for long at the new commissary at Fort Belvoir.

The Fort Belvoir commissary was already one of DeCA’s busiest commissaries. It is a leader in annual sales, doing about $97 million annually. The new commissary, with all of its impressive features is sure to draw an even larger crowd now. Many military families feel that commissary shopping is one of the most important benefits. You’ll find plenty of reasons to visit this beautiful new commissary at Fort Belvoir, with its vast selection of items at great prices.

The Fort Belvoir commissary cost $38 million. Not only is it much larger than the one it replaced, but it is also more energy efficient and environmentally friendly. The funding for it came from the 5 percent surcharge that is added when customers check out at commissaries. Your patronage at local commissaries helped make this new commissary possible.

Did you know that the 5 percent surcharge on your commissary bill pays for new facilities like this commissary at Fort Belvoir? Learn more about the surcharge by clicking here.

Don’t Miss the Spring Case Lot Sale at Your Commissary

05/03/2017 By Kimber Green

It’s that time of year again when the Defense Commissary Agency’s spring Customer Appreciation Case Lot Sale starts at commissaries stateside.

Have you shopped at a case lot sale? May is a great time to stock up on household items you use often.

You’ll find plenty of great deals at the commissary case lot sale to help you fill up your pantry without emptying your wallet.

Case lot sale dates are different for each commissary so be sure to check with the commissary website to see when your local commissary will be having their case lot sale.

Weather can cause the date to change. Call your commissary to confirm the case lot sale is still on schedule if weather in the area has not been good.

Not all commissaries will be having a case lot sale in May. A few had their case lot sales in April.

Eight stateside commissaries will not be participating at all including: Los Angeles AFB, Luke AFB, Davis-Monthan AFB, Patch Barracks, Fort Gordon, Robins AFB, Fort Huachuca and Hurlburt Field.

Military installations that have a case lot sale are only stateside. Overseas commissaries may have sidewalk sales or other promotions that are similar.

What will you find at a case lot sale?

A case lot sale is much like shopping at the big box stores, without the membership fee. They are usually set up under tents in the commissary parking lot. Some of the items you’ll find include:

  • Baby products: diapers, wipes, soap and lotion
  • Paper products: toilet paper, paper towels, napkins
  • Cleaning supplies: laundry detergent, dryer sheets, cleaning wipes and household cleaning products
  • Food storage: sandwich bags, storage bags and freezer bags
  • Pet supplies: dry and wet dog and cat food and dog and cat treats
  • Snacks: bulk chips, cereal, popcorn, crackers, pastries and fruit snacks
  • Canned goods: canned vegetables, canned fruit and fruit cups
  • International food: Hispanic, Asian and Italian food
  • Beverages: bottled water, soda, flavored water, sports drinks and juice

How to prepare for a case lot sale

A successful shopping trip to the commissary case lot sale is one where you buy only items that you will use. Don’t get carried away buying things you won’t use just because they are on sale.

Follow these 8 tips to ensure that you are a smart shopper at your case lot sale.

  1. Inventory your pantry to see how much you already have.
  2. Check the amount of space available to store items.
  3. Empty your vehicle so there is space to bring new products home.
  4. Make a list of things you would like to stock up on.
  5. Look for coupons. Yes, you can use coupons. See what is offered on the commissary rewards card and digitally clip the coupons. You can find out more about the commissary rewards card here.
  6. Eat before you go to the case lot sale so you aren’t tempted to buy extra things just because you are hungry.
  7. Look at expiration dates on items before you put them in your shopping cart. Can you use that entire product before it expires?
  8. Take another military spouse or service member with you. If you aren’t able to use all of a product before it expires, consider splitting the products between each other.

Case lot sales are a busy time for commissaries. Make sure you have plenty of time to shop. You can find products on average 50% off.

It is a great time to stock up on items you will use. Make sure to check the dates of your local commissary case lot sale and make plans to attend.

Do you know when your commissary is having its case lot sale? Click here for the list of dates.

MilitaryShoppers’ Readers Split on Medical Clinic Pilot Program

04/19/2017 By Meg Flanagan

Soon you may be able to get walk-in medical care at your commissary! The Navy is planning to test a new model of clinical health care in Jacksonville, Fl., with a walk-in clinic located in the commissary there.

This program is based on similar walk-in clinics available at big box retailers like Walmart and pharmacies like CVS. Details about specific services available are still being worked out by the Navy. However, the plan is to have the pilot clinic and any future clinics staffed by Navy corpsmen.

When we shared the proposal of this plan and ways that we thought it could be best used, MilitaryShoppers’ readers had strong reactions!

Many people had very positive reactions. An almost equal number of commenters had strong negative reactions. A few had neutral views on the issue.

On the positive side, several readers noted the convenience of one-stop shopping and medical care.

“I would definitely go to a clinic at the commissary,” commented Gena O’Neal. “Save me time and get shopping all at one time.”

It certainly could save many service members, veterans and their families from long drives and wait times for simple procedures.

“(H)aving the flu shots at the commissary in the fall could help ensure people would be up-to-date especially if there are short waiting lines,” wrote Willard Bauman. “Many times the lines in the hospital or clinic are long and the kids really can be unruly.”

This program could be used to expedite already common medical issues, like daily sick call.

“This sounds like a good idea,” wrote Edward J. Hermann. “Under certain circumstances I could certainly see using such a facility like a sick call operation.”

Currently, many service members, veterans, retirees and their families are experiencing long wait times to be seen at a military treatment facility. Sometimes they are visiting the local ER for more serious concerns or when they need a same-day diagnosis and treatment plan. This ties up ER personnel.

“It could cut down the use of the ER, especially on weekends, for those runny noses, colds, sinus, aches, etc., that many times plague the waiting rooms,” Bauman further commented. “The ER personnel could concentrate on true emergencies.”

Others commented on the expanded training capabilities and broadening of experiences for medical personnel.

“As a former Army medical member the idea of a clinic in the commissary sounds great,” Joseph Moorhouse wrote. “The medical personal would receive experience in a broad area of patients and an outpatient clinic in the store would be very convenient.”

Readers Question Food Safety

While many on the positive side cited increased convenience and access to timely medical care, others questioned the wisdom of having these clinics where we buy our food.

“Honestly, I don’t think that would be an appropriate place to see sick people. Why in heaven’s name would one allow germs around the foods that we have to eat?” wrote Dee. “I can’t see anything good coming of that idea.”

Many others echoed her thoughts. Some voiced support for the clinics as a place for vaccines.

“As a place to get a shot, I would have no problem with that,” commented Ken Myrick. “I really do not want to have to be around people who have infectious diseases around my food sources.”

Duane Schneider would completely avoid the commissary if walk-in medical care was added there.

“I would not go to the commissary for medical,” he wrote. “In fact, I would quit going to the commissary because it is crowded enough now without the traffic (of) sick people.”

Alternative Suggestions and More Questions

Some readers offered solutions to the concern about food safety. Several readers suggested opening a storefront in the commissary or exchange complex.

“I do think that the exchange venue would be a better alternative,” wrote Janet J. Bamford. “If the idea really ‘took off,’ it would be another step in the right direction. They are found within the military communities, and usually have longer operating hours. Furthermore, it could be an easier program to implement, if you began with a few shoppettes around the country. It’s unlikely that the corpsmen would be deluged with patients, especially if more than one shoppette in the community is staffed.”

Readers also raised concerns about who would be allowed to access these clinics.

“That sounds like a nice idea,” commented Catherine B. “Would they also treat veterans with commissary and exchange privileges?”

This pilot program is still in the planning stages and the Jacksonville, Fl., test clinic has not yet been opened.

It’s not too late to express your opinion on the Navy’s medical clinic pilot program! Share your thoughts in the comment section.

Shoppers Enjoy New Jacksonville Commissary

03/08/2017 By Michelle Volkmann

Wider aisles.

A larger selection of organic produce.

Skylights that provide natural lighting.

Commissary patrons are enjoying their new 64,000-square-foot commissary at Naval Air Station Jacksonville, Fl. The $36 million facility is twice as large as the older commissary, which means that the aisles are wider and there is more space for specialty products.

The store features “extensive produce, meat, frozen, chilled and grocery departments, an international deli-bakery, a sushi-to-go station, prepared rotisserie chicken and a customer service kiosk with 2 check-outs,” according to a DeCA press release about the Feb. 2 grand opening.

The Jacksonville commissary includes 18 regular checkouts and 8 self-checkouts and a stock assortment of 18,000 line items. Outside there’s a covered drive through area for patrons using Click2Go, DeCA’s online grocery shopping service. Click2Go is currently available at only 3 commissaries.

DeCA Director and CEO Joseph H. Jeu said at the ribbon-cutting ceremony that the goal of the project was to construct a commissary where patrons enjoy their shopping experience.

Here are 3 features that commissary patrons are enjoying at their new commissary at NAS Jacksonville, Fl.

The Jacksonville commissary is the first commissary to have a Living Well Corner.

During his speech at the ribbon-cutting ceremony, DeCA Director Jeu highlighted the features of this new commissary, including its Living Well Corner.

The Living Well Corner, located in the front of the store, features more than 1,500 organic and natural-labeled products. These items include both frozen and fresh products. For shoppers looking for non-GMO, free-range, gluten-free and no-added hormone products, the Living Well Corner offers the products they want at affordable commissary prices.

Cmdr. Billy Bushman, noted that thanks to the commissary’s Living Well Center his wife would have more choices when it came to choosing gluten-free breads, according to a DeCA press release.

“My wife would shop this,” Bushman said. “I’m excited that the choices for gluten-free options have been expanded. This means more options for my wife.”

Commissary shoppers have repeatedly requested more organic and gluten-free options at their commissaries. The new Jacksonville commissary’s expanded selection shows that DeCA officials are listening to their requests and building facilities that appeal to this demographic.

Commissary surcharges financed the construction of the new Jacksonville commissary.

Commissary shoppers often question that 5 percent surcharge found at the bottom of their receipt. The 5 percent surcharge, which has stayed at 5 percent since 1983, is not a tax. The surcharge is a standard rate that every commissary shopper pays and the funds generated through this surcharge pay for facility maintenance and construction.

Commissary surcharges paid for the construction of this $36 million facility. According to the JAX Air News, “shoppers spent nearly $61.5 million at the NAS Jax Commissary in 2016 which includes a 5 percent surcharge.”

The Jacksonville commissary was built to LEED Silver standards.

Facilities on military bases are now built to meet Leadership in Energy and Environmental Design (LEED) standards. The Jacksonville commissary features 154 skylights and light sensors that will reduce energy consumption at the facility. The facility’s energy-saving features qualified it for a LEED Silver rating.

Jacksonville’s old commissary will be demolished  and turned into a parking lot later this spring. Once completed, this parking lot will have more than 500 spots for Navy Exchange and commissary patrons.

The Jacksonville commissary isn’t the only new commissary opening to shoppers in 2017. DeCA announced that the grand opening celebration for the $38 million Fort Belvoir commissary will be on March 30.

Have you shopped at the new Jacksonville commissary? What did you think of it? Share your opinions in the comments section.

Variable Pricing Pilot Program Kicks Off at 10 Commissaries

03/03/2017 By Kimber Green

Two big changes will be coming to commissaries around the world thanks to the 2017 National Defense Authorization Act (NDAA).

Currently the Defense Commissary Agency (DeCA) receives $1.3 billion in taxpayer funding annually. That funding covers the costs of operating the commissaries. Patrons are able to purchase goods at cost plus 5 percent. The 5 percent surcharge covers construction, equipment and maintenance to improve facilities.

Now the government wants commissaries to be more self-sufficient and not rely on such a huge amount of taxpayer money.

The 2017 NDAA, signed into law under the Obama administration, allows DeCA to start working on this in 2 ways. The first is introducing variable pricing and the second is creating a store brand or private label products. Variable pricing will be the first phase of this move and will start in 10 commissaries.

What is variable pricing?

Instead of the prices of goods at commissaries simply being the cost DeCA gets items at, prices now will be determined through multiple factors. This includes the cost of obtaining the item and the market price to name a few.

Commercial grocery stores use this same strategy to determine their product price points. Prices will shift with the market, but overall savings at the commissary will remain the same.

Under the new pricing model, the prices of products sold in commissaries will be based on a specific percent of savings that the same item would be sold for in commercial grocery stores in that particular region. That means that prices will no longer be uniform across commissaries and will instead vary by region and country

Don’t panic. That does not mean prices are about to skyrocket.

Each region has a specific saving percentage required under DeCA’s regional savings index. Overall, commissaries in the United States will have a 20.2% savings over commercial grocery stores. Prices vary even more overseas, so the total savings globally is set at 23.7%.

Depending on where you live, the cost of living can be higher or lower. To keep shoppers happy and enjoying the commissary benefit, different regions will see different prices, but all patrons will see a savings overall.

There are 36 commissaries in the New England area that will see a savings of 21.4% over commercial grocery stores. The 30 commissaries in the South Atlantic area will save 19.9% while the 33 commissaries in the South Central area will save 18.1%. The South Pacific area is slated for a 20.9% savings and the Mountain region will have a 17.6% savings. The North Central area only has 18 commissaries but they will all have a 20.2% savings while the 9 commissaries in Alaska and Hawaii will see 32.6% savings. Commissaries abroad will have a fantastic 44.2% savings over commercial grocery stores.

How did DeCA come up with these percentage savings?

Each market was evaluated independently and the prices were compared to commercial grocery stores in each area. Local and state food tax was taken into consideration as well as the 5 percent commissary surcharge.

The cost of living index was used to determine prices abroad. Each month all of this data will be recalculated to ensure prices stay on schedule with the appropriate savings over local grocery stores. As many as 1,400 items at each commissary will be compared to commercial grocery stores each month to ensure accuracy.

The list of the first 10 commissaries to use variable pricing has not been released as of publishing time. If we didn’t tell you variable pricing was coming, would you notice the difference?

Next time you shop at the commissary have a look around at prices and see if you notice a difference. Perhaps your commissary will be one of the first 10 to try out variable pricing.

What are your concerns about variable pricing at commissaries?

Don’t Fall for a Military Coupon Scam

02/15/2017 By Michelle Volkmann

Commissary shoppers love to save money using military coupons. You can find military coupons at your commissary. I like to look for those free flyers just inside the front door or ask my commissary bagger to tuck one into my groceries, when she has them.

As we’ve said before the best military coupons are the ones that you don’t clip. There are plenty of military coupons online, ready for commissary shoppers.

But for every military coupon that you find online there may be a fake coupon looking to leer you in.

Fake coupons are on the rise. Smart commissary shoppers need to know how to spot a fake military coupon. Here are 3 things you need to know when trying to figure if your military coupon is real or fake.

No Expiration Date

Every coupon, digital or paper, will have an expiration date. There are no exceptions to this rule. If you e-clip a coupon that doesn’t have an expiration date, it’s a fake. Don’t try to use it at your commissary.

Pro-tip: Always look for an expiration date before printing out a coupon.

Photocopied Coupons

These fake military coupons are easy to spot. If a coupon has been photocopied, it is no longer valid. You can’t photocopy a coupon for your mother, sister and your five closest friends and expect them to be able to use it. Photocopying a coupon is against coupon rules.

Pro-tip: Only print military coupons from authorized coupon distributors like Coupons.com.

Too Good to Be True Coupons

Let’s say you’re scrolling on Facebook and you see a “too good to be true” military coupon in your newsfeed. Since you are tempted, you click on this coupon and it brings you to different website, one that requires that you put in your credit card information in order to receive this offer.

Don’t do it.

This website is a scam trying to steal your personal information. Never give you Social Security number, bank information or credit card number to redeem a coupon.

What’s an example of this type of fake coupon?

Late last year, the grocery store Kroger warned its shoppers about a fake coupon claiming to offer a “FREE $60 Kroger Coupon” with a $70 minimum purchase. It said the expiration date was 12/31/2016.

Kroger posted a photo of the fake coupon on its Facebook page with this message.

 “Fake coupon alert! There’s currently an unauthorized ‘FREE $60 Kroger Coupon’ offer floating around. It’s not real! We don’t recommend engaging with the site(s) that offer links to the coupon, or providing them with any personal information. Our team is actively working with Facebook and domain service providers to address the concern.”

Similar fake coupons have been circulating for Kohl’s, Disneyland and Food Lion.

Here’s another scenario that has been happening a lot with fake online coupons. Again you see that “amazing deal” while scrolling on social media. But this time when you click on the link for more details or to redeem the offer, you download malware on your computer.

The Coupon Information Center has a database of fake coupons. You can search for a specific coupon on this website or review the list. I recommend reviewing this list if you’re an active digital coupon user.

Pro-tip: To test a coupon, do a Google search with the coupon’s offer and the word “scam” or “fraud” in the search bar.

You don’t have to worry about printing a fake military coupon when you use coupons from Coupons.com.

3 Commissary Myths that Need to Be Busted

02/01/2017 By Michelle Volkmann

For the past 2 years, there’s been a lot of talk about possible changes to the commissaries. The talk has come from all directions. There was talk about possible changes from Congress. There was talk about possible changes from the consultants hired by the Defense Commissary Agency. There was talk about possible changes from commissary employees and shoppers.

Now commissary shoppers may be asking themselves which (if any) of these commissary changes are happening. Here’s a little hint: only 1 of the proposals is scheduled to happen in 2017.

What about the other possible changes? For now, these recommendations move to the land of myths and rumors.

Here are 3 myths that you may hear commissary shoppers talking about.

Commissary myth #1: DeCA is merging with the military exchanges.

If you thought this was happening, it was because the Military Compensation and Retirement Modernization Commission presented a proposal with 15 recommendations to modernize the commissaries. One of those recommendations was a proposal to combine the commissary and exchange systems into a single defense resale organization. This proposal was intended to reduce the overhead costs of operating the commissaries and exchanges separately.

When MilitaryShoppers wrote about this proposal nearly 2 years ago, readers said that this proposal was a terrible idea. Repeatedly, readers wrote this comment:

“Do not combine. We would lose our privileges.”

For now, the commissary and exchange are not combining.

The statement that DeCA is merging with the exchanges is a myth, according to DeCA officials. They also said

“DeCA leadership continues to explore different levels of cooperation with the military exchanges. To the extent the Defense Department plans to implement any of those options in future, DeCA is committed to ensuring that employees are well-informed and equipped with information to understand any potential impacts.”

Commissary myth #2: DeCA is exploring a privatization pilot program.

Privatization is happening, right? Wrong, according to DeCA officials.

“Upcoming pilot programs will not be exploring potential privatization (i.e., a private sector company taking over DeCA operations). Privatization was not a part of the changes proposed in the 2016 NDAA and is not planned for DeCA at this time.”

The proposal to privatize the commissaries was discussed repeatedly over the course of the last 2 years. At one point, several large unnamed retailers were approaching DeCA and expressing their interests in running the commissaries.

Like the recommendation to merge the commissaries with the exchanges this idea was met with many vocal opponents. They argued that privatization is not the answer to Congress’s budget concerns. Skeptics argued that privatization wouldn’t save the taxpayers money and would lead to price increases for commissary patrons.

Privatization is off the table. For now.

Commissary myth #3: DeCA’s mission is changing.

“DeCA’s mission has always been to offer the right products at the right prices as a critical benefit to its patrons,” DeCA said on its website.

One proposal, a private label brand, is happening and DeCA is confident that is program will “offer more flexibility in how DeCA delivers that benefit, and positions the agency to be more cost-effective, efficient and better able to protect the benefit for future generations of patrons.”

Congress wants DeCA to be cost-effective and efficient. Veterans want to keep this military benefit without increasing the prices or surcharge. Military families want groceries at a competitive price compared with civilian grocery stores.

We all want the same things for our commissaries. Will the private label brand be enough to save the commissary benefit without raising prices or reducing the benefit?

We’ll just have to wait and see.

Are you hearing any other rumors about changes to your commissary? Tell us in the comments section.

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