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Travel Destination of the Month: Malta

05/02/2014 By Julie Provost

Military Vacation to Malta

Book your Malta vacation today through the Armed Forces Vacation Club.

As a military family, we have traveled to many amazing places during the last 8 years. When we were stationed in Germany, we visited 10 other countries.

Malta was one of my favorites!

If you ever have the chance, I highly recommend visiting Malta. It isn’t too busy and you can get there quickly if you are already visiting or stationed in Europe.

Malta is a beautiful island off the coast of Italy in the Mediterranean Sea. It has breathtaking views and an old-world charm. You can spend your vacation at the beach or walking around the island.

Malta has mild weather. The average temperature is 73 degrees, so you can plan on dining outdoors during your vacation.

We traveled to Malta right before Christmas when this Italian island was decorated for the holiday season. Wearing only light sweaters, we walked through the cobblestone streets and enjoyed looking at the old buildings as well as the town center. We walked to a vista for a beautiful view of the city and the sea. There was nothing like it.

Armed Forces Vacation Club Malta

This resort is 2 minutes from the Mediterranean Sea.

Club Salina Wharf in Qawra, Malta, is one of the Armed Forces Vacation Club resorts. They have a variety of rooms such as studios, 1- or 2-bedroom units, and kitchen facilities. They also have a pool and restaurants on-site to enjoy. The resort is only a 2-minute walk from the sea. What a great way to spend your R&R or family vacation.

You can take lessons at a diving school or participate in other water sports. Nearby you will find nightclubs, restaurants, activities for the kids, a seaside promenade, shops, and even a casino.

If Europe is out of reach for your family this summer, there is a long list of places you can visit in the United States through the Armed Forces Vacation Club. Don’t forget to sign up for their newsletter to receive weekly updates and last-minute deals. It’s the best way to plan your next vacation.

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How a Bag of Doritos® Will Rescue Dinner Tonight

05/01/2014 By Michelle Volkmann

It is the not-so secret ingredient for a delicious home-cooked meal that your children will eat without complaining. No, wait, it gets better– they will ask for a second serving.

Dorito dinner

Take Doritos out of the chip bowl and into your casserole.

It is the not-so secret ingredient in a no-fuss dinner that won’t break your budget. It’s also the punch of flavor in a quick meal that you proudly serve guests.

This not-so secret ingredient is a bag of Doritos®, found on sale this month at your military commissary.

Yes, Doritos®.

That seasoned tortilla chip with the bold flavor deserves to come out of the chip bowl during May and claim a place in your pantry. Doritos®? Yes. Doritos®.

Here is how Doritos® will rescue your dinner tonight.

Eldorado Casserole

Eldorado Casserole is where cheese, ground beef, and Doritos® blend together in perfect casserole harmony. I make a lot of chicken enchiladas, tortilla soup, and chicken tacos in my house. Many times I crave that spicy Southwest flavor, but don’t want to take the time to assemble a batch of enchiladas.

The Eldorado Casserole is the answer. The recipe is easy for you. Your family will thank you for making this casserole for dinner. But only after they’ve licked their plates clean.

Walking Tacos

This is my go-to recipe anytime I am hosting a party with more than 2 children. It is a recipe slam dunk. For Walking Tacos, you need to buy the individual chip bags, which double as your plates. Score!

Brown 1 pound of hamburger before adding the taco seasoning as instructed on the package. I brown the meat ahead of time and keep it warm in a small crock pot. Then when the kids start yelling for lunch, I hand them a small bag of Doritos which they immediately open. The kids put a scoop of meat, chopped lettuce and chopped tomatoes in their bag.

Close the bag. Shake it up. Hand out forks. Dinner is done.

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Mexican Chicken Meal

Doritos are not doomed to the bottom layer of the casserole dish. If you want crunch at dinner, try this Mexican Chicken Meal. In this recipe, the chips are crumbled and placed on top minutes before eating. Once the top layer of chips is spread over the chicken, bake the Mexican Chicken Meal for an additional 2 minutes. Set a timer. Nobody likes the smell of burnt Doritos®.

All American Taco Salad

As the temperatures start to rise, I won’t turn on my oven. I won’t. Instead I take leftover ground beef and reintroduce it to my family as the main ingredient in this All American Taco Salad. Leftovers taste better transformed into a new main dish for dinner. I couldn’t agree more.

shredyourcheese

Save money by grating cheese at home.

One slight modification to the recipes listed here: I buy block cheese when it’s on sale and then I sweetly ask my husband to shred it and put it in 1-pound freezer bags to use later. It is the same convenience of the bagged shredded cheese. But with his help, we can save money and it tastes better.

Luckily for you, the dedicated savvy shopper, Doritos® are on sale this month at your military commissary.

Want to know the weekly Manager’s Specials? Sign up for the newsletter!

Stop Stressing: Here is Your EFMP Family’s PCS Guide

04/29/2014 By Julie Provost

post

How do you prepare for a PCS?

A military installation relocation can be a very stressful time for a military family. Those 3 little letters, PCS (permanent change of station) can cause the blood pressure to rise in both the service member and the military spouse.

When you add your special needs child into the process, any PCS becomes quite complicated. In addition to everything you normally need to do to get ready to move, you also have to make sure you complete the requirements as an Exceptional Family Member Program participant.

But don’t stress out.

My list is unlike your typical PCS checklist. This list is specially designed for my fellow EFMP families as they prepare for their upcoming moves this summer.

Create a EFMP Folder

Since the reason for EFMP is to make sure that families with special needs do not get stationed at military installations without the services they need, it is important that your records are up to date at all times. Then when those PCS orders arrive, you will not have to worry about getting orders for a place that would not work for your family.

Combine the individualized education plan (IEP), school paperwork, and medical documents into one EFMP folder. Request your child’s paperwork from his or her current school. You will need it.

When we moved to Tennessee I gave my son’s IEP to his new school district. From that they were able to figure out where he should go to school.

Research Therapists

Make a list of the therapies your child needs. You want to find similar providers at your new home. If you are able to you should take some time to research a little about who you want your child to see at your new city.

Use your military spouse Facebook network. It’s a quick way to get a list of Tricare-approved providers and instant feedback from special needs families, just like yourself.

In the end, you might not get a choice, but you want to be prepared to make the best one.

post 2

Always carry your EFMP paperwork with you.

Plan for Hotel Life

When it comes time to PCS you might be living in a hotel for a few days or even weeks. Make sure the hotel you will be staying at has what you need. Prepare your children ahead of time for what to expect during the transition.

If you are not doing a DITY move, you could be without a lot of your belongings for an extended period of time. This can be as long as 6 to 8 weeks if you are moving to or from an overseas location. Make sure you make plans for this. If your child depends on a certain toy or blanket, make sure you can find a way to keep it with you throughout the whole move. Do not let the movers pack it. 

Try to remember not to stress during the PCS process. Moving is hard. Change is hard and it is even more so for the special needs child. Preparation now will go a long way in the future.

 What’s your No. 1 tip for a stress-free move?

10 Steps to Detox Your Mind

04/28/2014 By Jessica Aycock

Negative thoughts have a tendency to take over our brain. If we let them.

Don't let negative thoughts consume your mind.

Don’t let negative thoughts consume your mind.

The bad news is that negative thoughts far outnumber the positive thoughts. Some say up to 95% of our thoughts are negative.

The good news is that you don’t have to listen to these inner Debbie Downers. You can stop, reverse, and reduce those negative thoughts. You can cleanse your mind with these 10 simple detox methods.

As Sir Mix-a-lot would say– let’s kick those nasty thoughts.

Write down your thoughts and feelings.

If you find negativity dominating your thoughts, try writing them down. Get them out of your head as soon as you can.

Count your blessings.

Make a list of all the positive things in your life. Keep this gratitude list handy when you need a reminder that life isn’t all bad.

Get moving.

Going for a walk or exercising will release endorphins that battle negative or depressive thoughts. You aren’t required to go running to get this natural high. Walking, swimming, Zumba, and yoga are all physical activities that trigger the release of endorphins.

Question your thoughts.

When you notice negativity creeping in, ask the following questions: Is it true? Can you absolutely know that it’s true?

Don’t judge others.

Many of our negative thoughts can be linked to our perception of others and how they may not live up to our expectations. Practice seeing the situation from their point of view. Realize that their lives are different than ours and that your beliefs may not be the same as their beliefs.

Seek out positive people.

Surround yourself with people who you want to be like: happy, positive, and enjoyable. Their optimism will rub off on you.

Stay busy doing activities you love.

Doing things you enjoy will keep you in a positive state. Still have to do things you don’t like? Do as much as you can to find the joy in whatever you have to do. Blast disco dance music while you wash dishes or watch “Mad Men” while folding laundry.

 

banish negative thoughts with positive activities

Doing things you love can help battle negative thoughts.

Be patient with yourself.

We’ve gotten so used to our negative thoughts that we don’t even realize they’re happening. Don’t get frustrated as you begin to change your thoughts and realize how much your thoughts have been running your life. Give yourself time to adjust and just keep moving forward.

Laugh. Laugh again.

Don’t take life so seriously. Find a way to laugh every day. Here is a corny joke: “What do you call a bear without teeth? A gummy bear.” Tell your friends, children, neighbors, and dentist. We can all use more laughter in our lives.

Help others.

Giving back allows you to focus on someone other than yourself. It occupies your thoughts and prevents them from reverting to negativity. You can volunteer at your local food bank, through national organizations, or even on your military installation. The Navy-Marine Relief Society is a volunteer-centered organization that will train you. No experience required.

Daily exercise is good for your mind and your body.

Daily exercise is good for your mind and body.

Remember: You are not your negative thoughts.

You can choose to cleanse your mind of those negative thoughts at any time. Today is the day you can begin to ditch those mental naysayers and start anew with positive thoughts.

How do you keep negative thoughts away?

King Me, Daddy

04/25/2014 By Michelle Volkmann

Congratulations to Aranda Spaw from Marine Corps Base Camp Lejeune, N.C., for winning April's photo contest.

Congratulations to Aranda Spaw from Marine Corps Base Camp Lejeune, N.C., for winning March’s photo contest .

You could be Military Shoppers’ next winner. Upload your favorite photo to MilitaryShoppers.com today to be entered in the monthly drawing. Winners are selected every month.

Yes, you read that correctly: every month!

Forget Vegas.

Forget Bunco.

Forgot those “lucky” lottery numbers.

Share and win with MilitaryShoppers.com.

3 Communication Tips for Deployments

04/24/2014 By Julie Provost

Communication. It’s difficult in any marriage. But when you are married to a military service member, the challenges of communication are complicated by deployments and extended periods of separation. To say communication is difficult in a military marriage is putting it lightly. (OPSEC, anyone?)

military spouse with phone

How can you improve communication during a deployment?

In those moments– when the phone doesn’t ring or an email doesn’t pop up on your smartphone– you wonder “when is he going to call?”

Here is the good news: he will call. If he can, he will call you.

The methods of communication have been different for my husband and I during each of our four deployments. For the first deployment my husband and I wrote letters, talked on the phone about once a month, and had a period of time when he was online all day where he was working. Our second deployment he had Internet access in his room. This was nice because he was able to get online a lot. His third deployment was a little harder for him to communicate. During his fourth deployment we talked on Facebook most of the time.

Since I’ve experienced a variety of communication situations through four different deployments, I would like to offer these 3 tips for communication during a deployment.

Talk About Expectations

Before your spouse leaves, talk about your communication expectations for the deployment. Do you want him to write letters? How often would you like him to try to call? If calling everyday is an option do you want that?

Sometimes it is better to not talk everyday. Then you won’t need to worry about listening for his phone call at the movie theater with your friends. When he does call, you can give all your attention to that phone conversation.

Your military service member may know what type of communication methods he will have access to at his military base. But understand that compared to today’s world of constant contact, communication options may be very limited where they are stationed.

They might not have access to the Internet regularly and if they do, it can be spotty. Phone calls might be difficult to make based on what is available. Mail can take a while, even months.

On the other hand, some places are equipped with better technology. Sometimes the deployed service member is allowed his or her own cell phone and laptop computer. Be flexible and adaptable.

download (4)

Communication takes creativity during deployments.

Expect Some Silence

Another thing you must remember is that sometimes your service member can’t contact you. I once waited a whole month before I heard from him, and although it is really hard and frustrating, I just had to do it. Keep in mind that as much as you are missing them, they are missing you.

Letter Writing is Romantic

Yes, writing letters is old-fashioned and your handwriting is awful, but sometimes it is the only method of communication during a deployment. Try to write letters during times when you can’t communicate any other way. It can be a romantic way to keep in touch when technology isn’t an option.

Communication during deployments is hard. With a little creativity and some patience, you will take this challenge to strengthen your marriage.

What do you think? What’s a creative way to communicate during deployments?

Military Life & Depression: Part 2

04/23/2014 By Jessica Aycock

As a military spouse, you are familiar with the ups and downs that come with the military lifestyle. For some of you, the downs can dominate and seriously interfere with your life. Nearly 10% of the population suffers from depression– and 70% of them are women.

The stress of military life affects everyone differently.

While you may think that depression goes hand in hand with deployments, that’s not necessarily true. It’s something that is a constant mental health battle and each individual person is different. One military spouse may feel depressed only when major situations happen– an illness or death in the family, a baby’s birth, financial troubles, deployment, etc. Another may struggle to get out of bed in the morning and any disruption to a routine could make them feel inadequate or overwhelmed.

My depression diagnosis came after I realized I was sleeping nearly 15 hours a day and felt completely overwhelmed with my stressful job. I used medication in the beginning until I found natural ways to deal with depression for the long term.

Here are 4 ways I’ve naturally battled depression for the last 8 years.

(Remember: there’s no perfect way to deal with depression.)

Talking.

I spent a lot of time talking with a counselor or therapist about what was going in my head and how I was dealing with it. Friends can be a good option too, but for me, they were too close and lacked objectivity to tell me when I was blowing things out of proportion.

Exercise.

Any form of exercise will be beneficial to your mental health– try yoga or tai chi, volleyball, soccer, running, or swimming. Running became my form of therapy. Later I moved on to CrossFit, a high-intensity fitness regiment and I can honestly tell when I have been slacking on fitness. I don’t see it on the scale. I feel it in my brain. You may not want to do it, but I promise you will feel better when you incorporate exercise into your daily routine.

Yoga is a great way to battle depression naturally.

Yoga is a great way to battle depression naturally.

Evaluate your diet.

Sugar and processed foods can impact your mood. I crave sugar when I’m depressed and unfortunately, eating sugar makes me more depressed. Pay attention to what you eat and how you feel afterward. Make adjustments as necessary.

Befriend positive people.

Make the conscious choice to socialize with people who make you happy and are happy in general. Do what you can to foster happy thoughts. Laugh often. Don’t listen to sad music or watch depressing movies. Keep a gratitude journal.

Depression affects more than the military spouse with the diagnosis. It takes its toll on everyone close to them.

Military spouses, repeat after me: It’s okay to ask for help; it’s okay to offer help.

What’s your favorite way to naturally combat feelings of sadness?

 

Note: Please reach out to a professional if you feel sad, depressed, unhappy, or constantly worried. While common, depression is a serious condition and should be properly diagnosed. If you are currently taking medications, please consult your doctor before trying any additional remedies. Do not reduce or quit taking medication without your doctors’ oversight.

7 Ways to Simplify Bill Paying

04/22/2014 By Amiyrah Martin

A great post listing 7 ways to simplify bill paying, which you can start today.

Paying bills is something that we never thought about as children when we wished to grow up. It goes along the line of dealing with taxes and cooking your own meals. The great part is that even though bills are a necessity for adult life, there are many ways that we can make this chore easier on ourselves.

Here are 7 ways to simplify bill paying within your home.

1. Make a Date with Your Bills

Whether you get paid weekly, biweekly or monthly, you need to have a set day and time that you will dedicate to paying your bills. Just like your significant other, bills deserve your undivided attention, but unlike your significant other, that time can be as little as 15 minutes. During this time, make sure you are in a quiet place where you can concentrate and won’t miss a bill payment.

Tip: Spend minimum time with maximum concentration on paying bills.

2. Automate It

In the world of technology, finances can easily be managed through an app, computer program, or simply through a note or two saved on your smartphone. Websites like mint.com are perfect for those of us that need to see our finances all in one place. These financial organizational tools make it easier to see which bills can be automated and the program reminds you when bills are due.

Lower bills, like debt payments around $100, can and should be automated. If a bill has been constant throughout the year, set up automated payments through your bank or credit union. For larger bills or bills that may have hidden fees or fluctuations (like cell phone and cable bills), I suggest getting your own eyes on that bill every month.

Tip: Set up automatic bill payment for bills that are less than $100.

3. Pay Everything Once

Yes, you can pay every bill at the same time, even if you are on a budget. While you have the option of automating small bills, you can also choose to pay them off once a year. Utility bills, membership fees, and insurance bills can all be paid on a yearly basis.

If you choose to go this route, make your payment when you get a bonus or extra money, like your tax refund. Be sure to ask if there are discounts for paying a bill up-front. Insurance companies often offer money back if you pay in advance, so take advantage.

Tip: Pay insurance and utility bills annually to save money.

4.  Change Your Due Date

It is more difficult to stay on track with bill paying when your bills are due on different days during the month. The easiest way to remedy this is to call the companies and ask for your due dates to be changed. Try to switch them to days when you know you will have enough funds to pay the bills.

Tip: Pick 2 days each month and schedule your bills to be paid on those days.

5. Pay Yourself First

This is the most important bill that you pay each month. Why is this essential for the payment of all of your other bills? It gives you motivation to not only make more money, but to pay down bills and debt in order to pay yourself more. This bill should be paid first and put directly into a savings account, whether it’s for fun money or your emergency fund.

Tip: Designate money to be deposited into your savings account monthly.

simple bill paying

What bill-paying system works for you?

6. Mark Your Bills as Paid

Just like paying yourself first works as a motivation, marking your bills as paid can cause you to keep your bill paying less stressful and as simple as possible. By marking these paid, whether it’s writing it in red marker on a paper bill or typing “paid” next to the bill on a computer program, you’ll ensure that you don’t pay a bill twice and that you are making progress in your efforts.

Tip: Use a red marker to write “PAID” on each bill.

 7. Tailor Your Bill-Paying System

You can take all of the advice listed above, but you still have to tailored it to your own personality. Do you love lists? Are you into calendars? Do you do better when EVERYTHING is computer-based? Pick what you gravitate to and stick to it.

For our family, we are online and paper calendar people. We use Google calendar with alerts so that my husband and I both know when a bill is due. But we also use a paper calendar during our bill-paying “dates.” For us, it helps to see the date the bill is due and the paper bill, as well as on a computer screen.

Tip: Find a bill-paying system that works for you.

Which tip will you use to simplify your bill paying this month?

5 Lessons from a Special Needs Mom

04/22/2014 By Julie Provost

Pick your battles with a special needs child.

Raising special needs children should have its own parenting lesson book. As a parent, you will have moments when you feel overwhelmed, unprepared, and frustrated with your special needs child. I know I have. All special needs parents have felt that way. It’s normal.

But these feelings shouldn’t become your “normal.”

Here are 5 lessons I learned about raising special needs children:

  1. Pick your battles. This is a biggie. Although you want to be firm with your kids, sometimes you need to pick your battles. If your kid is in a certain mood, everything is going to cause a problem so pick what is important and don’t worry about the rest. If your son only wants to wear his Batman jacket and getting on the bus is a big issue anyway, let it go. It really isn’t a big deal. Focus on the task of getting on the bus. Don’t worry about the jacket.
  2. Take time for yourself. You need it. When you feel like it is getting to where YOU need a time-out, take one. If you are the only adult in the house it might be hard to do this. You might need to say to yourself, “You know, taking a time-out is more important than THIS battle.” If there is another adult in the house, have them take over for a while. Go take a bath, read a book, or meet a friend for coffee.
  3. Look at the big picture. Instead of thinking about the bad days, reflect on the last few weeks or months and see how far your child has come. If it helps, ask a friend to remind you. They don’t see your children daily and can notice a difference. I know with my oldest I believed he would never learn to speak. Then a friend who only saw him every few months told me how much better he was doing. It was hard for me to see this change since I was always with him. It helped to hear that others saw the progress even if I didn’t see it myself.
  4. Lean on a support group. This is so important. Find people who support you and your children. Find other families that are experiencing similar issues. Knowing you are not alone and have support goes a long way.

    motherandson

    Don’t doubt yourself.

  5. Don’t compare. When it comes to special needs parenting, you have a lot of choices. Go with your gut. What works for one child with autism might not work for another. Talk to your doctors, therapists, teachers, and your spouse to figure out what is best for YOUR child. If you feel your kid has a certain issue and people tell you not to worry, but you can’t let it go, get it checked out anyway. I really think moms know if something is going on with their children. Don’t doubt yourself.

Are you raising a special needs child? What lessons would you add to this list?

 

4 Ways to Reduce the Stress of Finances

04/21/2014 By Amiyrah Martin

PenniesFor those of us looking to be more financially responsible, stress seems to be a big factor of how we handle our new spend-less, save-more lifestyle. Bills, debt, after-school activities for our kids, and even birthday presents can cause our hearts to race when we think about the amount of money each of them takes from our household. With a budget that’s based on the military pay scale, that stress can easily amplify.

Here are four great tips on how to handle the stress of finances.

Stop Thinking about Money

Yes, this may seem counter-intuitive, but thinking about your finances all the time can not only cause stress within yourself, but stress within your home. It’s fine to think about bills that may be due that month or groceries that have to be purchased, but never think of them in dollars. We have a mindset that cringes at the thought of losing money even to important things like food, so if we imagine “funds” being used instead of dollars, our demeanor changes.

Set a Financial Timer

Financial Timer

Do you find yourself constantly checking your account balances a few times a week or even a few times a day? Set a timer where you allot 10 minutes to check your finances a day. 10 minutes. No more and no less. This tells your brain that you’ll have a set part of the day when you can review your checking account, stocks, mutual funds, or any other finances. After doing this for a few months, our family is now down to checking our account only once a week for 10 minutes. Conditioning your mind to put any financial stress on the back burner until your scheduled financial time will allow you to rest your brain and calm your nerves about paying bills.

Set Long-Term Goals

Living paycheck to paycheck causes us to forget the end result of why we are paying off debt or staying on top of bills. Make solid long-term goals for you and your family. Maybe it’s a vacation to Australia or owning your own home, but keep those goals in mind each week. If you are attracted to visual encouragement, place a picture of your goal as a screensaver on your computer or your cell phone. Have the family create a vision board and place it in a prominent area of your home. Assign something positive to finances and you’re more inclined to stress less about it all.

Celebrate the Positive

While you’re making long-term goals for your finances, keep in mind the positive outcomes that are currently in your life. Have you paid down a debt? Celebrate. Are you on track to having multiple thousands of dollars in savings? Rejoice. Whether it’s getting a 20% decrease in your cable bill or you found a new way to automate payments that causes less stress, you have to celebrate those small victories within your finances. If we wait to acknowledge an accomplishment when it’s something big, we may never feel like we are getting anywhere within our finances. Pat yourself on the back weekly, daily, or even hourly. You deserve it.

Want more tips on how to stick to your budget? Sign up for our newsletter.

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