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DeCA hits 24 years of commissary benefits

09/24/2015 By Military Life Administrator

deCA

NEWS RELEASE
Defense Commissary Agency
Corporate Communications
1300 E Avenue, Fort Lee, VA 23801-1800
Tel: (804) 734-8000, Ext. 8-6105 DSN: 687-8000, Ext. 8-6105
FAX: (804) 734-8248 DSN: 687-8248
www.commissaries.com

Release Number: 56-15
Date: September 24, 2015
Contact: Kevin L. Robinson, public affairs specialist
Tel.: (804) 734-8000, Ext. 4-8773
E-mail: kevin.robinson@deca.mil

DeCA hits 24th year of delivering commissary benefit

By Dr. Peter Skirbunt,

DeCA historian

 

Note: To access photos related to this news release, go to https://www.flickr.com/photos/commissary/albums/72157656718507943.

 

FORT LEE, Va. – Twenty-four years ago on Oct. 1, the Defense Commissary Agency officially opened its doors for business around the world. Today, its employees are preparing to observe this anniversary the way they do every year: working hard to bring the commissary benefit to their customers with great savings on name-brand products at 240 stores in 13 countries.

And that’s a fine way to mark this anniversary, said Air Force Command Chief Master Sgt. Stuart M. Allison, senior enlisted advisor to the DeCA director. “Because what really matters are our customers, America’s military community — the people who bear the brunt of this nation’s defense today, and the people who performed that duty in the past, and those in their immediate families.”

In the last 24 years, the people of DeCA have improved the commissary benefit in multiple ways, Allison said. “You see it in the quality of the facilities we run, the stock assortments our stores carry, and the savings we provide our customers.”

While Oct. 1 marks DeCA’s 24th anniversary, the commissary benefit itself is almost 150 years old. In 1866, Congress authorized the Army to sell food items, at cost, to officers and enlisted men starting July 1, 1867. These sales were authorized at every Army post with a subsistence warehouse. Sales areas were simply a table or counter in the warehouse, and the official stock list was only 82 items – but this was the start of the modern commissary benefit.

Since the early years of the 20th century, commissaries have been similar to civilian grocery stores and supermarkets in terms of both layout and the number of items offered for sale. In the last 24 years, store facilities have been further upgraded, more people have become eligible to enjoy the benefit, and customer savings have increased.

In 1991, commissaries provided average customer savings of 20 percent when compared with local grocery chains. Today, average savings are more than 30 percent.

Thanks to customer surcharge dollars, which fund new stores or renovate existing ones, the agency strives to provide military families with a shopping experience comparable to civilian sector stores.

While the Congress-mandated surcharge has remained at 5 percent since 1983, the number of items stocked by commissaries has increased, from about 13,000 in the largest stores in 1991 to the 22,500 items available in DeCA’s larger commissaries in 2015. National Guard and Reserve personnel, always key components of the military, were granted full-time commissary benefits in 2004.

Through the years, conveniences such as self-checkouts, sushi bars, hot foods, deli-bakeries, credit and debit card acceptance, gift certificates and much more have been added to modern commissaries.

When natural disasters strike military installations, as happened 10 years ago when Hurricane Katrina hit Gulf Coast installations hard, commissaries provide crucial aid to military and civilian families in need of food and supplies. Even when commissaries were severely damaged, temporary stores brought some sense of normality to affected customers.

Commissaries provide a substantial savings, particularly in high-cost-of-living areas of the country, and overseas they bring a morale-building “taste of home” by providing familiar American food products.

“When our troops go downrange, the families left behind depend upon their local community services, including the commissaries, to see them through tough, lonely times,” Allison said. “I know firsthand because the commissary’s been there for my family when I’ve had to deploy.

“With 24 years of experience as a Defense agency, commissaries continue delivering this highly valued military benefit to our men and women in uniform and their families,” he added.

So, as the agency observes its 24th birthday, Allison said he’s celebrating with a movie from the exchange, and some drinks, popcorn and other snacks from his commissary.

“I appreciate my commissary benefit and the folks who have run it for nearly a quarter of a century,” he said. “And I salute them all for carrying on that tradition of service.”

-DeCA-

 

About DeCA: The Defense Commissary Agency operates a worldwide chain of commissaries providing groceries to military personnel, retirees and their families in a safe and secure shopping environment. Commissaries provide a military benefit and make no profit on the sale of merchandise. Authorized patrons purchase items at cost plus a 5-percent surcharge, which covers the costs of building new commissaries and modernizing existing ones. By shopping regularly in the commissary, patrons save an average of 30 percent or more on their purchases compared to commercial prices – savings amounting to thousands of dollars annually. A core military family support element, and a valued part of military pay and benefits, commissaries contribute to family readiness, enhance the quality of life for America’s military and their families, and help recruit and retain the best and brightest men and women to serve their country.

 

 

Stay Connected to Your Commissary Benefit

COMMISSARIES.COM: Visit www.commissaries.com to learn more about the Defense Commissary Agency: check out the latest news, find a store near you, see what’s on sale, create a shopping list, learn of food and product recalls, scan employment opportunities, read frequently asked questions, submit a customer comment form online through DeCA’s Your Action Line and more.

 

COMMISSARY CONNECTION: Stay connected with the latest news about your most valued benefit, Hot Links to additional savings, shopping sprees, contests, commissary promotions, events and more, go to www.commissaries.com/subscribe.cfm and subscribe to the Commissary Connection newsletter.

 

FACEBOOK: Visit www.facebook.com/YourCommissary, DeCA’s Facebook page, where you can post comments and share news, photos and videos.

 

YOUTUBE: To see DeCA’s latest videos, visit www.youtube.com/DefenseCommissary.

 

TWITTER: To see DeCA’s latest “tweets,” visit www.twitter.com/YourCommissary.

 

PINTEREST: To see DeCA’s theme-based image collections, visit http://www.pinterest.com/YourCommissary.

 

FLICKR: To see DeCA’s latest photographs, visit http://www.flickr.com/photos/commissary/.

 

 

 

Commissary Food Bank Donations Top 4 Million

09/23/2015 By Kimber Green

Yes, you read that correctly; commissary food bank donations have reached 4 million pounds. This is an amazing, and almost unfathomable number, but did you even know that the commissary made donations to food banks?

The program actually started back in 1985, but the hassle of registering with the U.S. Department of Health and Human Services kept many food banks from registering. Eventually, the program fizzled out.

It wasn’t until the government shut down of 2013 that the program came back to life.

With doors closed, food was simply wasting away on the shelves. DoD quickly gave the Defense Commissary Agency (DeCA) approval to donate those goods before they could lose too much shelf life. Unsellable, but edible items were quickly donated to local food banks.

Once those food banks saw how much they could benefit from commissary donations and with a little push, many started filling out the paperwork to register for ongoing designations. That year alone, the commissary was able to donate just over 636,000 pounds of goods to 72 food banks. That sounds amazing.

What’s more so, is that the program has grown so much that 1.8 million pounds of unsellable goods have been donated already this year, combined from 172 stores. 107 food banks have been able to accept donations this year.

At this rate, the commissary expects donations to easily top 2 million pounds by the end of the year.

This giant number is great, but at the same time it sounds like there is an enormous amount of excess being created by the commissary. There are 241 stores, so this actually makes up less than 1% of commissary goods. Now that doesn’t sound quite as wasteful.

The items that the commissary donates are all unsellable yet edible goods. That means that the package might have been damaged or that it somehow otherwise does not meet the visual requirement by the commissary to be sold on their shelves.

Luckily, something good came from the 2013 government shut down and people all over the country are now benefiting from the revival of this program. The press release from the Defense Commissary Agency comes at a great time. September has been designated as Hunger Action Month, when food banks across America urge people to stand up and fight hunger in their town. While it’s amazing that agencies such as the commissary are able to make huge impacts in the communities, you can make a difference too.

Food banks are always looking for donations. 1 in 6 Americans suffer with food insecurity, meaning they often go hungry or worry about having enough to eat. If 1 in 6 doesn’t catch your eye, that’s roughly 50 million Americans wondering if they’ll be able to put dinner on the table.

You can make a difference this month, and always, by donating the food in your pantry that isn’t going to get eaten. We all have a jar of this and a can of that that we question why we ever bought it in the first place. No one in the house is going to eat it, but there is someone out there that would be grateful to have it.

Make some time to clean out your kitchen of unwanted, unused items and take them down to your local food pantry. If you don’t have any food to give, you can still help by volunteering your time.

Hopefully the commissary, and this article, have helped to open your eyes to the growing need for donations in food pantries across the country and you will take action to help alleviate hunger in your town.

Want to know about the commissary food bank donations? Click here.

Are Military Discounts for Service Members or Spouses?

09/21/2015 By Julie Provost

I always get excited to be able to use a military discount. Most places that do them offer about 10% off but there are a few that offer more. Sometimes bigger places like amusement parks will have free days or 50% off of tickets for those in the military.

Sometimes all you need is a military ID, it doesn’t matter if you are a military spouse or not. Other times the military discount is only for the service member.

Are Military Discounts for Service Members, Military Spouses or Both?

We should thank businesses for having a military discount instead of getting upset at them for not offering the military discount to the military spouse too.

Most of the time I only ask for a military discount if I have heard that there is one at the location that I am in. Every once in a while I might just ask on a whim. Sometimes I feel a little odd about asking even though I know there is really no harm in asking for a military discount. Some people think asking is being greedy but I see it as a way to save money.

When I turn 55 I will start asking about a senior discount and I don’t see anything wrong with that either.

You would never demand a discount but asking for one politely shouldn’t be an issue.

The service member is benefiting from the money that is saved, whether they are using the discount themselves or not. And isn’t that the point of the discount? To give back to those who serve?

By giving the discount to the spouse too, the business is helping the service member save their money. Offering a military discount is a way to support military families and can make a spouse choose one restaurant over another because they offer the discount.

When I hear that a business only gives a discount to the person who has signed up to join the military, I don’t get mad at that policy, but in some cases it can be frustrating.

For example, if a company is giving out the discount and your spouse is deployed. There is no way for them to use the discount.

In those cases a military discount would be great if the spouse got the discount since the service member could not, especially if the reason is that they are deployed or away for any type of military training. A discount is a great way for a business to say thank you for your service and what better way to do that then to help save them money during a deployment.

I also can understand that offering a military discount can be hard to do if you have a business and having the military discount be only for the service member could be the only way they can even offer the discount in the first place. Since not every business offers them, complaining to the business about the details of their discount would be rude.

We should be thanking them for having one in the first place instead of getting upset at them for not giving the military discount to the spouse too.

I think asking for a discount is perfectly OK for a military spouse to do. Claiming a discount is a way to save a little money and we all know that military paychecks could be higher. The company might say no or they might have limitations on the discount so that it can not be used by the spouse.

Either way asking does not hurt and once you find out about a discount you will know to use it every time you go to that location.

Do you feel uncomfortable asking for a military discount? Why or why not?

Tips on Sending a Care Package to a Military Dog

09/18/2015 By Rachel Tringali Marston

There are lots of wonderful organizations that send care packages to our uniformed personnel overseas like the USO, Operation Gratitude and Soldiers’ Angels, which is the one my husband received packages from when he was deployed. Also, individuals can send special care packages directly to their loved ones and their friends.

But, did you know that you can also send a special care package to our four-legged military members?

Here is a list of organizations that support military working dogs with their top requests of items for care packages to support our K9 compatriots:

How to Send a Care Package to a Dog Serving Overseas

If you’re interesting in adding K9 treats in your care package, Purina typically has great deals at the commissary.

The United States War Dog Association

Founded by current and veteran dog handlers along with their supporters, the organization was created to assist, educate and promote military working dogs. They’ve established Operation Military Care K-9 that sends care packages to, what the organization labels as the “silent heroes that help our troops” overseas.

The organization asks for monetary donations, so they can purchase and put together care packages or you can request to receive contact information to a live Military Working Dog Team for you to send a care package yourself of the appropriate goods for them to stay combat ready.

Straight from their website, here is a sample list of the type of goods military dogs need:

  • K9 grooming tools
  • K9 beds or sleeping mats
  • K9 Advantix, Flea and Tic Treatment
  • K9 toys (recommended Kong 3” rubber balls and rope chews)
  • K9 Ear Wash
  • Doogles (goggles for dogs!)
  • K9 Toothpaste & Toothbrush
  • Towels to wipe paws
  • K9 treats (MUST be made in the USA)
  • K9 Shampoo & Conditioner
  • Collapsible nylon water bowls
  • and many more listed here.

Support Military Working Dogs

The idea of the nonprofit organization was initially started when a service member told his mother that the military working dogs actually needed a care package more than himself. It was mostly for cooling vests for the K9s to keep cool, but the group has evolved to fully equip military working dogs with everything they would need to fulfill a deployment more comfortably. They estimate is that it costs $400+ to get everything needed for one dog.

Military Working Dog Team Support Association

Similarly to the other nonprofit organizations targeting military working dogs, the Military Working Dog Team Support Association (MWDTSA) focuses on the well-being of military working dogs and offers support for dog handlers to provide desired care package items for dog teams. MWDTSA, in particular, has the Kongs for K9s program that gives military working dogs special dog toys to keep them engaged.

You can take matters into your own hands by reaching out to your local unit that includes military working dogs or an actual military working dog handler for personal recommendations. They might know of a unit that is currently deployed (if your personal contact isn’t already deployed) with special care package needs that you could help a military working dog directly, just like a personal care package.

Also, if you know dog handlers that could benefit from any of the above organizations, they can reach out to them directly for assistance for their furry four-legged partners.

Have you ever sent a care package to a military dog? What items did you send in this care package?

Military Shoppers Recipe Contest in August

09/16/2015 By Military Shoppers

And the August Military Shoppers Recipe Contest Winner Is…

ice cream with slices of banana in ceramic bowl

Healthy Banana “Ice Cream”

Keri Kendall

Rhine Ordnance Barracks/Ramstein

Keri is the lucky recipient of a $50 Commissary Gift Card for her recipe for Healthy Banana “Ice Cream”

Ingredients:

3 Bananas (Frozen)

Water or Milk or Milk Substitute (as needed)

Optional Add-Ins:

Peanut Butter

Fresh Fruit

Vanilla Extract

  1. Peel and freeze bananas ahead of time
  2. Slice bananas into ¼” pieces
  3. Blend with food processor or blender
  4. Add water/milk/milk substitute for desired consistency (1/4 c. at a time)
  5. Add in your favorite treat, peanut butter, fresh fruit or vanilla extract and stir
  6. Serve in a bowl and enjoy as a cool, healthy and delicious treat

Don’t forget to enter the Military Shoppers recipe contest for your chance to win a $50 Commissary Gift Card!

 

21 Military and Veterans Charities to Consider Before Making a Donation

09/14/2015 By Michelle Volkmann

In my opinion, the military community tends to be self-sufficient. When one of us has a baby, our on-base neighbors deliver meals for a week to ease this transition. When our marriage is struggling, we are advised to meet with the command chaplain for counseling. When it comes to donating money to nonprofit organizations, we tend to select military and veterans charities that we know will give back to our military community.

21 Military and Veterans Charities to Consider Before Making a Donation

There are more than 400,000 military and veterans charities in the United States.

As we’ve discussed before deciding which military and veterans charities to give back to isn’t an easy decision. There are more than 400,000 military and veterans charities in the United States. That number –400,000– can be daunting and overwhelming.

Here are 21 military and veterans charities that you should consider donating to during this year’s Combined Federal Campaign. These military and veterans charities are a starting point for charities that give back effectively and efficiently to the military community. These nonprofit organizations have received a 4-star rating from Charity Navigator and the information about each one comes from Charity Navigator.

21 Military and Veterans Charities to Consider Before Making a Donation

What are your favorite military and veterans charities?

21 4-Star Military and Veterans Charities You Should Consider

  1. DAV (Disabled American Veterans) Charitable Service Trust: This trust targets physically and psychologically injured veterans. Programs supported by the trust typically include: providing food, shelter and other necessary items to homeless or at-risk veterans; accessibility or mobility items for veterans with vision or hearing impairments; therapeutic activities; physical and psychological activities for rehabilitation; and other forms of direct service for veterans and their families.
  2. Homes for Our Troops: This military charity assists severely injured servicemen and women and their immediate families by raising donations of money, building materials and professional labor and then coordinating the process of building a new home or adapting an existing home for handicapped accessibility. The finished home is then given to the veteran at no cost to him or her.
  3. Wounded Warriors Family Support: Wounded Warriors Family Support provides support to the families of those who have been wounded, injured or killed during combat operations. Its retreats are provided free of charge to eligible family members.
  4. Injured Marine Semper Fi Fund: The Injured Marine Semper Fi Fund provides immediate financial assistance and lifetime support to post-9/11 wounded, critically ill and injured service members of all branches of the U.S. Armed Forces, and their families. This military charity helps defray the expenses incurred during hospitalization, rehabilitation and recovery; assists with the expenses associated with the purchase of specialized equipment, adaptive vehicles and home modifications; and educates the public about the special needs of our injured service members and their families.
  5. Special Operations Warrior Foundation: The Special Operations Warrior Foundation provides support and assistance to the military’s special operations community. Its mission includes providing a full college education to the surviving children of those who lose their lives while serving in the U.S. military special operations community and providing immediate financial assistance and support to ensure that severely wounded personnel are able to have their loved ones at their bedside during recovery.
  6. Association of Graduates of the United States Air Force Academy: The AOG’s three-part mission is: to work in partnership with the academy to produce and foster graduates with an enduring commitment to integrity, excellence, and service to country; to provide leadership, communication, and support to all the academy’s graduates, and promote camaraderie among them; and to promote the academy’s heritage, common tradition, and the accomplishments of its graduates.
  7. West Point Association of Graduates: The West Point Association of Graduates is the alumni association of the United States Military Academy.
  8. Freedom Service Dogs of America: Freedom Service Dogs is a nonprofit organization that enhances the lives of people with disabilities by rescuing dogs and custom training them for individual client needs. Clients include children, veterans and active duty soldiers.
  9. Hope For The Warriors: This national organization provides comprehensive support programs for service members, veterans and military families that are focused on transition, health and wellness, peer engagement and connections to community resources.
  10. Puppies Behind Bars: Puppies Behind Bars trains prison inmates to raise service dogs for wounded war veterans and explosive-detection canines for law enforcement. Service dogs are placed free of charge with wounded veterans returning from Iraq and Afghanistan. The dogs learn special commands to help mitigate the effects of PTSD and traumatic brain injury.
  11. Operation Homefront: Operation Homefront provides emergency financial and other assistance to the families of our service members and wounded warriors. Payments are made in the form of grants, not loans, for some of the most basic kinds of needs, such as food, rent and utilities.
  12. Navy-Marine Corps Relief Society: This military and veteran charity provides financial, educational and other assistance to active duty and retired members of the Navy and Marine Corps, their eligible family members and survivors.
  13. Air Warrior Courage Foundation: The Air Warrior Courage Foundation focuses on active duty, National Guard, Reserve and retired military personnel and their families needing financial assistance for medical, educational, and other extraordinary expenses not covered by other military, veterans or charitable institutions.
  14. Operation Support Our Troops- America: This organization’s mission is to support the morale and well-being of American forces by providing comfort, resources and education to them and their families both while they are deployed in harm’s way and after their return. This military charity sends care packages, along with personal letters, cards and notes of support from the community at large to deployed service members.
  15. Travis Manion Foundation: This military and veteran charity engages with veterans and families of the fallen in all stages of their personal journeys and offers them unique opportunities to empower them to achieve their goals.
  16. Honor Flight Network: Honor Flight Network transports senior and terminally ill veterans to Washington, D.C. so that they can visit and reflect at the memorials.
  17. Fisher House Foundation: Fisher House Foundation is best known for a network of comfort homes where military and veterans’ families can stay at no cost while a loved one is receiving treatment. There is at least one Fisher House at every major military medical center to assist families in need and to ensure that they are provided with the comforts of home in a supportive environment.
  18. Tragedy Assistance Program for Survivors: TAPS has provided comfort and care, 24 hours a day, seven days a week through comprehensive services and programs including peer based emotional support, case work assistance, crisis intervention and grief and trauma resources. Its National Military Survivor Seminars and Good Grief Camps have been conducted for 19 years and are complemented by regional seminars across the country.
  19. Our Military Kids: Our Military Kids provides substantial support in the form of grants to the children of National Guard and Military Reserve personnel who are currently deployed overseas, as well as the children of injured service members in all branches. The grants pay for participation in extracurricular activities and tutoring programs that nurture and sustain children while a parent is deployed or recovering from injury.
  20. Snowball Express: The Snowball Express provides hope and new happy memories to the children of military fallen heroes who have died while on active duty since 9/11. This military and veterans charity brings children together from all over the world for a four-day experience filled with fun activities.
  21. USO Metropolitan Washington: With the help of nearly 5,000 devoted volunteers, USO-Metro provides programs and services for active duty troops and their families at area military hospitals, five USO Centers, four USO airport lounges and a Mobile USO. Its signature programs include Turkeys for Troops and Project USO Elf.

Obviously this list of military and veterans charities is not comprehensive. But it’s a starting point for CFC donors looking to donate to military and veterans charities.

What’s your favorite military and veterans charity? Do you donate your time with this charity? Or prefer to make a financial donation through the CFC?

When I Remember 9/11

09/11/2015 By Julie Provost

I was in my last semester of college when 9/11 happened. I remember that morning well, all these years later. I was sleeping because I was on the West Coast. I remember waking up and wondering why President George W. Bush was talking about a plane crash on the radio. Doing so seemed like an odd thing to do. I got up, turned on the TV and was in shock.

How I Remember Sept. 11, 2001

How do you choose to remember 9/11?

9/11 was when the world changed although we didn’t really know how at that moment.

I didn’t know how that morning would change the rest of my life. I had no idea.

At the time I was dating my husband. We were not engaged yet but knew we would get married. He was in the IRR (Individual Ready Reserve) at the time. That meant that he could be called up if something big happened. I think 9/11 would count as “something big.”

That was the first time I ever thought of myself as being a military spouse. A war bride. Someone who waited at home while her spouse was off at war. I thought he could get called up. That was in the back of my mind the whole day.

In the end he did not get called up but in 2005 he did join the Army and I became a military spouse. He has been deployed 4 times, to either Iraq or Afghanistan. The wars that started on that day in September.

The day that changed everything. 9/11/01, a day we will never forget.

As a military spouse I have deep and emotional feelings about 9/11. We found out that people could hurt Americans on that day. That we were not safe just because we were on the other side of the world from people who wanted to do us harm. The terrorists spent a lot of time, money and manpower to pull what happened on 9/11 off. They surprised us. They shocked us in a way we never could have imagined.

Because of what happened that day, our country fought back. We went to Afghanistan and Iraq and my husband was apart of that. It is weird to think about an event like this changing your own life in a personal way. When the tragedy first happened, I knew life would change things but I didn’t know how.

On that morning, I went to my classes at my college and that is all we talked about. Because it was so early and social media was not around back then, some students didn’t know about what had happened until they got to class. That morning was very strange. I don’t remember the words that were said in my classes but I do know we needed to talk about what happened.

That early we didn’t even know who was responsible or what the U.S. was going to do because of what happened. All we knew was that terrorists had come over to our country and killed a lot of people.

On that day in September, everything changed. From the way we get on an airplane to the way our U.S. military is handed. You hear people talk about the “Pre- 9/11” years in the Army and they are very different then what we experience now.

New York was never going to be the same. America was never going to be the same and military families were never going to be the same.

Every year we think about 9/11.

We think about the people who didn’t make it. The heroes. We think about the babies born around that time who are now teenagers and have only heard stories about what happened in their birth year.

We think about the soldiers, the airmen, the Marines and the other military members who fought for us after 9/11 who were lost in battle. We think about all of them because now, in 2015, what happened that day is something we can’t ever forget. It is something that will always be with us.

How do you choose to remember 9/11?

Military Photo Contest Winner in August

09/09/2015 By Military Shoppers

Every month MilitaryShoppers.com hosts a military photo contest for our online community.  For us, it’s a way to connect with our followers and help honor the most honorable men and women that serve our nation.  For you, it’s a way to show off your most treasured military moments AND enter for a chance to win $50.

Entering the contest is easy…

  1. Go to the photo contest page here and sign-up or log-in
  2. Upload your photo and give it a title
  3. Click Submit

At the end of each month a new winner is selected at random, notified via email and posted on MilitaryShoppers.com.

This month we are happy to announce the winner of the Military Shoppers August photo contest…

August Photo winner

Herbert Smith

Moody AFB, GA

CONGRATULATIONS, HERBERT!

**Don’t forget to check your email for notifications.**

 

10 Commissary Rewards Card Specials

09/07/2015 By Michelle Volkmann

As a child, my mom and I had a Sunday ritual. After Sunday dinner, we would sit at the kitchen table together. She would clip coupons from the Sunday newspaper while I discarded the expired ones from her coupon envelope and added in the newest additions.

While recently reflecting on this weekly ritual, I had to chuckle to myself. This routine seems so old-fashioned in today’s high tech e-coupon world. I don’t buy the Sunday newspaper. I don’t clip paper coupons. I don’t have a coupon envelope that I carry in my purse.

Instead I use my commissary rewards card app to conveniently download digital coupons every Sunday night.

With the commissary rewards card, I don’t have to remember to bring my coupons with me, just my card.

I don’t spend time sorting through the paper coupons to find the one I need for each product in the commissary. I simply hand the card to the cashier and the discount is taken at the time of purchase. And best of all, I don’t waste time digging through coupons checking the expiration dates. The commissary rewards card automatically removes the expired ones from My Coupons List.

This Sunday, I logged onto my commissary rewards card account to load digital coupons on to my card for this week. This week, like every week, there are some terrific money-saving coupons available through the commissary rewards card that paired with September’s commissary specials will remind you that the commissary is worth the trip.

10 Commissary Rewards Card Coupons that You Should be Clipping Today

1. Save $0.75 on any 2 Oscar Mayer Hot Dogs. Requires a minimum purchase of 2. Even though the summer barbecue season is over doesn’t mean your family can’t enjoy hot dogs as a quick dinner on Tuesday nights. In my house, hot dogs are a staple for a kid-friendly meal year-round. If you don’t have a commissary rewHow often do you add digital coupons to your commissary rewards card?ards card yet, you can download and print that $0.75 Oscar Mayer Hot Dog coupon here.

2. Save $1.50 on any 3 Classico® Red Sauce Products. Requires a minimum purchase of 3. Speaking of quick and easy dinners that your children will eat without complaining, let’s talk spaghetti. My kids are obsessed with pasta and would it every night, if we let them. Stock up and save on Classico sauce in September.

3. Save $6 on any 1 Nasacort® Allergy 24HR 120 Spray or Larger. Act quick to take advantage of this coupon available through the commissary rewards card. This offer expires September 20.

4. Save $5 on any 2 Gerber® Graduates® Formulas. Requires a minimum purchase of 2. Baby formula along with diapers are the two most expensive items that you buy for your baby. As a mother I would jump for joy when I found a coupon for formula. Then I would use it immediately. If you don’t have a commissary rewards card yet, you can digitally clip a $3 Gerber® Graduates® Formulas coupon here. There’s also a $3 off coupon for Pampers Cruisers or Extra Protection or Baby Dry Diapers.

5. Save $0.50 on any 1 Windex® product. Use this coupon as your motivation to wash your windows and shine your bathroom mirrors.

6. Save $3 on 1 Feline Pine™ Cat Litter. Enough said.

10 Commissary Rewards Card Coupons that You Should be Clipping Today

Use the commissary rewards card app to save even more money at your commissary.

7. Save $3 on 1 Gillette or Venus Razor. Smooth savings for you and your husband.

8. Save $2 on any 2 AVEENO® products. Aveeno is my favorite. I use the baby wash with my daughters. I use the sunscreen. I use AVEENO® Positively Radiant Daily Moisturizer Broad Spectrum SPF 30 on my face every single morning and I can’t live without my AVEENO® Daily Moisturizing Lotion. The same $2 coupon can be digitally clipped here.

9. Save $1 when you buy any 1 Starbucks VIA® item. Instant coffee=instant happiness in my house. If you buy two, don’t forget to clip this e-coupon. You can save $2.25 when you buy 2 Starbucks VIA items.

10. Save $1 on any Glad® Food Protection Item. Through my church I used to deliver meals to new mothers, sick people and people who were recovering from surgery. I never wanted the person receiving my homemade meal to worry about returning my Tupperware to me, so I stock up on Glad food storage containers whenever they are on sale and I have a coupon. Then I can afford to deliver the meal without worrying about if I’ll get the container back.

This list are the coupons that I downloaded onto to my commissary rewards card last Sunday. I’ll log on again next Sunday to check for more coupons.

Want to know about the commissary rewards card? Here’s how and why every commissary shopper should be using a commissary rewards card.

Switch to Tricare Standard When You’re Pregnant?

09/04/2015 By Michelle Volkmann

If you’re a pregnant military spouse who is considering switching from Tricare Prime to Standard, you’re not alone.

Google the words “pregnant and Tricare” and you’ll find numerous community posts similar to this question:

I’m 17 weeks pregnant with Tricare Prime and currently being seen at a Naval Hospital. I haven’t had any appointments since 11 weeks where there did an ultrasound and pap. I don’t have another doctor’s appointment until 22 weeks. I’m worried and feel like I’m not getting the care I need or deserve at the Naval Hospital. I was thinking of switching to Tricare Standard but don’t know how long that process takes if it would even be worth it.

The responses range from “Yes, you should definitely switch. I switched to Standard and I’m so much happier” to “You need to call your PCM and make another appointment. They’ll get you in if you explain your situation.”

I’ve given birth twice using my Tricare Prime health insurance as a military dependent. The first time I received my prenatal care from a PCM (prime care manager) and delivered at an overseas military hospital as a Tricare Prime Overseas patient.

The second time, I received a referral to an obstetrician and delivered in a civilian hospital because we were stationed more than 50 miles (actually it was 52.1) from a military treatment facility. In my case, I was pleased with the medical care in both situations.

Was my prenatal care prefect? Hardly. Was I upset about some medical decisions that were influenced by Tricare coverage policies? Of course.

Insurance isn’t perfect. But it helps pay for your medical care. And having a baby isn’t cheap. In fact, the average American delivery costs $8,000 and considering I paid nothing to have 2 healthy children, in the end, I’m pleased with Tricare.

What about you? Are you a pregnant military spouse with Tricare Prime insurance? Are you frustrated or pleased with your prenatal care? Are you thinking about switching from Tricare Prime to Standard? Are your military spouse friends recommending that you switch to Standard?

Here are 5 things to consider if you’re thinking about switching from Tricare Prime to Standard during your pregnancy.

Here are 5 things to consider if you’re thinking about switching from Tricare Prime to Standard during your pregnancy.

Before switching to Tricare Standard take time to research your options so you fully understand your decision and the outcome of your decision.

Picking Your Doctor Provides Peace of Mind for Many

With Tricare Standard you get to pick your doctor instead of being assigned one. When I was at a military medical treatment facility, it seemed like my doctor was PCSing every 2 months and a new one was assigned to me. For consistency, it would be nice to see the same doctor for your entire pregnancy. With Tricare Standard you don’t need a referral to see a specialist, so you can see an obstetrician during your prenatal care without waiting for referral through Tricare Prime.

Tricare Standard May Mean More Regular Appointments

Many military medical facilities are crowded and busy. There are lots of military spouses and active duty service members having babies which means that the scheduling can get pretty tight. Many people prefer seeing an off-base doctor through Tricare Standard so that they know they will see their doctor every month. At many military medical facilities, pregnant (who aren’t having complications or considered high-risk) military spouses are seeing their doctors every 6 weeks instead of 4 weeks.

Tricare Standard May Lead to Medical Bills

With Tricare Standard, you will have an annual deductible for outpatient services and cost-shares for most services. In general Tricare Standard covers 80 percent of medical costs (you pay the remaining 20 percent) and in many cases, it’s 100 percent if you use an in-network doctor. Review this cost shares chart for more information.

If you have health insurance through your employer, you can use that insurance and Tricare can be your secondary insurance.

If you don’t have a second insurance plan, you may want to purchase one. You can purchase a Tricare Standard supplement insurance through MOAA (Military Officer’s Association of America), Air Force Association, Uniformed Services Benefits Association or Association of the U.S. Army. Before purchasing a policy, Tricare recommends that you consider several aspects of the available coverage. You can compare Tricare supplement companies with this chart.

Tricare Doesn’t Cover Routine Ultrasounds (Standard or Prime)

I noticed many small differences between Tricare prenatal care coverage and other health insurance companies. One of these differences deals with ultrasounds. When I was seeing my Tricare Prime-approved obstetrician, he complained to me at EVERY appointment about Tricare’s ultrasound policy. He wanted to do a 20-week ultrasound because “it’s routine” in his opinion.

Here’s what Tricare’s maternity care fact sheet says:

Some providers offer their patients routine ultrasound screening as part of the scope of care after 16–20 weeks of pregnancy. Tricare does not cover routine ultrasound screening. Only medically necessary maternity ultrasounds are covered by Tricare.

Because I wasn’t a high-risk pregnancy I didn’t get a 20-week ultrasound. Later I was measuring small and then it was medically necessary to have an ultrasound, so I did. I think it was around 30 weeks and it confirmed that my baby was small, but still growing at a healthy rate.

Choose What’s Best for You and Your Baby

You can switch to Tricare Standard at any time. Here is a link with by step-by-step instructions for how to leave Prime and enroll in Standard. You can start using Tricare Standard on the day after your Tricare Prime coverage ends.

But let’s say you want to go back to Tricare Prime? You may not be able to re-enroll in Tricare Prime for up to one year after you disenroll. So consider your options carefully before making the switch.

Every baby is a unique individual and every pregnancy is a unique experience. No two pregnancies are created equal. You may have a smooth sailing 9 months followed by a difficult delivery. Your sister may be the opposite. That’s why in every pregnancy you need to be your own advocate and listen to your body.

Before switching to Tricare Standard take time to research your options so you fully understand your decision and the outcome of your decision.

Now it’s your turn. What’s been your experience with Tricare and its prenatal care?

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