• Home
  • Best Bases
  • Recipes
  • Inspirations
  • Savings
    • Printable Coupons
    • Commissary Rewards Card
  • Facebook
  • Twitter
  • Instagram

Military Life News

Military Life News, Commissary Rewards and Military Discounts

  • At The Commissary
  • Military Discounts
  • Money & Career
  • Education
  • Family
  • Travel
  • Recipes
  • Hot Topics
  • Combined Federal Campaign

How I Prepare for His Deployment

09/20/2017 By Veronica Jorden

My husband and I have had our fair share of deployments, extended TDYs and special duty assignments. And while it has gotten easier to deal with the added stress that comes from having to say goodbye, it is never truly easy.

Preparing is often difficult, because it means you have to come to terms with the fact that your loved one will be headed into harm’s way.

For me, there are 4 broad areas of preparation necessary before any deployment: financial, physical, emotional and mental.

How I Prepare for His Deployment

Financial Preparation

Even if you share bill-paying responsibilities, make a point to sit down and go over your finances. This includes all of your bills, investments, credit cards and bank accounts. Make sure you know how to access the accounts and have contact information for each of them.

Consider getting a limited power of attorney. It can be exceptionally frustrating to be unable to upgrade a cell phone plan or resolve a billing discrepancy because your spouse’s name is the only one on the account. Plus, should you lose your military dependent ID card or need to make any changes to DEERS, a power of attorney means you can take care of it.

How I Prepare for His Deployment

What are your deployment preparation tips? Anything that you must do before your service member ships out?

While you are making preparations, make sure you go over both your and your spouse’s wills. It is touchy subject for some, but it is a necessary evil. If you don’t have a will, check with your local legal office for assistance.

Physical Preparation

In the same way that your spouse must make sure they are physically able to deploy, being left behind to manage everything on the homefront also requires you to be healthy and capable.

Before your service member leaves, schedule your annual doctor and dentist appointments. Make sure your prescriptions are filled and up-to-date.

Make taking care of yourself easier while you are dealing with the stress of a deployment.

Physical preparation also takes your surroundings into account. If your spouse always mows the lawn, for example, consider hiring a lawn service or learn how to use the equipment properly if you don’t know how to do it yourself. Again, the idea is to try to make it as easy as possible for you to juggle everything while your spouse is away.

Deployments are a great time to focus on your physical fitness. Exercise can prove to be a great distraction and physical activity has been proven to help improve mood and combat depression.

Emotional Preparation

It’s important to prepare yourself emotionally for the time apart and the added strain of knowing your spouse is in harm’s way. Any emotional stress you’re feeling is often exacerbated by the fact that you don’t want to burden your spouse during phone calls and Skype sessions.

We can never fully prepare for how we are going to handle things emotionally. All we can do is try to put some plans in place to helps us cope when things get tough.

Try to get a good support system in place with a list of folks and phone numbers you can call if you need help. Sometimes just having a fellow military spouse to talk to can make all the difference in the world.

If you need to go home to family or have someone come and stay with you, then do it. There are no shiny medals given for being an emotional martyr, so don’t feel like you have to go it alone.

Try not to isolate yourself. Deployments rarely happen to just one service member in a unit at a time, so consider joining the FRG or family support group. The military has been on a cycle of deployment for the last two decades and there are many programs and resources out there. Make sure you reach out to the chaplain or family support services before your service member deploys so you know what’s available.

Mental Preparation

Hand in hand with dealing with the emotional impact, your mental health is vital to a successful deployment.

One of the best techniques I have found is to make plans to keep myself busy. Taking a class, learning a new skill, trying a new hobby, or even starting a business have all become a focus for my attention while my spouse was deployed.

Left to wander a lonely and bored mind will never been an ally.

Plan ways to keep yourself distracted during the deployment. It’s a great time to focus on yourself a little more than usual and work on any of those self-improvement/self-growth goals you’ve been thinking about.

How do you prepare for your service member’s deployment?

8 Financial Stressors Military Couples Face and How to Overcome Them

02/17/2017 By Kimber Green

There are many things that set military couples apart from civilians, but financial stressors we all share. Sure military families have different financial stressors than civilian families, but they are there nonetheless.

Here are 8 financial stressors military families face and how to overcome them.

8 Financial Stressors Military Couples Face and How to Overcome Them

Not Agreeing on How to Handle Finances

Most couples are made up of one spender and one saver. This can be great as the saver can keep the spender in check and the spender can get the saver to live a little. When a couple can’t decide together how best to handle money, financial stressors occur.

To overcome this, sit down and talk to each other. Set aside time when children are not around and there are no interruptions so that you can have a serious financial discussion. Don’t leave the table until a decision has been made.

Not Communicating

Communication is key in a healthy relationship. If you are not being honest with yourself or your spouse about spending, more financial stressors will occur.

Do you hide shopping bags in your car until your spouse isn’t home so they don’t see how much shopping you’ve done?

Ask yourself why you feel the need to do so. Did you spend more than you should of? Are you worried they will be upset with you for this?

Not Creating a Budget

Forget financial stressors, money-conscious couples that set budgets have less stress. Knowing how much money is coming in and going out will bring relief.

Knowing that you have enough money to pay all the bills by allocating money each month will set fears aside. As a couple, decide how much money you want to save and how much you’re comfortable spending each month.

Putting Off Saving for Retirement

When you’re young and facing bills, saving for retirement might be the last thing on your mind. Savvy savers know that saving now for retirement can alleviate financial stressors. You can contact a financial planner, attend a saving for retirement seminar or do your own research.

The sooner you start saving for retirement, the better off you’ll be when the time comes.

Not Having an Emergency Savings

It is recommended to have an emergency fund with the greater of either 2 weeks’ worth of pay or $1,000. You can use an emergency fund calculator to determine the right amount that your family should save. When an unexpected event occurs that brings in a large bill, financial stressors arise. Help lower the stress by having a plan already in place.

Taking on More Debt Than You Can Handle

You and your spouse need to be realistic on what you can afford. Keeping up with the Joneses is what gets military families into trouble.

If you can’t afford it, don’t buy it.

Just because your neighbor has a new car or put in a pool does not mean that you need to do the same thing.

How many financial stressors do you need in your life?

Is trying to keep up with the social status of your neighbors or friends worth the burden?

Be realistic with your wallet. If you can’t afford the payments on a new car, maybe you don’t need such an expensive one.

Struggling with Finances on Your Own During a Deployment

When your spouse is deployed and you are unable to communicate immediately or even frequently, financial decisions are often made on your own.

It can be extremely frustrating when financial stressors arise during a deployment. You don’t have your significant other to help you make a decision and are forced to deal with it on your own.

Setting time aside before your spouse deploys to discuss what to do in this instance can help significantly.

Not Expecting a Baby to Change Your Finances Dramatically

If you don’t have children yet, you might not understand this but it is true. Children are expensive. The more you have, the more it will cost you. Having a child unexpectedly can create financial stressors if you aren’t prepared. Not everyone gets the opportunity to plan ahead for a growing family, but if you are able to plan financially for your little one, life will be a little easier.

Which of these financial stressors is your military family facing? How are you planning to overcome them?

4 Ways to Reduce the Stress of Finances

04/21/2014 By Amiyrah Martin

PenniesFor those of us looking to be more financially responsible, stress seems to be a big factor of how we handle our new spend-less, save-more lifestyle. Bills, debt, after-school activities for our kids, and even birthday presents can cause our hearts to race when we think about the amount of money each of them takes from our household. With a budget that’s based on the military pay scale, that stress can easily amplify.

Here are four great tips on how to handle the stress of finances.

Stop Thinking about Money

Yes, this may seem counter-intuitive, but thinking about your finances all the time can not only cause stress within yourself, but stress within your home. It’s fine to think about bills that may be due that month or groceries that have to be purchased, but never think of them in dollars. We have a mindset that cringes at the thought of losing money even to important things like food, so if we imagine “funds” being used instead of dollars, our demeanor changes.

Set a Financial Timer

Financial Timer

Do you find yourself constantly checking your account balances a few times a week or even a few times a day? Set a timer where you allot 10 minutes to check your finances a day. 10 minutes. No more and no less. This tells your brain that you’ll have a set part of the day when you can review your checking account, stocks, mutual funds, or any other finances. After doing this for a few months, our family is now down to checking our account only once a week for 10 minutes. Conditioning your mind to put any financial stress on the back burner until your scheduled financial time will allow you to rest your brain and calm your nerves about paying bills.

Set Long-Term Goals

Living paycheck to paycheck causes us to forget the end result of why we are paying off debt or staying on top of bills. Make solid long-term goals for you and your family. Maybe it’s a vacation to Australia or owning your own home, but keep those goals in mind each week. If you are attracted to visual encouragement, place a picture of your goal as a screensaver on your computer or your cell phone. Have the family create a vision board and place it in a prominent area of your home. Assign something positive to finances and you’re more inclined to stress less about it all.

Celebrate the Positive

While you’re making long-term goals for your finances, keep in mind the positive outcomes that are currently in your life. Have you paid down a debt? Celebrate. Are you on track to having multiple thousands of dollars in savings? Rejoice. Whether it’s getting a 20% decrease in your cable bill or you found a new way to automate payments that causes less stress, you have to celebrate those small victories within your finances. If we wait to acknowledge an accomplishment when it’s something big, we may never feel like we are getting anywhere within our finances. Pat yourself on the back weekly, daily, or even hourly. You deserve it.

Want more tips on how to stick to your budget? Sign up for our newsletter.

  • OIOpublisher.com

Featured This Week

SIGN UP FOR MILITARY COUPONS & SAVINGS!

Search the site:

Get Social With Us!

FAQ’s

  • Privacy Policy
  • Contest Rules
  • Terms of Use

Community

  • Base Reviews
  • Inspirations

About Military Life News

  • Contact Headquarters
  • Advertising

Copyright © 2025 · Magazine Pro Theme on Genesis Framework · WordPress · Log in