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4 Tips for Booking a Room at Military Lodging

06/26/2017 By Michelle Volkmann

It’s one of the best parts about being stationed on Okinawa. The Okuma Recreation Facility is a family recreation paradise operated by the military on the north side of the island. This hidden gem has bike paths, glass-bottom boat tours, golf and kayaking. With cabins located on the beach, I knew that I wanted to stay at Okuma at least once during the 3 years we were stationed on Okinawa.

4 Tips for Booking a Room at Military Lodging

At Okuma Recreation Facility, there are beach cottages, private cabanas and log cabins available for those who want to stay for a weekend or longer. (U.S. Marine Corps photo by Cpl. Megan Angel/Released)

But booking a cabin at Okuma wasn’t as easy as I thought it would be.

First I had to track down the reservation phone number. Next I had to find out how far in advance a guest can make a reservation. Then I needed to make a reservation for the type of room my service member was eligible to stay at.

I had 3 false starts before finally succeeding at making a lodging reservation for us.

These obstacles are not uncommon when it comes to booking a room at military lodging. A friend of mine was complaining just last week saying “Why is it so hard to book a room at military lodging?” She wanted to stay in Pensacola, Fl., during a cross-country PCS road trip.

4 Tips for Booking a Room at Military Lodging

The Hale Koa Armed Forces Recreation Center as seen from Kalia Road, Waikiki, Hawaii. (U.S. Army photo by Bill Bradner)

We know that there are some awesome military lodging locations. But making a reservation can be such a pain in the butt. What’s the best way to do it?

Here are 4 tips for booking a room at military lodging.

Find out how far in advance you can make a reservation and memorize their cancellation policy. OK, you don’t have to memorize their cancellation policy. But you want to be familiar with it and clearly understand it.

Some military lodging facilities will allow guests to book a year in advance. So if you want to celebrate New Year’s Eve in Tokyo on Dec. 31, 2017, you needed to book your room at the New Sanno Hotel on Dec. 31, 2016.

Other military-owned facilities allow guests to make reservations 180 days in advance. There isn’t 1 cancellation policy for all DoD lodging. It varies by location, so make sure you understand it when planning your vacation.

In general, reservations can be made months in advance. I recommend making your reservation as far in advance as possible.

Wait, back to the cancellation policy. Here’s why that is important.

Book ahead as long as you understand the cancellation policy because it may not be the same as a civilian hotel’s cancellation policy.

For example, when we booked our Disney vacation and planned to stay at Shades of Green, we were told that room cancellations, without a fee, must be done 30 days in advance. I put that information in my iPhone calendar and then at 31 days until our family vacation, I double-checked with my husband that our vacation was still a go.

This means, yes, his leave was approved. Yes, he would back from his deployment in time to drive to Orlando with us. No, we didn’t want to stay at a different resort.

Use the phone number. In my experience, the best way to make a reservation with military lodging is over the phone. Hands down. It’s the way to go. That way, you can find out if you’re eligible to stay at this military lodge (more on that later), what their cancellation policy is, what type of room you’re getting, what amenities that room has (coffee maker, mini fridge) and what you are paying for this room. Typically, room rates are based on pay grade.

Plus when you are on the phone and the dates you want a room aren’t available, you can find out if you can be put on a waiting list. Some military lodging has waiting lists for guests.

Understand who is eligible to stay where. Not all military lodging is open to everyone. When you are researching a particular location, make sure you understand if you are eligible to stay there or not.

Some facilities are available to active duty and retired service members, National Guard members and Reservists, and DoD and nonappropriated funding government employees and their immediate family members. Some facilities like the Marines’ Memorial Club and Hotel in San Francisco and Hale Koa in Hawaii are open to all veterans, regardless of length of service.

I should also mention that service members traveling on orders always have first priority for military lodging. I’ve never lost a room due to service members who needed it, but I could have. I recommend booking a back-up hotel, a civilian one with a no-fee 24-hour cancellation policy.

Look to other military families for information about military lodging. As you can see, it isn’t impossible to book at room at an inexpensive military resort. But it can be frustrating if you don’t understand the reservation policies.

When you’re looking for information, ask questions on your local military spouse Facebook groups. Once you figure out the secrets of booking a room, share your knowledge with other military families. It’s the best kind of paying it forward, in my opinion.

Have you had success booking a room at military lodging? What tips would you offer to make this process easier to understand?

Have You Noticed Price Changes at Your Commissary?

06/05/2017 By Kimber Green

Prices have already started shifting at the commissary under the new variable pricing strategy. Have you noticed a difference? The change began earlier this spring when the commissary tested the new program out in 10 stores.

Now the variable pricing strategy is being implemented across the country. Don’t worry; you’ll still see great savings.

Have You Noticed Price Changes at Your Commissary?

Michelle Hooper, a customer service ambassador at the Luke Air Force Base, Arizona, Commissary, scans prices. Luke won the 2015 Defense Commissary Agency’s Director’s Award for the Best Superstore. (DeCA photo)

If you missed the big announcement, last year the National Defense Authorization Act (NDAA) authorized a significant change in how the commissary determines the price of goods. Previously, the commissary set prices at cost plus a 5 percent surcharge. That surcharge money was used to maintain commissary facilities and to build new ones, such as the $38-million commissary at Fort Belvoir.

DeCA, the Defense Commissary Agency, which operates the commissaries, is funded by taxpayers’ money with a budget of $1.3 billion annually. Washington has been trying for years to get the commissary to be more self-sufficient and rely less on federal funding.

This year they are finally attempting to do just that. Variable pricing is one of their strategies. The commissary will also be introducing store brand products as well.

What is variable pricing?

Previously, the products at the commissary were sold at cost plus the 5 percent surcharge. Under variable pricing, the prices of goods will no longer be that simple.

Instead, many factors are taken into consideration when setting the price of products. This includes the market price, cost of obtaining the item, how well the items sell and more.

This isn’t something new the commissary came up with or that those in Washington fathomed. It is how commercial grocery stores determine their prices. The commissary is now embracing a similar pricing system.

Prices have always changed at the commissary based on the cost the commissary incurs for items from manufacturers. Many factors cause manufacturers to change the price they charge, such as weather and their cost of doing business.

Prices will now fluctuate with the market instead of simply with the manufacturers. While some prices might be going down, others might go up. Overall savings at the commissary will not change however.

How much will each region save?

Commissaries are grouped into regions. Market research is conducted in each region to determine the prices goods will be set at. This includes comparing the prices of about 1,000 products locally as well as the estimated 38,000 products that are checked nationally.

The cost of living varies across the country and with that is the cost of food. Researchers then are tasked with comparing the prices of items at different grocery stores across individual regions to determine the best price to set commissary products at. As the cost of living is higher in some areas and lower in others, so too will be the savings level in each region.

These savings will range from 17.6 percent to 44.2 percent over commercial grocery stores depending on which region you are in. Below are the regions and the overall savings expected.

Region            Savings %

New England            21.4%

South Atlantic          19.9%

South Central           18.1%

Pacific                       20.9%

Mountain                  17.6%

North Central           20.2%

Alaska/Hawaii          32.6%

Overseas                    44.2%

Which region am I in?

Now that you know how much savings each region is expected to save, you may want to see which region you are in. Commissaries aren’t in typical geographical groupings, as Virginia is included in the New England region as opposed to the South Atlantic for example.

To find out which region your commissary is in, look for your military installation on this map. Are you in the region you expected? How do you feel about the savings percentage your region is expected to get?

Next time you go to your commissary, check the prices and see if you can tell a difference.

Have you noticed a change in prices at your commissary? Which items did you notice have a price difference? Tell us in the comments section.

6 Tips for Talking to Your Kids About Rehoming Your Pet

05/12/2017 By Meg Flanagan

Even with the best of intentions and a lot of effort, it can happen. Sometimes you really do need to rehome your beloved pets.

6 Tips for Talking to Your Kids About Rehoming Your Pet

There are so many life changes and situations that we cannot anticipate. Sometimes, despite our best efforts, it is better for everyone to find a different home for Fido or Fluffy.

After you have made this tough decision, it’s time to explain it all to your children. This can be even harder, especially since they adore your pet even more than you do.

Use these 6 tips for talking to your kids about rehoming your pet.

1. Be Honest

Be upfront about why you need to rehome your dog, cat or other creature. Children can tell when you are hiding something or not telling the truth. It’s better to be honest now, and answer all of their questions, rather than play catch-up later to cover your tracks.

So tell them:

  • if a family member has or has developed an allergy
  • if the cost of pet care was just too much
  • if the cost of moving with the pet is too high
  • if your housing situation doesn’t allow a pet
  • if your house isn’t the best place for your pet (no yard or too small)
  • if life changes (like a new baby, illness or injury) have changed the pet situation
  • if you just don’t have time to devote to your pet
  • if the pet is aggressive with the kids or baby
  • if the pet is too old or ill to move with your family
  • if you are moving overseas and your pet can’t make the trip for any reason

There are so many life changes and situations that we cannot anticipate. Sometimes, despite our best efforts, it is better for everyone to find a different home for Fido or Fluffy.

2. Don’t Blame Your Kids

Kids are kids. They are still learning how to care for themselves. It’s frankly a miracle if they remember to both flush the toilet and wash their hands. Kids, no matter what age, should not be held responsible for all of the pet care.

When you tell them that your pup or kitty is going to a new home, don’t blame the kids.

Instead, explain that as a family, things have changed or happened. As a family, you are no longer able to care for the pet the way it deserves.

3. Do Your Research

Before you even tell the kids, you need to do some research. Yes, there are animal shelters in every community in the United States and abroad. However, many of these shelters are considered “high kill.” In other words, animals surrendered to these places have a ticking clock: either be adopted by a certain date or be euthanized.

If possible, try to find another option like a compassionate animal shelter or another family to adopt your pet. There are many groups online that can help direct you toward loving foster homes, pet adoption agencies or rehoming services.

4. Keep the Kids Involved

If you opt to find another family yourself, keep the kids involved in the search process. Remember, this is a beloved member of your family. You don’t want to give your dog or cat to just anyone!

Let them help make the ads or posters to show off your beautiful pet. Have your kids help you to weed through the people who want your pet. If it’s safe, bring them with you for meet-ups with the potential new owners.

Ask your pet’s new family if they might keep you updated with pictures and stories. Your child will want to know that their pet is still loved!

5. Don’t Make Any Promises

It is so tempting to make promises when you are talking to your kids about rehoming your pet. This is especially true if your current military life circumstances are forcing your hand.

You might be tempted to say:

  • “We’ll get a new pet at our next duty station.”
  • “When the baby is bigger, we can get another pet.”
  • “When we get a house with a yard, we can get a new dog.”
  • “If we get a bigger house, we can get another pet.”
  • “Let’s get a cat/reptile/fish tank instead.”

Before you even sit down with your kids, be really honest with yourself. Why do you need to rehome your pet right now? Really consider these reasons and then don’t promise anything.

6. Let Them Be Sad

Remember, this isn’t just any pet. This is THEIR pet, their best friend and snuggle buddy. He or she will be leaving the family forever and it is sad.

Your kids might have ideas about how to keep your pet. Listen to them. They might have a creative solution that you didn’t consider.

Take time to grieve together as a family. Do some things together to help remember your beloved pet. Take pictures together, go for favorite walks or give special treats.

Talk about your pet after it is in the new home. If the new owners have agreed, let your kids write cards or letters to your pet or the adoptive family.

What tips would you offer to military families who need to rehome their pets? Tell us in the comments.

 

Should Military Spouses Have a Spending Allowance?

05/08/2017 By Veronica Jorden

Not long ago, women were expected to marry, have children, and live a life dedicated to home and husband.

It was what society told women they could and should do. Money, like education, was deemed too complicated for women, despite the fact that managing a home required the ability to budget and plan.

In fact, it wasn’t until the beginning of the 20th century that women were legally seen as independent financial beings, capable of holding property and wealth separate from her father or her husband. It took another 70 years before women could open a credit card account without a husband co-signer.

But for all of this progress and financial independence, some modern-day women find themselves at the whim of their husbands, financially speaking.

When first presented with the idea that some stay-at-home military wives are granted an “allowance” for taking care of the household necessities, I was more than a little dumbfounded.

Should Military Spouses Have an Spending Allowance?

After nearly 20 years of marriage, I will admit that money issues are at the top of the list of things we argue about.

Is this practice a way for controlling husbands to keep their wives on a short spending leash?

Does it imply that these military spouses are incapable of handling money? Or that they are untrustworthy?

Can a healthy military marriage survive this kind of arrangement?

Is a Spending Allowance a Trust Issue?

In Kristine Schellhaas’s book, “15 Years of War,” she recounts her life as a Marine Corps spouse, including her time spent as the leader of the unit spouse organization. During that time, she often counseled young Marines headed out on deployment to ensure their spouses had access to their bank accounts.

Turns out, many of these same Marines said “I do” in a hurry because of the deployment and the idea of giving financial access to someone they hardly knew (wife or not) was a bit daunting.

I certainly can’t begrudge them for their concerns, but like Schellhaas pointed out to these Marines, a great many more problems could arise should a spouse be left without access.

A set allowance hardly provides wiggle room for emergencies or unexpected expenses and in times when a service member isn’t available on a routine basis, it’s not hard to imagine the difficulties a military spouse might face.

But these newly married military spouses aren’t the only ones earning an “allowance.”

The Monetary Worth of a Stay-At-Home Spouse

While a get-hitched-get-deployed kind of marriage might suffer from a few trust issues, it’s hardly the kind of thing one would expect from a couple who married under less time-constrained circumstances. However, a quick search of military spouse forums reveals that many military families operate in this fashion.

Since a stay-at-home spouse doesn’t have an employer, the monetary value of the work they do is often hard to estimate. According to Salary.com if stay-at-home mothers were paid for their work at a similar rate as someone employed full-time, they would earn well into 6 figures.

But it seems in some cases, stay-at-home spouses feel guilty asking for money as they don’t directly contribute financially to a family’s income. They are left feeling less valuable than their paycheck-earning spouse and an allowance, while possibly intended as a way of providing some financial freedom, often ends up feeling like payment for services rendered.

Hardly a healthy outlook for a marriage between 2 competent and loving adults.

A Rose by Any Other Name

Discussion of this issue often calls out the controversy that stems from the use of the word “allowance?” It tends to imply one spouse wielding financial power over another.

But, if it were termed “monthly budget” would so many cringe at the thought? If both spouses were limited to an “allowance” would we find less to critique?

After nearly 20 years of marriage, I will admit that money issues are at the top of the list of things we argue about. I have and often still suffer from feelings of guilt in knowing I am capable of earning as much as my spouse, but my income, due to choices we have made as a family, is dwarfed by my active-duty spouse. And there have been plenty of times when we have limited ourselves to an allowance to ensure we stayed on budget.

What I can’t condone, however are those instances where an allowance is used as a power grab. For me, a healthy marriage means both spouses are equally responsible for the well-being of their family, be it earning a paycheck or managing a household. And as long as couples openly discuss spending expectations, whether you call it an allowance or not is really of little consequence. Communicating openly and honestly about your money to each other benefits your marriage.

Now it’s your turn. What do you think of allowances for military spouses?

MilitaryShoppers’ Readers Split on Medical Clinic Pilot Program

04/19/2017 By Meg Flanagan

Soon you may be able to get walk-in medical care at your commissary! The Navy is planning to test a new model of clinical health care in Jacksonville, Fl., with a walk-in clinic located in the commissary there.

This program is based on similar walk-in clinics available at big box retailers like Walmart and pharmacies like CVS. Details about specific services available are still being worked out by the Navy. However, the plan is to have the pilot clinic and any future clinics staffed by Navy corpsmen.

When we shared the proposal of this plan and ways that we thought it could be best used, MilitaryShoppers’ readers had strong reactions!

Many people had very positive reactions. An almost equal number of commenters had strong negative reactions. A few had neutral views on the issue.

On the positive side, several readers noted the convenience of one-stop shopping and medical care.

“I would definitely go to a clinic at the commissary,” commented Gena O’Neal. “Save me time and get shopping all at one time.”

It certainly could save many service members, veterans and their families from long drives and wait times for simple procedures.

“(H)aving the flu shots at the commissary in the fall could help ensure people would be up-to-date especially if there are short waiting lines,” wrote Willard Bauman. “Many times the lines in the hospital or clinic are long and the kids really can be unruly.”

This program could be used to expedite already common medical issues, like daily sick call.

“This sounds like a good idea,” wrote Edward J. Hermann. “Under certain circumstances I could certainly see using such a facility like a sick call operation.”

Currently, many service members, veterans, retirees and their families are experiencing long wait times to be seen at a military treatment facility. Sometimes they are visiting the local ER for more serious concerns or when they need a same-day diagnosis and treatment plan. This ties up ER personnel.

“It could cut down the use of the ER, especially on weekends, for those runny noses, colds, sinus, aches, etc., that many times plague the waiting rooms,” Bauman further commented. “The ER personnel could concentrate on true emergencies.”

Others commented on the expanded training capabilities and broadening of experiences for medical personnel.

“As a former Army medical member the idea of a clinic in the commissary sounds great,” Joseph Moorhouse wrote. “The medical personal would receive experience in a broad area of patients and an outpatient clinic in the store would be very convenient.”

Readers Question Food Safety

While many on the positive side cited increased convenience and access to timely medical care, others questioned the wisdom of having these clinics where we buy our food.

“Honestly, I don’t think that would be an appropriate place to see sick people. Why in heaven’s name would one allow germs around the foods that we have to eat?” wrote Dee. “I can’t see anything good coming of that idea.”

Many others echoed her thoughts. Some voiced support for the clinics as a place for vaccines.

“As a place to get a shot, I would have no problem with that,” commented Ken Myrick. “I really do not want to have to be around people who have infectious diseases around my food sources.”

Duane Schneider would completely avoid the commissary if walk-in medical care was added there.

“I would not go to the commissary for medical,” he wrote. “In fact, I would quit going to the commissary because it is crowded enough now without the traffic (of) sick people.”

Alternative Suggestions and More Questions

Some readers offered solutions to the concern about food safety. Several readers suggested opening a storefront in the commissary or exchange complex.

“I do think that the exchange venue would be a better alternative,” wrote Janet J. Bamford. “If the idea really ‘took off,’ it would be another step in the right direction. They are found within the military communities, and usually have longer operating hours. Furthermore, it could be an easier program to implement, if you began with a few shoppettes around the country. It’s unlikely that the corpsmen would be deluged with patients, especially if more than one shoppette in the community is staffed.”

Readers also raised concerns about who would be allowed to access these clinics.

“That sounds like a nice idea,” commented Catherine B. “Would they also treat veterans with commissary and exchange privileges?”

This pilot program is still in the planning stages and the Jacksonville, Fl., test clinic has not yet been opened.

It’s not too late to express your opinion on the Navy’s medical clinic pilot program! Share your thoughts in the comment section.

What to Do if Your Dentist Isn’t Accepting United Concordia

04/12/2017 By Kimber Green

On May 1, 2017, Tricare dental coverage for active duty, Guard and Reserve families will transition from MetLife to United Concordia.

What to Do if Your Dentist Isn't Accepting United Concordia

Do you know if your dentist will be an in-network dentist under United Concordia? Check with Tricare today to find out.

Along with this change comes many great new benefits, but unfortunately not all dentists will be accepting United Concordia. This means you have some choices to make when it comes to your family’s dental care provider. Below are the things you need to know to make an informed decision.

Should You Drop Your Dentist if They Drop Tricare When United Concordia Takes Over?

First of all, this change only affects active duty, Guard and Reserve families. Delta Dental will continue to administer dental coverage for retirees and their families and that program is not changing at this time. For those that are part of the change, an increase in benefits and lower premiums come with the transition to United Concordia. In fact, no benefits are being reduced.

One important addition to United Concordia taking this contract is that the annual maximum benefit, which was previously $1,300 will now increase to $1,500. Under MetLife, sealants required a 20% co-pay. With United Concordia, sealants will be free.

Tricare dental is a voluntary program. You have to enroll your family if you want to use it. Previously, when a child turned 4 that was registered in DEERS, they would automatically be added to the family dental plan if that family had enrolled in one.

Under United Concordia, on the child’s 1st birthday they will be automatically added to the family dental plan. That is an important thing to consider if only a spouse was on the dental plan paying single enrollment. On the child’s 1st birthday that would automatically move the plan to a family enrollment and along with that comes a higher monthly premium.

Premiums are going down under United Concordia. You can view the chart at Tricare.mil. While premiums for some programs are going down a small amount, others will see significant savings. A single enrollment for the dependent of an active duty service member currently pays $11.68 a month, but as of May it will decrease to $11.10. That isn’t much of a savings, but an active duty family plan does have a better rate. That premium drops from $34.68 to $28.87 under United Concordia.

That’s all great, but what if the dentist you visit no longer accepts your insurance once United Concordia takes over in May?

Some dentists will no longer be accepting Tricare dental since reimbursement rates are much lower for them with United Concordia.

Dr. Adams, a dentist in Hampton Roads, Va., sees his share of military families, but says he will be losing money if he continues to do so come May. According to him, the reimbursement from United Concordia will be 15% lower than it was with MetLife.

What should you do if your dentist drops Tricare?

You can visit any dentist you want with Tricare dental, but it might cost you more. There are 330,000 network dentists with United Concordia. You can therefore, stay with your current dentist and pay out of pocket or you can search for a new dentist. You can search for a dentist online or call United Concordia customer service at 1-844-653-4061.

It is important to check if your dentist is in network. If they are not, but accept some payment from United Concordia, they might bill you for the difference in what United Concordia does not cover. Don’t get stuck with a bill. A dentist that is in network cannot bill you for any difference in payment.

Any member of your family can see any dentist; you don’t all have to go to the same practice. If there are multiple providers, you will need to check that the one you are seeing is in network. There can be several dentists in an office, each choosing to accept Tricare or not.

The dentist you choose to see may not know everything that is covered by United Concordia. You can log into your account online to see what is covered before authorizing any procedures. You will not have to file a claim if you see a dentist in network; they will do it for you.

Sticking with a dentist that is in network can save you a lot of money. Call your dentist or check online to see if they will be in the network come May.

If not, ask friends for referrals to other dentists and try someone new. If you are set on staying with your current dentist, make sure you ask how much procedures will cost before you authorize them.

For more information about the United Concordia dental contract, visit Tricare.mil.

Why New Regulations Won’t Solve the Marines United Problem

04/05/2017 By Veronica Jorden

Each of the Armed Services has passed down guidance intended to set expectations for dealing with the kind of despicable behavior brought to light in the Marines United Facebook group scandal.

Why New Regulations Won't Solve the Marines United Problem

Female service members have been secretly fighting to protect themselves from a “boys will be boys” culture for almost 80 years.

But if history is any indication, it’s hard to be convinced it will change a single thing. Regulations already in place should make eliminating this kind of behavior from the ranks easy and yet here we are.

Or should I say, here we are again.

Sadly, the deep-rooted culture of denigrating and disrespecting women who serve hasn’t changed much since women first answered the call to arms.

A  History of Public Humiliation

In 1943 a “slander campaign” sought to undermine the value and service of the Women’s Army Auxillary Corp. It whispered of pregnancy issues and venereal diseases. The campaign impacted recruitment efforts at a time when women’s service was greatly needed. Investigators initially thought the campaign was a form of enemy propaganda, but in the end, it was the actions of high-ranking military officers who believed women had no place in the military.

Fast forward 50 years and the weekend-long Tailhook Naval Conference left 87 women and 7 men sexually assaulted. After an initial cover-up, it took a single victim’s willingness to sacrifice her career and take her story to the press to get the Navy to stop making excuses and start taking action.

Female service members have been fighting to protect our country while secretly fighting to protect themselves from a “boys will be boys” and “locker room talk” culture for almost 80 years.

80 years.

The first service regulations that specifically targeted sexual harassment in the military weren’t even introduced until 1980, nearly 4 decades after women had become fully integrated into the U.S. military.

A Culture of Statistics

In 2014, a survey of female veterans from the Vietnam era to present showed that as many as a quarter of military women have been sexually assaulted and 80% sexually harassed. Another report in 2011 offered this staggering statistic:

“Women in the U.S. military are more likely to be raped by fellow soldiers than they are to be killed in combat.”

Ironically, when women report such crimes and demand the respect they’ve rightfully earned, it is used as an excuse to call them weak and accuse them of distracting their unit from its mission. A 2014 DoD survey found that in the previous year alone, “62% of active service members who reported sexual assault had experienced retaliation, including professional, social and administrative actions or punishments.”

This is the culture female service members face. It is a culture that continues to tell them that their service and their sacrifice is somehow less. That their personal safety isn’t found in trusting the soldier to their right and left, but instead must be found in tolerating illegal and immoral behaviors and staying quiet. It is a culture that demands they give their all and punishes them when their male counterparts decide they don’t like the competition.

Top-Down Change Won’t Work

Regulations and laws currently in place allow for the prosecution of service members involved in the latest scandal, who undoubtedly understood that their behavior was illegal and reprehensible and hence kept it secret and hidden from public view.

Some found safety in their fake-account anonymity; others in the sheer number of other group members who engaged in the same behavior. Sure, the group and the folder full of stolen images have disappeared, but investigators believe the group and its content will congregate and materialize under a new name on a new site. And while there are a few examples of service members suffering the consequences of such actions, there is a staggeringly number of cases where the behavior is dismissed or ignored.

I wish I felt that this renewed awareness would change things. That somehow those who still believe that “hotties don’t belong in the military” would hear the words of their leadership and change.

But the truth is, they haven’t listened in the last 40 years and I doubt they will start now.

This kind of change can’t come from the top down. It must be a grassroots effort within the military community.

The Facebook group in question was 30,000 members strong and it’s unlikely that these members’ attitudes about female service members weren’t apparent to those who knew them in real life. How many of them have been called out, not just by their chain of command, but by their fellow service members or veterans?

If you look at a service member and see gender before the uniform, you’re part of the problem.

If you think the women who were victimized in this case were responsible in any way for what happened to them, you are part of the problem.

If you hear the jokes and innuendo and laugh or ignore it, you are part of the problem.

But if you are willing to call it out, if you are willing to start changing the way you think about this issues, you can be part of the solution.

The question is, will you?

What are your feeling about the Marines United Facebook group photo scandal? Share them in the comments section.

5 Steps You Can Take Today to Make Your PCS Go Smoothly This Summer

04/03/2017 By Kimber Green

It’s PCS season and this year your family is one of many that will be moving. Do you have a PCS strategy?

5 Steps You Can Take Today to Make Your PCS Go Smoothly This Summer

What things do you do to make your PCS go smoothly?

Taking time to get organized before the big day can save a lot of time and some big headaches. Don’t wait until the last minute. Follow these 5 steps today to make your PCS go smoothly this summer.

Get Organized

The key to a successful PCS is planning. Sure you can just wing it, but wouldn’t it be nice to not get all stressed out?

Planning and staying organized will make this PCS a smooth one.

It all starts with a list. Organize your thoughts and put them down on paper or in your computer. Ask yourself, what do you need to accomplish and when does it need to be done?

Some of the main things to consider include: where you are going to live, where your children will go to school (if applicable), and if you will move yourself or have the military move you.

Is military housing available and would you want to live there?

If not, do you want to rent or buy a home?

If you have school-age children, what type of school do you want them to go to? You’ll need to decide if you want to look into public school, private school or the school at your military installation (if there is one).

Talk to your spouse and decide if your family wants to do all the work a PCS requires or if you want to get professionals to come help. Once you’ve made these key decisions, you can move on to the next steps.

Make a PCS Binder

Having a PCS binder is a great way to stay organized. Keeping all of the important documents and lists that you’ll need for the move in an easily accessible place is extremely helpful. Your PCS binder could include things such as:

  • Your PCS checklist
  • Important documents: birth certificates, marriage license, insurance information, Social Security cards and passports as well as car titles and military orders
  • Medical and dental records
  • School records
  • Pet records: complete shot records, especially rabies
  • Household goods inventory that includes a list of the serial numbers on electronic devises, the inventory list from the moving company and their contact information with delivery dates
  • Budget section with receipts folder
  • Important contacts: key contacts for the new command, utilities, insurance, schools, etc.

Purge

You’ve been putting it off, but now it’s time to finally purge your house of all the things your family doesn’t need.

The less you have to pack, the less you have to unpack and find a new place for.

Don’t get overwhelmed. Set time aside to do one room at a time.

When deciding what to keep and what to part with, consider the environment you’re moving to. You might not need those snowsuits any longer if you are PCSing to Florida. Decide what you can part with and then label bags for donation and resale as you go through your home. Once you’re done combing through the house you’ll be more organized and have less things to pack.

Prepare for the Movers

We have all heard horror stories about what movers have packed. To avoid having your own horror story, strategically place items together you want to stay together.

Labeling is extremely helpful. You can designate a different color for each room so you can quickly identify which room boxes go in at the next house. This can be done with colored tape attached to each box.

Move things that you don’t want packed to a designated room and label the door “Do Not Pack.” Things that you want to keep out for use before you move should also be labeled “Do Not Pack.”

Consider wrapping delicate items yourself. Wash dishes and empty the dishwasher before the movers arrive. Ask a friend to watch your children while the movers are there so you can give your full attention to the process.

Get to Know Your New Location

Think about the things you do and the places that you go to often. If you are a Starbucks junkie, look up how many are in the area. Does your family like to go to the zoo or aquarium? Look to see if there is one in that town.

Connect with other military spouses at the next command. Making friends in a new town is important and this is a great place to start. Reach out to the Ombudsman or key spouse. They should be able to help you get to know the area. They can also introduce you to other military spouses.

Look into community pages online. You’ll find information on local events and great places to go. You can begin to network as well. The more you get to know the area, the more confidence you’ll have when you PCS.

What steps do you take to make your PCS go smoothly? Share your tips in the comments section.

 

How the Federal Hiring Freeze Impacts Military Families

03/17/2017 By Meg Flanagan

President Donald Trump instituted a federal hiring freeze in January. Now, military families are feeling the effects of this executive order.

How the Federal Hiring Freeze Impacts Military Families

Have you been impacted by the federal hiring freeze?

How the Federal Hiring Freeze Impacts Military Families and Veterans

Impact on Base Services

Recently, 2 memos from different Army child care facilities have been released. The Child Development Centers (CDC) at Fort Knox and the Army garrison in Wiesbaden, Germany, have ended some of their child care programs due to staffing shortages. Both documents specifically cited the federal hiring freeze, combined with typical staff illnesses and normal staff attrition, as the reason behind the program closures.

In other bases around the world, military families are also seeing reduced hours and programs at their CDCs. Families in Okinawa, Japan, were told that hourly care programs will be suspended due to the hiring freeze.

“The CDC has stopped the drop-in child care,” shared Madalyn Sandstrom. “So now I have to look to friends, and hope for the best. The wait list for some age groups for full-time child care at the closest CDC is one year!”

The hiring freeze is affecting the DoD’s ability to conduct business as usual, according to a recent statement released by MCCS Camp LeJeune-New River. This will affect hours of services at this particular base as well as MCCS LeJeune’s ability to hire new staff members. Camp LeJeune is one of the largest Marine Corps installations. This statement could indicate impacts at other Marine Corps’ installations, as well as similar services at other military bases.

Military Spouses Face Hiring Delays

Military spouses are seeing an impact on their job opportunities. BreAnn Constantineau has had to suspend her federal job search indefinitely.

“I had started searching just before the freeze so that I could time my application to try and start a job once my kids start school in fall,” Constantineau commented. “Now with the freeze, I’m stalled. I’m also really concerned that once it’s lifted, the sheer volume of applications is going to put a real drain on the HR departments, causing even more delays.”

Spouses that were already in the application and hiring process have also had complications.

“I applied for the substitute teacher position back in October,” said Veronica Johnessee. “(I) finally got the call for fingerprints and background check the first week of January. (I) went for my fingerprints and the next day I was supposed to get the background check link via email. Instead, the hiring freeze was on the news. So now I wait.”

Johnessee’s hiring delay also impacts the students and teachers in the DoD Education Activity (DoDEA). Teachers may lack coverage to take sick days or attend professional development sessions. This means that teachers at DoDEA schools may feel obligated to work while ill. Due to lack of coverage, some non-core content area classes may be rescheduled or canceled to fill grade level classroom needs.

Military treatment facilities are also feeling the crunch from the hiring freeze. Some medical facilities are unable to hire new staff. Danielle Olmsted was in the interview process for a nursing position at Camp Foster’s Naval Hospital, but her hiring has been put on hold.

“I had an interview and was told at the interview that they wanted to hire me as a nurse,” explained Olmsted. “I knew I would have to wait awhile, since it already takes months to get someone hired and start working. Now, who knows how long it will be? I feel as though I’m in limbo, and I know the hospital can use nurses!”

Impact on Veteran Hires

According to the Washington Post, veterans make up 31% of the total federal workforce. Veterans receive preference for government positions.

With the hiring freeze, federal agencies and departments will now be unable to fill open positions. This could leave many veterans waiting even longer. The federal hiring process can take weeks or months to finalize under normal operating conditions. This is due to extensive background checks and paperwork processing.

Exemptions for DoD Positions

There are some exemptions in place to allow for normal operation in certain DoD positions and departments. Military personnel should not be impacted and child care positions are also supposed to be out of bounds as well. Firefighters and first responders, as well as intelligence personnel and positions having a direct impact on military missions, are also exempt.

However, there is not an exemption in place to hire people into the human resources department of the DoD. This could impact the speed of the hiring process for exempted positions and departments. As noted above, this could create backlogs for those who have already received job offers.

Have you been impacted by the federal hiring freeze? Tell us your story in the comments section.

Home-Buying Tips and Tools for Military Families

03/10/2017 By Veronica Jorden

As a military family, the decision to buy a home is both exciting and wrought with uncertainty. It means putting down semi-permanent roots and committing to a home for longer than 1 to 2 years.

And the home-buying process can be more than a little overwhelming.

Don’t worry. Breath. You’ve already done the hardest part in committing to the goal of purchasing a new home. Now you just need to get smart about the process. You’ll be unpacking boxes and putting your feet up in your new home before you know it.

Home-Buying Tips and Tools for Military Families

A VA-backed loan is often the go-to for service members and retirees looking to buy a house.

Your Home-Buying Checklist: Get Up-Close and Personal with Your Finances

Most of us have a good idea of how much we have in savings and how much our bills are each month, but preparing to buy a house goes much deeper than that.

Get Your Credit Score

  • Order your credit report directly from all 3 credit bureaus (Equifax, Experian and TransUnion) or try a site like annualcreditreport.com.
  • Dispute any discrepancies and be prepared to show problems have been resolved or were the result of mitigating circumstances.

Pay Down Debt

  • Improve your credit score and show lenders you are credit worthy by paying down your debt.
  • Make an appointment with a financial planner. Most military installations offer this service through on-post family support agencies like Fleet and Family Support Centers or Army Community Services.
  • Calculate your debt-to-income ratio and estimate how much you can afford to spend on your new home.

Save for Your Home’s Down Payment

While it is possible to purchase a home without a down payment, some of the most competitive loan programs require a 10 to 20% down payment. Start saving as soon as you decide you want to buy a home.

Your Home-Buying Checklist: Mortgage Research Is a Must

There is no shortage of mortgage options, but do your due diligence before signing anything. If it sounds too good to be true, it probably is.

Ask Friends and Family Members for Referrals

Ask friends and family members about lending institutions or programs they have used. Learn from their mistakes and successes. If you get a recommendation, take a few minutes to do additional research or call the lending institution and ask for more information.

Get Smart About Terminology

While most loans are fairly standard in their fees and process, there are still plenty of non-traditional options out there. Understanding the difference between a 30-year vs a 15-year mortgage and the pros and cons of an ARM loan is important.

Consider working with a mortgage counselor. They can help you understand the entire mortgage process and often are available for free.

Shop Around for the Best Rates

Don’t just shop one type of loan. A VA-backed loan is often the go-to for service members and retirees, but it is not the only option.

Depending on where you are buying, the amount of your loan, and the type of property, local or regional lending institutions may have programs that offer you a better interest rate. Tools like LendingTree can help do some of the legwork.

Your Home-Buying Checklist: Location, Location, Location

You’ve got your finances in order and have a down payment in the works, now it’s time to start scoping out a location.

As you begin to narrow down where you want to live, ask yourself:

  • What is a reasonable commute time?
  • Is being close to shopping a necessity?
  • Is the size of the neighborhood or its amenities important to me?
  • Do I want to buy a newly-constructed home or something in a more established neighborhood?

Then do research on these topics:

  • Area schools
  • Water, sewer, waste and power/gas rates
  • Local tax rates, emergency service costs, and any front or homeowners association fees
  • Local crime rates  and the sex offenders’ registry statistics
  • Traffic and public transportation options

Your Home-Buying Checklist: Wants and Needs

Now the fun part — figuring out what you want in your new home. It’s totally OK to dream, but make sure you prioritize your requirements. Start by identifying those things you absolutely must have in order for your new home to be functional. Start by making a list:

  • How many bedrooms do you need?
  • How many bathrooms?
  • Are there any other special requirements, like single-story or two-car garage?
  • What about an open floor plan or home office space?

Now review the list of things you wish you could have and prioritize.

Your Home-Buying Checklist: Hire a Professional Realtor

Ask for recommendations or search local BBB reviews for a licensed Realtor. Look for agents with experience working with military families, like Millie. The information a real estate agent can provide about homes coming onto the market, neighborhoods and the home-buying process is priceless.

What tips would you add to this home-buying checklist? Share them in the comments section.

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