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Don’t You Offer a Military Discount or Freebie?

08/08/2019 By Meg Flanagan

We’ve entered, or maybe have been in for a while, a unique space for military families, spouses specifically. It’s the land of discounts, freebies and entitlements.

Yup, it’s time for us to talk about all the stuff we get for free. But more than that, it’s long overdue that our community talks about just how much this system of “for free” has impacted us overall.

Don’t You Offer a Military Discount or Freebie?

Now, look, I’m the very last person you’ll hear complain about military discounts, included benefits or support programs. I’ve happily used TriCare insurance and military treatment facilities for over a decade. Saving those few dollars on shoes or Disney tickets is kind of sweet, too. Plus, it’s a boon to our community that there are support programs, like EFMP or MFLC, available to us.

Because, let’s face it, no service member is in this life to get rich – quick or otherwise. There are sacrifices to be made, and we all make them regularly and willingly.

I appreciate all of the amazing benefits, like those discounts and that healthcare and all the support organizations, because I use them regularly. I’m not, 100% not ever, suggesting that we get rid of them. They’re needed, deeply truly needed, by our community.

But we’re not entitled to them. We don’t just get them because of our affiliation with the DoD.

We Need to Check Our Entitlement to More

So, in case you’re unaware, part of military spouse life in this generation is being pretty active on social media. Yup, I’m talking about Facebook and Twitter.

Inside of those social spaces, various groups have sprung up over the years. Some are for the military community generally and others are just for military spouses. There are even some that are branch, rank or base-specific. Guess what? I’m in a fair few of them.

And sometimes, what I’m seeing from our community bugs me.

“They don’t offer a military discount or upgrade”

Again, let me say, I get that the budget is tight and every little bit counts. But come on, guys, it’s getting a bit extreme.

Did you know, the other week, I saw a rant, a full-on diatribe, about how suchandsuch an airline wasn’t extending no-fee baggage for active military to the non-serving spouse? Yeah, no, that’s a thing I saw. And it’s not even the first time. Try more like the thousandth time for that particular rant.

There are folks who get all up in arms about stores or tourist attractions who have certain rules about applying military discounts. I’ve even seen small business owners, members of the military spouse community, told that they ought to be giving away their products or services for free.

Why? Great question.

“Because you’re one of us and you need to support your own.”

Yeah. Okay. I don’t think giving away homemade soaps or hours of tutoring pays the bills, Brenda.

What’s grinding my gears is the notion, clearly not held by every military member or spouse, that discounts and freebies should be happening no matter what. That the non-serving spouse should get that free baggage for a pleasure trip to Las Vegas just the same as the AD service member on orders. Or that a military spouse who tutors should be providing free services to her neighbors just because “military discount.”

When did we get so entitled? Why are we expecting to get discounts and freebies from everyone and everything?

And why, oh why, are we getting mad about instances when those things aren’t happening?

Are We Insulated & Entitled?

Everyone walks their own roads, fights their own battles and gets through the day the best they can. Honestly, I get that.

But what else am I to think when I see people throwing virtual (and sometimes in real life) fits about not getting their “deserved” discount? What am I to think when I read (and sometimes have to listen to in real life) rants about suchandsuch business should be ashamed because of their lack of or minimal military discount?

Really, stop and think about it.

We are entitled to nothing from no one. Not one single business has to offer military troops or families a discount. Just like they don’t need to offer one to first responders or teachers or accountants or doctors or lawyers or the general public.

But our families generally get a discount.

We get cheaper tickets to Disney parks in the US. Sometimes our bags get checked free or we can board first. Some places, like SeaWorld, even offer completely free admission a few times a year.

We get discounts, big and small, at many retailers and tourist attractions around the country. No other group of people, on the basis of their association with an employer, gets this privilege. Not one other group on this scale.

So when I see a military community member go off on yet another rant about being “denied” a military discount, I just shake my head. It reads as entitled to grouch about that sort of stuff. Can you see that, too?

Photo Credit: ©zhukovvvlad /Adobe Stock

Instead of putting on our grownup pants and just getting on with our day, discount or not, you’re grumbling about this “denial.” Oh, poor you, not getting another thing for free or cheaper.

Listen, you’re not entitled to get cheaper goods or upgraded services because of who pays you or who you married. Sure, it’s a great perk and one I fully admit to enjoying as just that – a pleasant and unexpected bonus, the cherry on top of a sundae.

I’m not due anything for free or cheaper. And neither are you.

Do you think that the expectation for military discounts has gotten out of control? Sound off in the comments!

New CMC General Berger Proposes 12 Month Leave for New Moms

08/07/2019 By Meg Flanagan

General David Berger was confirmed at the new Commandant of the Marine Corps in July and he hasn’t wasted any time laying out his ideas for reshaping the Corps. Top on his list: making major changes to how Marines handle maternity leave.

Berger has called the USMC’s current maternity leave policy “inadequate,” citing it as “failing to keep up with societal norms.”

Currently, Marines are allowed 12 weeks of convalescent leave following the birth of a child for the primary caregiver, typically the mother. They do have the option of splitting their leave into 6 weeks increments, delayed as much as a year, or even transferring a portion of the 12 weeks to their active duty partner.

Retaining Marines Amid Modern Parenthood

Berger has committed to this maternity leave policy proposal, although it remains in the exploratory phase currently.

“We should never ask our Marines to choose between being the best parent possible and the best Marine possible,” Berger explains in a prepared statement. “Our parental / maternity leave policies are inadequate and have failed to keep pace with societal norms and modern talent management practices.”

Berger recognizes that Marines must often choose between their commitment to the Corps and their role as a parent. Ultimately, forcing this choice prevents them from adequately serving in either role.

“These outcomes should never be in competition to the extent that success with one will come at the expense of the other,” he states.

While the current year-long maternity leave remains a proposal under consideration for the time being, it also signals a seachange for the USMC’s policies about parenthood.

“We fully support the growth of our Marine families, and will do everything possible to provide parents with opportunities to remain with their newborns for extended periods of time,” Berger’s statement continues. “In the future, we will consider up to one-year leaves-of-absence for mothers to remain with their children before returning to full duty to complete their service obligations.”

Maternity Leave Changes in the USMC, DoD

The last time the USMC’s maternity leave policy was updated was in 2018, the same time the general DoD parental leave policy was changed.

Birthing mothers receive up to 6 weeks of convalescent leave under the current DoD policy. This can be combined with up to 6 weeks of parental leave for mothers who also serve as the primary caregiver.

Policies supporting flexibility were also added to the USMC’s plan. Mothers can transfer time to their active duty spouse or take maternity leave in chunks, delaying their leave by up to one year following birth.

Currently, leave for primary caregivers of adopted children and secondary caregivers is limited to a maximum of 21 days. Weekends are counted as leave days under this policy.

Previously, there was a brief period in 2016 when Navy and Marine moms-to-be were allotted up to 18 weeks of maternity leave.

Advances in Understanding for Parents

Studies in the last several years have pointed to the need for an extended recovery period for mothers. Dr. Julia Wray, of Suffolk, England, conducted a survey of new mothers at important milestones post-birth. She concluded that it can take up to a full year to recover from childbirth, with some issues lingering for years.

“The research shows that more realistic and woman-friendly postnatal services are needed, Dr. Wray explains. “Women feel that it takes much longer than six weeks to recover and they should be supported beyond the current six to eight weeks after birth.”

Photo Credit: ©kieferpix /Adobe Stock

US Lags Behind Other Major Nations

That the USMC should propose such a drastic change in maternity leave policy signals a major seachange. Typically, the US offers zero paid weeks of maternity or paternity leave.

Under the Family and Medical Leave Act, employees in certain positions and companies are allowed up to 12 weeks of unpaid leave, with the guarantee of a position upon their return to work. Any paid maternity or paternity leave policies are up to the individual companies or agencies. Additional income support may be individually purchased to help cover maternity convalescent leave.

Currently, the US is the only major developed nation to provide no paid leave following childbirth. It is only one of 8 total nations to do so worldwide, according to NPR. All other nations provide at least some form of paid parental leave. Eighty-two provide less than 14 weeks, while over 100 provide between 14 weeks and more than 52 weeks of paid leave.

While 99 nations worldwide do not provide paid parental leave, 94 countries provide at least some leave. Forty-six countries allow less than 3 weeks of paid parental leave, 5 nations provide up to 13 weeks and 43 governments allocated more than 14 weeks of paid paternal leave.

Still Room for Parental Leave Improvements

While the USMC’s policy proposal is a major shift in thinking, there is still room for improvement.

Adding extra paternity leave is not included in this initial proposal or guidance statement. The inclusion of weekends and federal holidays as part of the current paternity leave policy is also not discussed.

Adoptive and foster parents are not expressly mentioned by Berger. Currently, they are covered under the paternal leave policy providing 6 weeks of leave for the addition of a new child.

What do you think about expanding maternity and/or paternity leave for military troops? Sound off in the comments!

How Will 3 Million More People Shopping at the Commissary and Exchanges Affect You?

08/07/2019 By Military Life Administrator

By Marguerite Cleveland

    Beginning January 1, 2020, you may see more shoppers at your local Commissary and Exchange, up to three million more. The FY 2019 National Defense Authorization Act expands the eligibility to former prisoners of war, Purple Heart recipients, disabled Veterans (service-connected) and caregivers for Veterans will now have shopping privileges as well as use of base MWR programs that generate revenue. It is the largest expansion of authorized users in over 60 years authorizing a 50% increase in potential customers.

     On a positive note, more shoppers are a way to reverse the declining revenues for on-base stores. More revenue for the Exchanges means more money towards military quality of life. For the commissary it will help to keep the commissary privilege which is a huge noncash compensation benefit for service members. Three million seems like a lot of new patrons but that will be spread out across all branches of the service and all the facilities in the U.S. making the impact negligible.

     For military families who have grown accustomed to shopping at the commissaries and exchanges and their service member maybe facing a medical board. It will be an added benefit to know that they will still be able to enjoy the discounted prices if their service member is medically discharged.

     The Military Times reported that Homeland Security (Coast Guard facilities), the Defense Department and Veteran Affairs have been working for more than six months to plan for the new expansion. The planning process has looked at which states have high populations of disabled veterans such as Florida, California and Texas. They also looked at high cost areas where new patrons could be drawn by the lower prices such as Hawaii, Alaska, California, D.C., New York, New Jersey and Washington. They will use this analysis to prepare for the additional items which will be needed to keep shelves full and avoid any shortages.

     One issue is how the new shoppers will gain access to the installations so they can shop. According to the Military Times, the Veteran’s Health ID Card will be used for disabled and other eligible Veterans. Once the technology is enabled at the front gate, the cards will be scanned to allow access to the installation. The cards will also be read by commissary systems before checkout. For caregivers, you must be registered in the Department of Veterans Affairs Caregiver Program. Initially there will be a memo you can print out. The goal is to develop a caregiver ID card.

     By law there can be no further expense to the commissary, so new customers paying with a credit card at the commissary will be charged a fee, to cover the commissaries cost for the credit card fee. There is no fee if a new shopper uses cash, check or the military star card.

Photo Credit: ©AntonioDiaz /Adobe Stock

     Do you think adding new shoppers to the commissary and exchanges are a good idea? How do you think it will impact your shopping experience?

Marguerite Cleveland is a freelance writer who specializes in human interest and travel stories. She is a military brat, a veteran and now a military spouse.  Her military experience is vast as the daughter of a Navy man who served as an enlisted sailor and then Naval Officer. She served as an enlisted soldier in the reserves and on active duty, then as an Army Officer. She currently serves as a military spouse. She lives in the Pacific Northwest with her husband and two sons. Visit her website www.PeggyWhereShouldIGo.com

How to Save on Your Back to School Shopping

08/01/2019 By Military Life Administrator

By Marguerite Cleveland

     The first day of school is right around the corner and it is time to get ready. Clothes, shoes, lunch boxes and school supplies can be a large expense. Here are some tips to help you save some money.

Photo Credit: ©zaikina /Adobe Stock
  • Make your first stop your Army & Air Force Exchange, Navy Exchange or Coast Guard Exchange. All offer back to school sales and extra savings come into play with tax-free. Here where I live in Washington State that is almost a 10% savings. Also don’t forget the online versions of each, ShopmyExchange.com, myNavyExchange.com, and ShopCGX.com. Not many people are aware that the Exchanges price match. Last school year one of my children needed an expensive calculator. It was on sale at a local retailer. You will need to bring the item and the local ad to the customer service desk to get the discounted price and then you also save the tax. When you shop at the exchange all the profits go back to the military community so it is always my first stop.
  • Office Depot, Staples and many other retailers offer special deals to get you into the stores hoping you will do all your school supply shopping there. I go in for the deals and buy the max amount of all the .25 cent and .50 cent deals even if I don’t need in. Any excess supplies I donate. Discounts are usually on paper, notebooks, pencils, glue sticks, folders etc. Buy a Sunday newspaper to look at all the ads. Weekly ads are usually available on a store’s website.
  • Take a trip to an Outlet Mall. This is another option for getting some good deals. When arriving head to the customer service desk and ask for the military discount booklet. This will show you every retailer that offers a discount. Some are as much as 25% off. Also see if you have any clearance outlets. This is the last stop for merchandise and the prices are crazy good but the selection is super limited. If you have any family members who wear extra small or xxx large this is a great option.
  • Employee Stores. Check if you are near any major retailers headquarters. We are located near Portland, Oregon and Nike allows military to shop at their employee store a few times a year. Columbia and Under Armor allow military to shop year round. Typically employee stores offer 50% or more off of current and first quality merchandise.
  • Online. Check out sites like Amazon Prime for some great deals with free shipping. It is easy to price compare online and if you hate to shop you can just sit down and order everything.

What are your favorite back to school shopping tips?

Marguerite Cleveland is a freelance writer who specializes in human interest and travel stories. She is a military brat, a veteran and now a military spouse.  Her military experience is vast as the daughter of a Navy man who served as an enlisted sailor and then Naval Officer. She served as an enlisted soldier in the reserves and on active duty, then as an Army Officer. She currently serves as a military spouse. She lives in the Pacific Northwest with her husband and two sons. Visit her website www.PeggyWhereShouldIGo.com

Don’t Miss a Beat with Your Post-PCS Must Do Checklist!

07/31/2019 By Meg Flanagan

It’s done. You’ve moved and you’re in the post-PCS honeymoon period. New house, new unit, just settling in and exploring.

Ahhhh, yes, it’s like a mini-vacation. You know, except for the one million things you still have left to do after your big move.

Photo Credit: ©tonktiti /Adobe Stock

Don’t Miss a Beat with Your Post-PCS Must Do Checklist!

Instead of scrambling (again) to do all the things that might have slipped your mind, use our list! Straight from a 10+ year, 5+ move military spouse it’s all the things you might forget to do post-PCS.

Mail Call Updates

  • Change your address on everything: magazines, subscription services, Amazon – all the important stuff!
  • Stop the current mail hold and forward to your new address
  • Update your credit cards and bank accounts to match your new address
  • Send a change of address card or (let’s be real) email to your nearest and dearest

You can use USPS’s website and virtual services to set up a mail hold and arrange for forwarding services. There is a nominal service fee attached. Or you can go to a physical post office and get the same services done for you, for free.

Call up the various money accounts and mail services you have set up. Or use their online portals to change your address.

Mostly, just try to hit the important stuff: credit cards, banks, magazines and subscriptions of all kinds. You definitely don’t want your wine of the month club going to anyone else!

DEERs-ly Beloved

You already know that your life, service member and family alike, revolves around the info stashed in DEERS. Literally, everything.

Make sure it’s updated ASAP after you arrive and/or check-in to a new unit. It seems to go fastest if the service member goes down to update everything.

For When You Get Sick…

Medical care is decided based on region, with different options available based on where you are living or stationed. Right after you update DEERS, do these things:

  • Check the plans and options available to you in your new location – there’s even a handy plan comparison tool on Tricare’s website!
  • Contact Tricare or USFHP, if applicable, to enroll. You can do it via mail, online or over the phone
  • Update your dental insurance with the new address/location
  • Find a new doctor and/or dentist
  • Make an appointment
  • Arrange for your records to be transferred from your last medical office or MTF to the new one.
  • Double-check your records made it, even if you went MTF to MTF.
  • Triple-check that any and all allergies and serious issues made the transfer, too

Your New House

Cool! You got a place and it’s pretty okay, but now you’ve got a few things to line up.

  • Insurance is needed for renters and homeowners alike
  • Extra insurance for natural disasters, based on where you live
  • Gas, water, sewage, trash, electric, recycling and cable/internet all need to be set up…again
  • Do a walkthrough, even if you bought your house, to make sure things work properly and are safe; renters: let your landlord know about any issues ASAP
  • Check the hot water settings and adjust as needed
  • Snake the drains and use clog solution so you have a fresh start
  • Check the septic and well, if applicable; ask about any restrictions, like garbage disposal or bleach use
  • Confirm HOA rules, if any

Beyond the nitty-gritty of safety and basic living, you might also need to take into account how your HHG will fit into your new space.

  • Measure every room, each window and all your furniture
  • Don’t be afraid to move pieces around as needed until it feels right
  • Rethink single-purpose items and be creative
  • Check out the light situation in each room to see what you have from natural light and ceiling lights
  • Think about curtains or shades to help with sound sleep, based on how much light comes into each room in the morning and night
  • Meet your neighbors and let them know when the moving trucks will show up; ask about best options so that you’re not bothering anyone more than necessary

Things That Go Beep

Every military family seems to do the vehicle thing a little differently. Some get new licenses and registrations in every state while others keep it local in their hometown.

Your call. But either way:

  • Update your driver’s license address, even with a white envelope label, just in case
  • Change your car, boat, motorcycle, RV insurance policies and addresses
  • Make sure your EZPass is linked to your new home
  • Check up on your lease or loan agreements for vehicles you’re making payments towards
  • Update or completely change your registrations, if needed
  • Apply for resident parking passes, if needed, at your new home

Location, Location, Location

Making all the updates doesn’t do you any good if you don’t know your way around your new hometown!

Make sure you:

  • Pin important places to your preferred GPS-platform: doctor, hospital, grocery store, playgrounds, parks, pools, Target, best ice cream spot – the essentials
  • Pin your new house, or the closest intersection, in your GPS app
  • Drive around!
  • Walk around (it’s better for the environment)
  • Try new places, leave the house, talk to people in your neighborhood

You might also want to check on:

  • Pet or animal registration requirements and restrictions
  • Trash and recycling
  • Farmers markets
  • HOA regulations

Kids & Schools

If you have kids, they might need to go to school. Even if you homeschool, you’ll still have a little bit of footwork to do!

Please make sure you:

  • Locate your zoned public school or preferred private school
  • Homeschoolers: read the state/local laws and regulations governing homeschooling, register as needed
  • Register for public or private school
  • Take your child to the doctor for a well-visit and updated immunizations, if needed
  • Get school supply lists and purchase items as needed
  • Assess the clothing/uniform rules to ensure compliance
  • Determine how your child will be getting to school
  • Set up a school lunch account, if needed or desired

For parents of littler ones, you might be hunting for a preschool or daycare. You’ll want to:

  • Locate several options, including the CDC on-base if available
  • Contact each preschool or childcare center via phone and/or email
  • Determine enrollment requirements (potty training, starting age, etc.)
  • Compare prices, inclusions, programs and extras (swimming lessons, extended hours, etc.) to see which ones might be the best fit
  • Tour one or more of your preferred options to see if it really works
  • Apply, get accepted and pay tuition!

Make sure that you fully vet all preschools and daycare providers for licensure, experience and references. Not all providers are created equal!

Make a List

Here’s the thing: even with a list of all the little things, there is going to be something that’s missed. Hopefully it’ll be something super little – like you’ve missed out on a cool dog park or something for a few weeks.

As you settle into your new home, make a list of questions or things to do and buy in a central location. Stick a whiteboard or chalkboard wall decal somewhere and jot stuff down as you think of it. Or keep a running list on your phone’s notes app.

Certain things only apply in some locations, like mass transit in the city or how to avoid tractors in the country. Try to imagine different scenarios that will pop up in the first 6 months or so, then make a plan for them.

What else is on your must-do list post-PCS? We’d love to use your wisdom!

White House Nixes Support Proposal for Low-Income Military Families

07/30/2019 By Meg Flanagan

Approximately 20,000 or more military families currently use SNAP or WIC to help feed their families. Now, President Donald Trump wants to further cut these programs in 2020. At the same time, Trump has also refused to support measures that would provide additional food security protections for military families.

Trump is proposing changes to how the income qualifying threshold is calculated, in addition to adding employment requirements. This could result in an estimated 3.1 million Americans losing access to SNAP, the Supplemental Nutrition Assistance Program.

Among those losing access: thousands of military families.

White House Nixes Support Proposal for Low-Income Military Families

According to a 2016 Government Accountability Office report, more than 23,000 active-duty troops used SNAP, once known as food stamps, in 2013.

Actually qualifying for assistance is complicated by the income requirements, which currently include BAH to determine household income. Military advocate Erika Tebbens understands this exact issue.

“When they told me I didn’t qualify because they were counting our housing allowance as part of our earned income, all I remember was just sobbing,” Tebbens recalls.

This issue isn’t uncommon, according to Josh Protas, vice president of public policy for MAZON: a Jewish Response to Hunger. For most federal assistance programs, a service member’s BAH isn’t treated as income. That changes for SNAP, which includes BAH in its calculations.

These calculations, along with Trump’s proposed SNAP changes, put SNAP access for troops at risk.

Photo Credit: ©kropic
/Adobe Stock

Trump Refuses To Support, Acknowledge Food Insecurity for Military Families

Tebbens along with other military food security advocates, like Protas, have pushed for a military clause addressing food insecurity. It’s currently included in the House version of the 2020 defense policy bill.

This proposal would provide an allowance for military families equal to 130% of the federal poverty guidelines minus the service member’s gross income. It doesn’t include allowances, like BAH, in the gross income calculations.

According to a recent Congressional Budget Office (CBO) estimate, approximately 10,000 military families qualify for a proposed measure to address food insecurity.

Over four years, from 2021 through 2024, this would cost a total of $175 million. The current proposal covers only 2020 at a cost of $15 million.

Trump disagrees that military troops should need SNAP benefits, or other food insecurity support, at all.

In a July 9 statement, the White House “strongly objected” to the proposal since troops “receive appropriate compensation already.”

“Most junior enlisted members receive pay that is between the 95th and 99th percentiles relative to their private-sector peers,” the Office of Management and Budget asserted in a statement regarding the proposed provision.

Do Troops Receive Adequate Compensation?

An E-4 service member and family living in San Diego, a major military hub with a historically high cost of living, brings in about $5,270 per month. Almost half of that amount is BAH.

An NBC News report noted that at San Diego-area food trucks, many of the dozens lining up to receive food were military spouses.

Currently, San Diego cost of living is approximately 144% of the US average, making this duty station more expensive than many others. Other major military installations, like the DC-region, Alaska and Hawaii, all rank at higher than the average cost of living.

Even school-aged children are experiencing widespread food insecurity. A DoD report noted that 6,500 students at DoDEA schools nationwide were eligible for free or reduced lunch. This number accounts for about 1/3 of all DoDEA students. It doesn’t account for military-connected children enrolled at local public schools.

Given these statistics and anecdotal reports, budgets are likely tight for junior enlisted and even commissioned troops with families.

“Younger enlisted service members with large households are disqualified from getting the help they need from SNAP when their BAH gets treated as income,” Protas explained.

Ongoing Food Insecurity Concerns for Military Families

This issue previously garnered the spotlight in 2017 amind the last government shutdown. Some troops were not paid or had delayed paychecks, leading to gaps in income.

These stretched and limited incomes caused many military families to use food banks and other food security support services in their areas.

“There’s nothing wrong with turning to a food pantry for emergency assistance in time of need, but there’s no reason those serving in our armed forces should have to do so on a regular basis,” Protas said.

With the Trump administration’s proposed changes to SNAP, more military families may soon be turning to food banks as a means of keeping food on the table.

“While I never expected to be flush with cash as a military spouse, I always assumed, perhaps naively, when my husband joined that we would always have our basic needs met,” Tebbens commented.

Do you think military troops should include BAH in gross income when applying for SNAP or other food insecurity supports? Sound off in the comments!

Help Your Child Get Ready For A New School: Tips to Ease Their Way

07/24/2019 By Military Life Administrator

By Marguerite Cleveland

     One of the most difficult parts of a PCS move is helping a child navigate a new school system. I attended six schools from K-12 and in one epic year three schools. My own children have attended six schools as well. It is a rite of passage for military kids and one they will survive. I was a very shy and quiet child and the frequent moves helped bring me out of my shell. I have seen the same positive effects on my eldest who was on the shy side as well.

     One of the best intros to a new school my youngest had was when shortly after we had moved in there was a knock on the door and this confident kid bounced in and said that he heard my son was going to his school and he wanted to meet him. They spent time hanging out over the summer. On the first day of school my son thought he might be abandoned, but his new friend made a point to introduce him to everyone.

Photo Credit: ©candy1812 /Adobe Stock

Even though there are positives it is still tough being the new kid. Here are a few tips to help make the transition easier.

  • Never tell your child how hard it is going to be or put your own fears upon them. Let the child reflect how they are feeling. Listen and acknowledge, but don’t feed their fears with your own.
  • Check to see if your child’s new school offers any summer programs. This will give them an opportunity to meet other children from their school.
  • Look at the Youth Programs on your installation and sign your children up for some fun activities. If you live on a military base chances are they will meet children going to their new school.
  • Sports Camps are another way for your children to meet other kids.
  • Schedule a tour of the new school for your children. Take advantage of any orientations or opportunities to meet teachers before the first day of school. Ask if your school has a program to pair new students with a peer sponsor.
  • Make sure you and your child are prepared for the first day. Read the school handbook and ensure you know all the rules especially the dress code which varies across the country. Purchase all required school supplies. Your child just wants to blend in and not stand out due to wrong clothes, supplies etc. Learn the school lunch policy. If you are going to purchase lunch make sure to set up the lunch account. If packing lunch ensure there are not any forbidden foods. Many schools now regulate lunches due to food allergies.

     With proper preparation you can help your child’s transition to a new school run smoothly. If it is not a new school for your child encourage them to meet and welcome the new kids. What are your tips to help your child adjust to a new school?

Marguerite Cleveland is a freelance writer who specializes in human interest and travel stories. She is a military brat, a veteran and now a military spouse.  Her military experience is vast as the daughter of a Navy man who served as an enlisted sailor and then Naval Officer. She served as an enlisted soldier in the reserves and on active duty, then as an Army Officer. She currently serves as a military spouse. She lives in the Pacific Northwest with her husband and two sons. Visit her website www.PeggyWhereShouldIGo.com

Army Active Duty Enlistment Bonus Up To $40K

07/24/2019 By Military Life Administrator

By Marguerite Cleveland

     In an effort to meet the recruiting mission for infantry training seats for Fiscal Year 2019 which ends on September 30th, the Army is offering a bonus of $40,000 for a six year commitment as an Infantry Soldier. There is a caveat though, you must enlist and ship to basic training by September 30, 2019.

     Plenty of information is available online at www.GoArmy.com but there are so many things that impact whether you are eligible for a certain program or bonus. To get the most accurate information tailored for your needs whether that is a bonus, money for college or a particular job, you should make an appointment to see an Army Recruiter.

     In addition to the bonuses offered to those interested in the Infantry there are others available as well. Some are combinable but the current cap is $40,000. New Recruits are eligible for a bonus is they enlist for a certain job and they must be physically and mentally qualified. This is determined by taking the ASVAB test and a physical conducted at a Military Entrance Station (MEPS). It also depends on availability of training. There are only so many slots each year allocated for training. In addition to enlistment bonuses here are a few more you may not know about.

  • Active Duty Education Bonus (HIGRAD) – Some Army Military Occupational Specialties designated as an incentive skill offer bonuses for civilian education varying from $3000 to $5000 if you have an Associate’s degree or higher.
  • Civilian Acquired Skills Bonus : Active Army applicants who possess civilian skills that the Army needs, such as proficiency in certain foreign languages, X-Ray certification or specialties in animal care, may be eligible for a $5,000 bonus.
  • High Demand MOS : Applicants who enlist for three or more years in the following jobs may qualify for additional seasonal bonuses ranging from $3,000 to $15,000. Current (subject to change based on Army requirements) high demand MOSs include:

              17C (Cyber Operations Specialist)

             35Q (Cryptologic Cyberspace Intelligence Collector)

             18X (Spec Forces; Elementary Lang Proficiency)

             37F (Psychological Operations Specialist)

             25D (Cyber Network Defender)

             35P (Cryptologic Linguist)

             35M (Human Intelligence Collector: Lang Proficiency

             14P (Air Missile Defense Crew Member)

             15W (Unmanned Aircraft Systems) 

  • Middle Eastern Translator Aide Bonus: Individuals who speak certain Middle-Eastern languages and enlist, as Translator Aides in the U.S. Army are eligible for an enlistment bonus up to $40,000 depending on the number of years enlisted for and any other qualifying bonus criteria met.

     Enlistment Bonuses are subject to change at any time. With the new fiscal year approaching on October 1, 2019 bonuses will change based on the new recruiting mission and budget. It is also important to note that you must qualify as well to receive a bonus. For the most accurate and up to date information contact your local Army Recruiter.

Marguerite Cleveland is a freelance writer who specializes in human interest and travel stories. She is a military brat, a veteran and now a military spouse.  Her military experience is vast as the daughter of a Navy man who served as an enlisted sailor and then Naval Officer. She served as an enlisted soldier in the reserves and on active duty, then as an Army Officer. She currently serves as a military spouse. She lives in the Pacific Northwest with her husband and two sons. Visit her website www.PeggyWhereShouldIGo.com

Turning Ideas Into Income

07/22/2019 By Military Life Administrator

About seven years ago, I wasn’t in a good place. I had finished my graduate degree, and was most eager to land my dream job; but to my despair, things didn’t work out in my favor. Many of us plan our lives out to the very last detail, with the hopes of making the best life possible for ourselves and (future) children, but it doesn’t always turn out how we plan.

When life takes a different (and at times, less desirable) turn from what we intended, it can be daunting. When our plans change, we get discouraged, and even angry; I know, I’ve been there. For those of you who are walking down that lonely, trying path, I’m here to tell you it’s okay – relax, breathe, there are many exciting options that await you!

As a military spouse, being on the move from location to location presents its fair share of challenges, especially when it comes to the jobs that are available to us. We may have had a dream of completing a college degree, owning a business, or getting accepted into law school, but too often, our mission to serve in the military takes us on a detour, sometimes steering us far away from our own professional development.

 When this happens, it’s easy to fall into what I call, surrender mode, turning a blind eye to potential career opportunities and any other means of earning an income. We simply adapt to our new roles; stay-at-home moms and dads that once had ambitions to do something, great. 

What if I tell you, you can earn income with investing very little, or even no money at all in a lucrative venture. I’m sure this comes as no surprise to many of you. In today’s internet driven, global marketplace, a lot of people earn a living, never having to leave their homes.

Photo Credit: ©Prostock-studio /Adobe Stock

There are a host of jobs that may not be your dream job, but can open new doors and create exciting opportunities for you to turn your ideas into income! Below, is a list of jobs that are on the rise, and guess what folks – they pay a pretty penny, and most cost nothing to start-up. So, check out these 20 self-starting careers that I’ve compiled to help jump-start your earning potential!

1. Author/writer

2. Freelancer (check out sites like Fiverr, Upwork, and Guru.)

3. Game designer (if you already have experience/skills in this field)

4. Book cover designer

5. Editor/Proof reader

6. Consultant

7. Virtual Assistant

8. SEO Specialist (Search Engine Specialist)

9. YouTuber/Vlogger

10. Life Coach (we all have unique experiences and therefore lots to share!)

11. Beautician (certification can be completed in short span of time if you have a passion for helping with professional makeup and offering beauty tips.)

12. Hairdresser/Barber (training and certification required, with relatively short training time. Low cost to start-up.)

13. Landscaper/Yard maintenance. (requires some equipment to start up, but definitely doable.)

14. Baby sitter/ Nanny (no formal training required, but getting early childcare certification, CPR, and First Aid certifications are highly recommended! Referrals are also very helpful and can determine the amount of work you get.)

15. Pet sitting.

16. Online adjunct instructor/Tutor (for those with a bachelor’s degree or higher.)

17. Small crafts and handmade goods business owner. (can sell on Etsy or create own website. There are certain requirements that must be met before selling online, such as establishing an LLC, Doing Business As (DBA), or Sole Proprietor etc., tax Id’s, and other relevant permits depending on what you plan to sell. Be sure to do your research on the Secretary of State website, since requirements differ from state to state!)

18. Online retailer. Become an expert at learning the craft of arbitrage and drop shipping.

19. Cleaning Service. (Again, check for required permits, licenses, and other necessary documents prior to starting business.)

20. Catering and Event Planning. This is such an exciting job if you love planning parties and are a people person. If you’re interested in this gig, and have never planned an event before, there are plenty of resources and certifications that can be completed in a matter of weeks, and will have you planning social events in no time!)

So, which one of these jobs appeal to you? I hope this information gives you an idea of the diversity of work that’s available, whether you start your own business, or join forces with an organization!

 In my next article, I’ll discuss the importance of using social media to promote your brand, and staying consistent with your goals. Thanks so much for reading, until next time!

Lei Faircloth, writes fiction under the penname, Sophie L. Osborne.

To learn more about her, visit: https://www.sophielosborne.com/

Should You Tip Your Commissary Bagger?

07/18/2019 By Military Life Administrator

By Marguerite Cleveland

     Absolutely! Baggers work for tips only. As far as I can remember baggers have been a part of the commissary culture. For tons of military kids, this rite of passage has been their first job and for many retirees it is well needed additional income.

     It is a great job for kids to help teach them a good work ethic. My son spent a summer working as a commissary bagger. He quickly found when he hustled and didn’t take too many breaks his income increased proportionately and when he took Burger King breaks, his income decreased especially when he factored in the cost of French fries.

Photo Credit: ©hedgehog94 /Adobe Stock

     For many retirees on a fixed income the bagging job provides additional income, exercise and a sense of camaraderie.  I had one older gentleman whose wife had passed away tell me, “I just needed a reason to get up in the morning.”

     Why don’t commissary baggers get paid by the commissary? The big reason is too keep expenses low. At civilian grocery stores, the baggers are paid employees. So no you don’t have to tip but you will typically pay more on your overall bill.

     Commissaries now offer lanes where you can bag your own groceries or you can use self-checkout if you don’t wish to pay a tip to a bagger.

     According to my son, $5 is considered a good tip. When tipping, consider being generous. Many of the baggers are good kids starting to save for college or a car. How nice to help them meet their goals. I usually tip $5 but if I have a super large load or maybe there is a very compelling story I will double that. So should you tip your commissary bagger? I say yes and generously.

Marguerite Cleveland is a freelance writer who specializes in human interest and travel stories. She is a military brat, a veteran and now a military spouse.  Her military experience is vast as the daughter of a Navy man who served as an enlisted sailor and then Naval Officer. She served as an enlisted soldier in the reserves and on active duty, then as an Army Officer. She currently serves as a military spouse. She lives in the Pacific Northwest with her husband and two sons. Visit her website www.PeggyWhereShouldIGo.com

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