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10 Tips for How to Nail a Phone Interview

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Moving around the world as much as I have, I’ve had my fair share of phone or virtual interviews. At first, it seems great. You can totally chill on the couch in your PJs while securing a new job. I’m 100% there for that!

Until life intervenes and everything blows up.

10 Tips for How to Nail a Phone Interview

You need to prepare for a phone interview a little differently than how you prepare for an in-person one. Here are our tips to help you have a great phone interview.

 

Help Prevent the Implosion from Happening With These 10 Tips for a Phone Interview

1. Do your research

Before you even get on the phone, it’s important to know about the company and the position. You want this job and are super qualified. You need to communicate that over the phone.

Poke around their website quite a bit. It’s not just the tagline that you need to be able to quote verbatim. Instead, you should be very aware of their mission, history, focus and purpose.

Depending on the position you are applying for, you could also do specific research. Look at the position-related content on the company’s website. Another option, if you have experience in the field already, is to create a brief summary of what you anticipate the position to look like and how you would fill that role most effectively.

2. Practice Questions

Practice makes perfect, especially for a job interview. The most successful interviews I’ve ever had involved hours of prep work.

If you have been in this field before, you’ve likely been through this process as least once. Try to write down, from memory, questions that you’ve been asked at previous interviews. If you are new to this field or just entering the workforce, link up with a mentor or career prep center. They can help you to work through typical job interview questions.

Either way, write out your answers to each potential question. Next, find a partner to practice with. Your spouse, friend, mentor or career advisor will role play the interviewer. They’ll ask you possible questions; you’ll answer. Try not to use your written answers if you’ll be doing a video interview. Having your responses nearby is perfectly fine for phone or off-camera interviews, though!

3. Create a Portfolio

At an in-person interview for a professional position, you’d be sharing your best work with a portfolio or through samples. While you won’t be able to do this during your phone interview, it’s helpful to have your best work on hand for your own reference. It can help trigger anecdotes or create deeper answers to questions.

If your portfolio is digital, you can offer to share your files before, during or after your interview. This shows your dedication and commitment to the position.

4. Tech Logistics

When you plan the interview, you should confirm how everything will take place. If you are in the U.S. calling the U.S., you will have fewer issues. Operating OCONUS and connecting with the U.S.? You’ll need to nail down specifics, especially timing due to the different time zones.

Confirm the time and platform (phone, online call, etc.) 24 hours before your interview. This helps to bring you to the forefront of the interviewer’s mind.

5. Location Location

Where is this interview happening? I’ve always done better in a semi-professional setting where I am comfortable. The best bet is to sit at your desk or dining room table. For on-camera interviews, try to ensure good lighting.

Being in a professional setting means that you will have your career tools easily on hand. From jotting down notes on Post-Its to pulling things up on your computer, being at your control center gives you more, well, control!

6. Noise Control

Speaking of control, what are your plans for noise interference? I have 2 kids and a dog and live in a military flight path. I needed to have a plan for my phone interviews. There is nothing worse than having a rowdy toddler bust into your super serious chat!

If you can, hire a sitter or arrange for your spouse to be home. For things outside of your control, like a dog barking or noisy planes, explain them and apologize for these possible interruptions in advance.

You should also have a back-up plan in case of technical difficulties. If you are unable to connect, immediately email or message the interviewer to apologize and explain the difficulty. Then offer several options to reconnect right away.

7. Dress for Success

While interviewing in your comfy sweatpants sounds great, it might not work in your favor. Wearing relaxing clothes makes you more casual, which is the opposite of what you want to do on this call. Instead, put on real clothes.

I like to wear skinny jeans and a cute blouse for off-camera interviews. For video calls, I wear a professional button down, jewelry and do my hair and make-up.

When I feel professional I act professional. This can totally help you nail the ideal tone of voice and stay on-point.

8. Honesty Always

It’s important to upsell yourself, sure. But there is a fine line between a professional upsell and dishonesty. If you don’t have the exact experience the company is looking for, be honest. If you think you could quickly pick up that skill set or expand your area of expertise, tell your interviewer that.

9. Etiquette

Follow all common interview etiquette rules. Be prompt and prepared at the time the interview. Take water with you in case of coughing or a dry mouth. Ask thoughtful follow-up questions and share only as much personal information as appropriate to the position and the situation.

After the interview, immediately send a thank you email. Express how much you enjoyed speaking to your interviewer and why you are excited about this position. Close the email by saying that you look forward to continuing your conversation.

10. Be Yourself!

Most companies don’t want a robot doing the job. They want a person with quirks and a sense of humor. Let your light shine and toot your horn loudly. Maybe skip sharing your affinity for true crime, but totally crack a few (safe) jokes if it feels right.

Have you rocked a phone interview? Share your tips to snag a dream job!

5 Organizational Tips for Military Life

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If there’s one thing I’ve learned as a military spouse, it’s to be organized.

Military life is full of challenges and being prepared and organized can make things so much easier. It’s a new year and we are all making resolutions. If yours is to be more organized, here are 5 tips to get you on track.

5 Organizational Tips for Military Life

Being organized will help reduce the stresses of military life.

5 Organizational Tips for Military Life

Minimize

It’s much easier to stay organized when you have fewer things to organize. I don’t like having clutter, especially paper clutter. A great idea is to open mail and immediately dispose of what you don’t need and file what you do need to keep. Have a specific place to put bills. Once they’re paid, file or shred them. Don’t leave papers out.

Pro-tip: Go paperless whenever possible.

It isn’t just paper that needs to be minimized. I remember shopping with my grandmother when I was little. When I found something I liked she would say

“do you need it or do you want it?”

I still think about that question when shopping and that keeps me from buying things I don’t need. Military families move so often and packing and unpacking can be daunting. Do you really want to move with so many things?

Minimizing the amount of things you own can help you stay organized. I keep a box for donations in my room. When I come upon something I don’t use, I drop it in there and take the box to the donation center when it’s full. If you do this regularly, when it’s time to PCS you won’t have as many things to go through before the packers come to your house.

You’ll also have more room in your closet for clothes you actually wear and your kids will have space for toys they really play with.

File

There are plenty of things you can’t get rid of though, including documents. I have a file box for my husband and myself as well as one for the kids. Paperwork that needs to be saved goes in their proper place as soon as I’ve gone through them. This includes insurance information, school transcripts and tax paperwork.

I also recommend creating a file or folder with important documents. This could have your marriage license, birth certificates, Social Security cards, passports, military orders, power of attorney, a printout of a LES, car titles, insurance information, important contact information, a copy of your will and more in it. These items are in my go-to file. It is so much faster to have everything in one spot when you need things in a hurry.

Prep

Being in a hurry happens a lot in military life. Planning ahead makes things go smoothly. I feel much better when I am prepared for moves, deployments and everyday life.

Don’t let yourself get stressed out. Make the time to get your thoughts organized. Do you have a PCS coming up? Will your spouse be deploying soon? Is your week going to be busy?

Prepare yourself for these things by thinking about what you need to do for each. If your spouse is deploying list the things you need them to do before they go and don’t wait until the last minute to do them.

If you’re moving this year, you’ll want to prep for the move.  Do as much as you can ahead of time. Start thinning out things you don’t need, gather things that you will need for the move and look into the area that you’re moving to.

If you have a busy week, make sure you’re prepared for it. Plan your meals for the week. Use your slow cooker for easy dinners. Make sure backpacks, diaper bags and lunches are packed the night before.

Delegate

You might feel like you have to do everything, but you don’t have to do it all yourself. Share the responsibility with your children. Kids of all ages can help around the house. Our 4 year old is in charge of feeding the dog and setting the table. If you have older kids, they can do laundry, empty the dishwasher and walk the dog. Everyone can help make dinner too. Children can even pack their own lunches.

If you are moving, have the kids declutter their room. Let them organize their toys. Put them in charge of preparing their things to be packed. Make them feel part of the process.

Reset

When my husband says he’s going to bed, he goes to bed.

When I say I’m going to bed, it never happens that I just go to bed. I always see something that needs to be done. I started thinking of it as resetting the house. This is basically tidying up the house so that I come down to a nicely organized space in the morning. This includes picking up things in the living room, putting away the dishes that dried, setting out items for breakfast and putting bags by the door.

Resetting can also be for your mind. Don’t go to bed with a million things on your mind. Review what you need to do before you go to bed so that when your head hits the pillow you fall asleep.

If you do some of these things to get organized, you’ll find your military life is more enjoyable and less stressful.

What do you do to keep your family organized?

What I Love About Being a Stay-At-Home-Dad

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by Eric Gardner, guest contributor

I have had many titles placed upon me in my life, but the one I cherish the most is stay-at-home-dad.

What I Love About Being a Stay-At-Home-Dad

There will always be enormous events in life, however the really important ones happen in between these milestones.

The role of a domestic engineer is a critical position that does not reward you in the traditional sense of a paycheck so some people struggle to define its value. As someone who benefited from a stay-at-home parent and now as I fill the role myself, I understand the profoundly positive impact this position can play in the health of a military family.

My wife and I, like many others, have always placed a very high value on our family. It’s a key consideration for us as we look forward with her military career.

As military families we can’t always stack the deck in our favor with PCS timelines or operational tempos but my wife and I have always tried to do the best we can.

As our family grew with the arrival of our oldest that core consideration of family value was put to the test.

As a dual-military couple we understood the time constraints our careers placed on us. With combat deployments on the rise at the time and both of us assigned to high op-tempo units we were concerned with how that could affect our family. We had seen many couples struggle with this and talked through countless scenarios. In the end the only one that fit us was my departure from the service to stay at home.

I won’t pretend there wasn’t a significant learning curve.

The transition from leading troops in combat to being unable to get my daughter into a diaper without it being a significant emotional event was an adjustment.

You cannot help but be humbled and laugh at life when your child pees through her diaper and onto your dress slacks as you stand in a receiving line for your wife’s change of command. Your once formidable persona as a ground combatant commander is shattered by the undeniable challenges that raising children will bring.

Yet with all difficult tasks come wondrous rewards. I know how fortunate I am to be able to say, I have been present at the birth of both of my children. I have been to every birthday, every holiday meal (because I am making them) and every milestone so far in their lives. Not out of luck but because I am supposed to be.

The role of a stay-at-home parent requires sacrifice, however it also yields immeasurable rewards.

I will admit that my wife got the first word status. I guess it is more fun to say “Momma” than “Daddy” in the beginning. She shares a bond with our girls I will never have – after all she is their mother.

I have been a Girl Scout troop leader and was given the unique chance to add a male perspective to my troop. Our Thinking Day observance was one such instance. As we told the unique histories and cultural information about Italy, my Girl Scouts showed off bedazzled gladiator weapons they made for the event.

I have been a spokesman for school programming, a room parent, hosted coffees and attended the military spouse events in Washington, D.C. As many of the other stay-at-home parents know there is never a shortage of areas to help out in.

Being a stay-at-home dad has allowed me the opportunity to never take myself too seriously. There will always be enormous events in life, however the really important ones happen in between these milestones. The loss of a tooth, learning to ride a bike, doing the first cartwheel, or getting a perfect score on a test.

Life happens in a few blinks of an eye.

Being afforded the opportunity to be with my girls daily lets me see them grow into beautiful ladies and allows me the chance to bolster their confidence so they can chase any dream they have.

Eric Gardner was raised in a military family and lived around the world. Following in his father’s footsteps, he joined the U.S. Army as an Infantry Officer. Since the end of his wartime service he has shifted gears and is now a stay-at-home father. In his role as an active duty Army spouse, he has become an author. As the creator of the XIII Legion Series he has enjoyed great success, and enjoys meeting other entrepreneurial spouses as well as fellow authors. You can see more from Eric Gardner at his Facebook page: www.facebook.com/thirteenthlegion.series, and http://www.facebook.com/XIIILGN or follow him via Twitter @13thLegion.

Do You Understand Tricare’s Upcoming Changes?

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Did you know that Tricare is changing? Just when you thought you had a grasp on how Tricare works, it’s going to change.

Here are the things you need to know about the changes that are coming, when they will begin, how they will impact your military family and what actions you need to take.

Do You Understand Tricare's Upcoming Changes?

If you are currently enrolled in Tricare, you don’t need to do anything if you want to stay in the same plan.

Upcoming Changes Are Coming to Tricare

Region Consolidation

Regions stateside will be consolidated from the current North, South and West to simply Tricare East and Tricare West as North and South merge. There are 2 contractors that will cover Tricare East, Humana Military and Health Net Federal Services.

Tricare Select

While Tricare Prime will not change, Tricare Standard and Tricare Extra will combine into one program, Tricare Select. This will happen on Jan. 1, 2018.

Tricare Select will be a self-managed program with a preferred provider network option available. You will not need to have a primary care manager (PCM). This will allow beneficiaries to go to any Tricare provider without a referral.

While change is usually unsettling, some things will improve. Access for beneficiaries to network providers under Tricare Select will be expanded to include more non-cost preventive services from network providers. The treatment for obesity, high-value care and telehealth will be expanded under Tricare Select.

Enrollment Deaadlines

Automatic enrollment for current Tricare beneficiaries will take place on Jan. 1, 2018. This means Tricare Standard and Tricare Extra beneficiaries will switch to Tricare Select instantly.

Throughout 2018, beneficiaries will be able to enroll in or change plans. In the fall however, Tricare will begin an annual open enrollment time.

At this point, beneficiaries will have to decide if they want to keep or change their Tricare plan for the next year. The open enrollment time will begin each year from now on the Monday of the second full week in November until the Monday of the second full week in December.

Under the previous Tricare rules, a beneficiary could change from Tricare Prime to Standard and vice versa at any time. Under the new Tricare policy, beneficiaries will not be able to. All changes must occur during open enrollment only.

The rules for qualifying life events (QLE) will also change. When a QLE occurs, the beneficiary has 90 days after the event to change the Tricare program they are enrolled to different one. Any member of that person’s family can also change their coverage during that time.

2018 will be a transition year meaning you can still change your Tricare program anytime however.

Specific Changes

Prime beneficiaries will be able to get appointments quicker by not needing a referral for some things. Going to Urgent Care without a referral by the primary physician will be included in this.

Select beneficiaries will see a change to finances. Currently there is a cost share that requires the beneficiary to pay a percent of the total care. Under the new Tricare program, Tricare Select will pay a fixed dollar amount.

Tricare for Life beneficiaries will see their benefits preserved but the authority is there to restructure and updated them.

How will these Tricare changes impact military families?

As Tricare changes from a fiscal year to a calendar year period, military families might see a shift in money. If catastrophic caps or deductibles have been reached, now that the timeline has shifted, there will be no increase in out-of-pocket expenses during that time.

Tricare beneficiaries will be divided into 2 groups. All sponsors that joined the military prior to Jan. 1, 2018 will be in group A, which will be grandfathered in. Those who join the military on that date or later will be put into group B, known as the non-grandfathered group. There will be distinct enrollment fees as well as out-of-pocket costs associated with each group.

What actions should you take?

Beneficiaries must enroll in one of these programs or coverage will be terminated. If this happens, they will only be able to get care at a military clinic on a space available basis.

If you are currently enrolled in Tricare, you don’t need to do anything if you want to stay in the same plan.

If you want to change plans, you should do so. Before Jan. 1, 2018, dependents should make sure they are registered in DEERS. Updating your information in DEERS is a good idea.

What questions do you have about Tricare’s upcoming changes?

Community: A Dying Military Tradition That Needs to Make a Serious Comeback

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One of the things I remember most about growing up a military brat was the overwhelming sense of community that surrounded us, no matter where we lived.

If someone went TDY or was lucky enough to take leave to go home, we always made sure to keep an eye on their house or even mow their lawn if necessary.

If I got home from school and couldn’t find my key, there was always a neighbor willing to let me use their phone or hang out until my parents got home.

When I headed out into the world on my own, it was that very same sense of community I found lacking in the civilian world. It is one of the reasons why I eventually decided to join the military. But I have to say, things have changed a lot since I was a military kid.

With the rare exception, gone are the days of the welcome wagon. You know, that group of people, usually military spouses, who stopped by your house after you had a few days to settle in. They’d bring a plate of cookies or a pie and introduce themselves so you would know at least one person on your street. Then they’d share all the insider info you needed, like the best days to shop at the commissary or which primary care doctor to ask for.

Community is the best part of military life. How can we work together to bring it back?

But nowadays, we’ve given up extending a hand to those who might need a little help because it’s too much of a hassle.

We swear off spouses groups because we swear we just can’t handle all the drama.

It seems like we have given up the idea of actually meeting our neighbors and instead just focusing on how many friends we have on Facebook or how many times we get retweeted. And while I wouldn’t give up my social media accounts for anything, I really wish we could, as a community, remember that face-to-face conversations are as important, maybe more so than a text or instant message.

Community: A Dying Military Tradition That Needs to Make a Serious Comeback

Laughter shared over a cup of coffee will always be better than tweeting.

We need to make developing a sense of community and service to each other a priority.

Military unit success often depends on being tuned in, not only to an assigned task, but to the well-being of those around you. It creates a sense of team and comradely that binds a unit together.

It is an idea that I wish permeated beyond the boundaries of the FOB and into the greater military community.

It is all too easy to stay focused on your own lane, keep blinders on and just trudge forward.

But when one member of our community struggles, it creates ripples that impact us all.

A “hi” on Facebook or a follow on Instagram is a great way to break the ice, but when emergencies arise, we need to know that there is someone we can reach out to and lean on.

Over the course of my husband’s career, I can think of only one deployment where anyone from my military community, other than my husband, ever called or stopped by to check on me. And I know I’m not the only one.

There are no regulations that require this kind of community awareness, but we should take it upon ourselves to make sure that no matter the unit or location, no member of our community ever feels isolated or alone.

I say bring back the welcome wagon and the dinner brigade. Go out and meet your neighbors, organize a neighborhood potluck or cul-de-sac barbecue. Start caring about the well-being of those you pass on the street everyday. Be the kind face they need when the challenges of this life get to be too much. Be the resource they need when they don’t know who else to turn to.

Be as engaged and involved as you can be because a hug can never be replaced by a “like.”

Laughter shared over a cup of coffee will always be better than tweeting.

Make time and be open to cultivating relationships with the flesh and blood people in your community.

You may be just the friend they need to get through a tough time. And they end up doing the same for you.

Is the military community dead? Do people ever come out from behind their screens and talk to each other?

13 Military-Themed DIY Gifts for Friends and Family

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Before there were shopping malls, Amazon, Etsy or warehouse stores, the holidays were filled with homemade gifts designed to show those you cared about how much they meant to you.

13 Military-Themed DIY Gifts for Friends and Family

Do you make homemade gifts for your friends and family?

In that spirit and in the fact that many DIY gifts are much easier on the wallet than a midnight run to a big box store, here are 13 ideas to inspire you to get your holiday craft on – military style.

13 Military-Themed DIY Gifts for Friends and Family

Ornaments

The ideas are practically endless when it comes to ornaments. One of the cutest and easiest I have seen uses Scrabble tiles to create military service acronyms.

Top with a unit insignia or pin on rank or wings and you’ve got a great ornament for your own tree or the perfect new addition for your extended family and friends.

You can order letters in bulk from Amazon and other craft retailers. Make sure you use wood glue and don’t forget to add a note of holiday cheer and the year to the back.

Oh The Places We Have Gone – Map Art

Travel and relocation are just part of the military lifestyle. And they can make for a great gift too! If you’ve got a friend who is missing home, try mounting a cut out of their home city or state and having it framed.

A reminder of home can make being so far away feel a little less lonely.

Or try taking small cut-outs of places you know a friend has been stationed or maybe all the places you’ve been stationed together and glue them to flat glass marbles for magnets. This is the kind of gift that will let them think of you with every shopping list or school calendar they tack to the fridge.

Money Origami

Okay, so money isn’t the most personal of gifts, but if you’re gonna give it, try a little origami to make it more memorable. You can make it look like anything from an F-18 to a tank.

Stencil Anything

Military-style stencils are readily available and with a good brush, paint and a background, you can create gifts that are one of a kind. Try using the military alphabet to spell out a favorite word or someone’s last name on canvas or some reclaimed wood.

Love becomes Lima Oscar Victor Echo and a fun piece of art to hang on the wall.

Related: 9 Military Discounts for Those Who Love to Craft

Use Old Uniforms

If you’re good with a sewing machine, try turning old uniforms into teddy bears for your favorite military kid or repurpose them into an apron for a military spouse.  You could also make a tote, a quilt, a wreath or even a stocking!

Cookies

Cookies aren’t strictly military, but giving cookies is a long-standing holiday tradition. Give them a twist using fun military-themed cookie cutters like these.

If baking isn’t your thing or you are strapped for time, consider putting together some cookies-in-a-jar gifts and attaching a fun camo gift tag and tying on a military-themed cookie cutter.

Coasters

This is a great idea if you are looking to make gifts for a whole bunch of people.

Plus the process is really easy. All you need is a print-out of your unit patch or insignia, some modge podge, a sponge brush and a ceramic tile. Make sure you let them dry completely, then add a holiday note and the date to the back.

Here’s an example of how great they look when you are finished. Here are instructions on how to do it. You can also glue 4 flat glass marbles to the back and your coaster becomes a trivet for the kitchen.

Do you make homemade gifts for your friends and family members? Share your best DIY gifts in the  comments section.

Spread Some Cheer with These Holiday Card Alternatives

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If desperation is the mother of invention, I’m pretty sure procrastination is a second cousin. And I’m suffering from both.

It’s already the end of November and I still haven’t made up my mind if I’m going to send holiday cards or not.

You know, with 3 teenagers vying for their gotta-have-it gifts and plans to travel out of town, our budget is already stretched a little thin. And can we talk about how few hours there seems to be in the day at this time of year?

To make this holiday card thing happen I’ll need to:

  1. Coordinate clothes and beg/threaten/bribe my better half and kiddos to smile for a photo.
  2. Spend hours selecting the perfect holiday greeting, font and layout.
  3. Compile a list of all those who must and should receive a holiday card.
  4. Get the right number of cards printed, plus extras, because I’ll always remember a handful of extra should-be-on-my-list-ers after I print my cards.
  5. Buy stamps.
  6. Sign and stuff ‘em.
  7. Drop them off at the post office and hope that I haven’t forgotten anyone, I got the postage right and that they all get there in time to express my sincere holiday sentiments.

I know it’s not a particularly hard list, but the cost and time alone just adds another layer of stress to an already strapped-for-time season. There has to be an easier way! This year, try spreading a little cheer that is both budget-conscious and time-friendly.

7 Holiday Cards and Creative Alternatives

Do you send holiday cards? Why or why not?

7 Holiday Cards and Creative Alternatives

Use a Mailing Service

Many online photo companies offer mailing services at a price that can save you both time and money.  This option doesn’t allow you to hand-sign or include a personal note, so if you chose this option, consider following up with a quick phone call during the holidays or after the first of the year.

Send Post Cards

If including a handwritten note is more your style, and you’ve got a lengthy list, consider sending post cards instead of the traditional holiday cards.

Postage for postcards is a full 15 cents cheaper than a holiday card sent first-class mail. Sites like Vistaprint offer 50 full-color glossy postcards for $10!

Make a Video

Instead of holiday cards, consider recording a video of your family wishing those you love a happy holiday season. Sing a favorite Christmas carol, read a story, tell jokes or just express your heart-felt sentiment. So much more personal than a card and fun to make too!

You could make one video and share it with everyone or create shorter personalized messages for your close family and friends.

Make a Donation

This time of year is a great time to give back to your community or pay it forward.

Instead of spending money on holiday cards and postage, consider making a donation to a good cause on behalf of each person on your list.

Some nonprofits will even send out a thank you to those for whom you have donated. But if you chose this option, consider following up with a quick email to let those on your list know how much they mean to you. Be sure to include a link to the cause.

Just Call Them!

I like getting things in the mail, but honestly, a phone call and the opportunity to catch up and laugh with those I love is so much better.

Skip the stamps and spend a few minutes being present and in the moment with each person on your list.

Wait Until After the New Year

Often we all find we have more time (and money) after the first of the year. And there is nothing that says a holiday card must come in December! Give yourself some time,  shop the great late-season sales for some beautiful winter cards and use your cards to extend your good wishes for the New Year!

Next Year…Start Early!

Some of the best sales on pre-made cards and online photo cards often come at the beginning of fall. Put a reminder in your phone or on your calendar to start earlier next year.

It won’t necessarily help us out this year, but it might make next year a little less stressful!

Do you send holiday cards? Why or why not?

How to Survive Black Friday Shopping

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Black Friday shopping can be exciting and terrifying at the same time. The crowds are huge and so is the pressure. You may feel compelled to go shopping even if you don’t need anything in particular.

For me, Black Friday shopping has been more of a tradition than a necessity.

I’ve always enjoyed the fun with my mom. Here are my top 5 shopping strategies we use to have fun while getting great deals.

How to Survive Black Friday Shopping

What tips do you have for shopping on Black Friday?

5 Tips for Shopping on Black Friday

Make a List

Black Friday is not the time to browse. The stores will be overly crowded with less than friendly patrons. People can be very competitive pushing their way through the store to grab what they came for.

Know what you want to get in and out of each store quickly.

In order to do that, you should make a list.

I always start with a list of who I want to buy Christmas gifts for. I shop throughout the year as I notice things a friend or family member would like and just put it away.

On this list I write what I have already bought so that I don’t overbuy for one person or not buy as many things for another.

I write next to their names a few gift ideas I have for each person. Once I have completed the list, I consider what gifts are the most important to buy on Black Friday to save money. I put those on a separate list.

Compare Sale Ads

Now that I have a list of what I’m interested in buying, I start to look through the ads.  

Black Friday is the only time of the year I buy the newspaper.

I look through the ads and cut out the ones I’m interested in as well as any coupons. Then I look online to see the sales listed for stores in my area and compare prices. I also note items that are listed as minimum quantity in the fine print, that way I know if it’s likely I will be able to buy that item or if it’s even worth trying for.

In some cases it isn’t worth fighting the crowds for on Black Friday. Cyber Monday may have the same or similar products for better prices or the same. Previews for Black Friday and Cyber Monday sales are available early on online.

Reading the fine print of the sales is important. I read those and note what the best option is for getting the product I want.

Create a Shopping Strategy

The next step is to create your shopping strategy. Plan the order in which you want to go to the stores.

I also think about what time I should get there to beat the crowd.

You should also consider how you will tackle the crowd to get to what you want.

It is helpful to have a shopping buddy. You can split up to find what you came for. It’s also easier to have someone with you to help carry your purchases. My shopping buddy is my mom. We make a great team.

Fuel Up

Don’t let hunger get in your way on Black Friday. I prefer to go shopping after having a meal so that I am full and not thinking about food. I also bring a snack and water with me.

Keeping fueled up on Black Friday is important. I treat myself to a latte that day. My mom and I have a tradition of going out to eat after our fun shopping trip.

Consider Logistics

Don’t get so carried away with shopping that you don’t have room in your vehicle to get it all back home.

If you know that what you’re going shopping for on Black Friday is a large item such as a TV, make sure you can fit it in your vehicle. This is not the time to drive your compact car if your spouse or shopping buddy has a larger one.

We always take the SUV on Black Friday.

Along the same lines, make sure you know where you are going to store these gifts until Christmas.

Last year I stored a giant teddy bear, which was taller than my 6 foot husband, for a friend. She certainly had nowhere to hide such a large item from her daughter. Make sure you know where you’ll be taking your purchases to once you’re done shopping.

What tips do you have for shopping on Black Friday?

What Military Families Need to Know About the Flu Vaccine

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It’s that time of year again, flu season.

Have you and your family gotten the flu vaccine yet?

The Centers for Disease Control and Prevention recommends that everyone over the age of 6 months gets the flu vaccine.

What Military Families Need to Know About the Flu Vaccine

Don’t let your fear of needles keep you from getting this year’s flu vaccine.

Here are the details you need to know about getting the flu vaccine as a military family.

Tricare pays for the flu vaccine, but they have strict guidelines that you must follow in order for your insurance to cover the cost.

The nasal spray that you or a family member may have gotten last year is not available this year. If you want the flu vaccine, you’ll have to get the injectable treatment. Here are 3 ways to get the flu vaccine and have it covered by Tricare.

How to Get the Flu Vaccine for Free Through Tricare

Visit a military hospital or clinic. You should call ahead and make sure that the flu vaccine is available. Some clinics have certain hours that walk-in vaccinations are done and some require an appointment. Active duty service members have priority so prepare yourself for a possible wait.

Visit an in-network pharmacy. You can search on Tricare’s website to find a local participating network pharmacy or you can call the Tricare line at (877) 363-1303.

Last December the Tricare retail pharmacy network changed so you may not be able to go to the same pharmacy you went to for your flu vaccine previously. Make sure you check if your pharmacy of choice is in network now.

For example, last year you might have gone to the CVS pharmacy in Target. Tricare no longer uses CVS. They switched to Walgreens.

You can also get your flu vaccine at Walmart, Kroger and Rite Aid to name a few.

Before heading to the pharmacy, call first. You’ll need to make sure a pharmacist will be available to give the flu vaccine, as Tricare will only cover the cost if it is given by a pharmacist.

If you get the flu vaccine by someone at an onsite clinic that is not a pharmacist, you may have to pay the full price of the flu vaccine.

Make sure when you talk to them to ask what hours the pharmacist will be available to give shots and if there is an age restriction. Some pharmacy policies do not allow them to give the flu vaccine to children under a certain age.

Visit a Tricare authorized provider. If you don’t have a primary physician, you can find a doctor through Tricare’s website. Note that you will be subject to your Tricare plan when going to see a doctor. This means you might have a copay or cost share for the visit. The shot however will be covered.

Active duty service members that do not want to get their flu vaccine from their primary care provider will need a referral to get one elsewhere.

Naval Hospital Jacksonville is offering the flu vaccine at the Naval Air Station Jacksonville Commissary on November 14 and 15.

If you are hesitant to getting the flu vaccine, remember that getting the shot is the first step you can take to protect yourself from the flu. It is required for all active duty, selected reserves and health care workers.

While everyone over the age of 6 months is recommended to get the flu vaccine, it is particularly recommended for pregnant women and people who suffer from chronic health problems such as diabetes and emphysema.

Don’t let being scared of a shot keep you from getting the flu vaccine. The flu is very contagious being spread by physical contact, coughing and sneezing. If you get the flu, you may have mild to severe sickness that could land you in a hospital. Make sure to wash your hands often to prevent the spread of this illness.

Now that you know how to get the flu vaccine for free, make time to get it done and protect yourself and your family.

What questions do you have about getting your flu shot?